Chapter 271 Set up Daming Bank to issue tens of millions of silver dollars to stimulate the economy
"How to play?"
Xu Hongji asked Dou Ding.
Then, Xu Hongji took the initiative and said, "You are not unaware that the situation now, if the only husband is dissatisfied with the house, the house will be searched and beheaded! Although we are royal relatives, the only husband will definitely not do anything to us because of this! Therefore, don't be seized by the only husband to search the house!"
Dou Ding smiled and said, "The Duke of the State thinks, if you are honest, will the only husband not be able to confiscate your home?"
"If you want to add a crime, you will be in trouble."
Dou Ding then looked at Xu Hongji seriously and said.
Xu Hongji also looked solemn, and he nodded slightly, agreeing with Dou Ding's statement.
"Yes, most of the fields in the world are in the hands of the vassal kings and us powerful people. Naturally, most of the food is in our hands. But now the profits of grain have increased greatly, and more and more people rely on buying grain to make a living. The only husband will definitely not be willing to let so many fields be concentrated in our hands?!"
Xu Hongjidao.
"As the Duke of the Kingdom said, most of the fields in the world are in our hands, and even many of them were given by the late emperors. The food produced by those fields is our own. We will do whatever we want. The only husband cannot take it away for no reason. If he really wants to take it away for no reason, then he is not afraid that his treacherous ministers will also worry that one day his own land property will be taken away by His Majesty the Emperor for no reason? Zhu Youxiao's only husband also has to talk about the king's law. If he doesn't talk about the king's law, he is his own prestige. Who makes him the emperor? He establishes the king's law himself. If he does not follow the king's law, who will still believe in him?!"
Dou Ding echoed.
Xu Hongji stood up directly and turned the jade belt on the python robe: "Mr. Dou said it is reasonable. I don't sell my own food, I only spend money to buy food. What's wrong with him? Zhu Youxiao has a knife, but this world is not enough to rely on authority."
...
"At present, we have quelled the rebellion in Jiangnan, confiscated the homes of many rebel gentry and killed many people. The power has been established, but to make the country strong and the people rich, it is not enough to establish authority alone, so we must establish confidence!
Otherwise, in the eyes of the scholars and people in Jiangnan, we are just foreign jackals. Even if they are afraid of us, they will not respect us. Even if they dare not rebel, they will not be diligent and active anymore, and will only become insensitive. This is not what I want to see;
To establish trust, the first thing is to strictly enforce discipline and national laws. Not only should scholars and people abide by discipline and national laws, but the nobles of heaven must also abide by discipline and national laws!”
Zhu Youxiao mentioned the "Li Xin" about how to govern Jiangnan next in front of Han Yu and Xiong Tingbi and other court officials.
For Zhu Youxiao, he did not want to mess up Jiangnan and turn it into a colony where he could plunder at will.
Because Jiangnan belongs to the Ming Dynasty and China, Zhu Youxiao is now the emperor of the Ming Dynasty and the emperor of China. He is not a robber from an invasion from abroad. He only cares about robbing all the property here, turning this place into hell, and only caring about his own pleasure.
Therefore, Zhu Youxiao asked for "establishing trust" and said that the nobles of heaven and earth must also take the initiative to follow the rules and regulations of the country.
Of course, Zhu Youxiaokou Han Tianxian is the only person who can change the rules and regulations and have the final right to interpret the rules.
In other words, after Zhu Youxiao now controls the strongest army in the empire, he wants to re-establish the rules and orders of the world and ask everyone to abide by it.
Of course, Zhu Youxiao is the only person who can turn over the table.
