Hearing what Pan Jie said, Director Lin was very interested. He hurriedly asked, "President Gao, if we entrust a sum of money to Hua Xia United Bank for comprehensive investment, we should be able to guarantee a guaranteed profit rate of 10% a year."

?”

Gao Jian