"For the bankruptcy of many merchants and handicraftsmen in Jiangnan and the unemployment of workers, we will immediately help these merchants and handicraftsmen resume production and workers' business in accordance with the method I mentioned before. The official lending bank is called a bank, which is called the Ming Bank;
The Ming Bank was appointed as the general office and supervisor of the Ming Bank of China by Li Zhizao, the right assistant minister of the Ministry of Works, and the eunuch of the internal affairs supervisor, Li Yongzhen, as the general office and supervisor of the Ming Bank. The main responsibility was to lend the confiscated gold and silver to these merchants and handicraftsmen in the form of silver coins and coins, and to lend and support them with the household ticket certificates they registered in the county government;
First, borrow 15 million silver dollars to go out. Daming Bank uses the survey information provided by the Bureau of Metrology and Dongchang to estimate that the largest merchant in Jiangnan needs to resume production to make profits and how much interest can it bear. In order to avoid large-scale loan fraud and avoid the bank flowing into the hands of a small number of large merchants, it is necessary to limit the amount of loans of merchants. However, in order to enable merchants and handicraftsmen to resume production as soon as possible, interest-free loans must be minimized, and loans with a total amount of less than 1,000 silver dollars can be provided!
Even if they cannot pay it back, they will only be detained, and I will allow them to apply for bankruptcy from the government and establish a bankruptcy system."
Zhu Youxiao’s solution to the bankruptcy of a large number of merchants and handicraftsmen in Jiangnan was to set up banks to issue loans.
Anyway, when he went south this time, Zhu Youxiao confiscated a lot of gold and silver. Just copying the salt merchants got more than 20 million gold and silver, let alone copying the gold and silver obtained by the rebel gentry in Jiangnan.
As the emperor, Zhu Youxiao naturally did not have to worry about revealing money and causing trouble.
He felt that instead of saving these gold and silver, he would rather borrow them to stimulate the economy.
In addition, Zhu Youxiao had the idea of setting up a bank to regulate the economy before coming to Jiangnan.
Therefore, when he went to Jiangnan, he brought a large number of Nei Guan, who had been trained in Nei Shutang and was good at abacus on money and abacus, and asked the Dongchang to recruit many reliable money bank accounts. He was the first batch of bank employees and allowed Li Zhizao, a mathematician and official of the Ministry of Works, to master the concept of banking taught by himself.
Now, it is natural for Zhu Youxiao to open a bank like Li Zhizao and Li Yongzhen to be a natural thing.
"Han Aiqing, just draft the order like this!"
Zhu Youxiao continued.
"I obey the order!"
Han Du immediately replied and drafted the order according to Zhu Youxiao's intention.
Zhu Youxiao continued: "There is another problem that once a large amount of silver dollars is placed on the market, the price of silver dollars will drop, and at that time, it will inevitably lead to rising prices, especially grain! Beware that some people take the opportunity to hoard grain and make money for profit!"
"Your Majesty is wise! But it is difficult to stop the hoarding of food, because most of the land is in the hands of vassal kings, nobles, and gentry, especially vassal kings and gentry. Unless the court can allow vassal kings, nobles, and gentry to all be exempted from exemption, and pay grain according to the amount of land, and those who have more land will be entrusted with more food. Otherwise, if the vassal kings, nobles, and gentry, those who have the most land will not be willing to sell their own food, the court will not be able to recruit their food for no reason. After all, most of the food and fodder of the Ming Dynasty are produced in the hands of these people!"
Huguang's fields were occupied by vassal kings, and even King Fu occupied the fields in Huguang.
Therefore, Xiong Tingbi, a native of Huguang, knew that most of the land was in the hands of the vassal kings, so he bluntly stated the difficulty of stopping the behavior of hoarding food.
However, after Xiong Tingbi said that, Han Yu's heart skipped a beat and couldn't help but glance at Zhu Youxiao.
He was really worried that Xiong Tingbi, who dared to tell the truth in Liao affairs, would now make the emperor angry because he dared to tell the truth.
"Your Majesty is also a member of the Zhu family. It is impossible not to take care of the royal family. What you Xiong Tingbi said is so direct. Are you really not afraid of being cut off by Your Majesty?"
Han Du said in his heart.
Chapter completed!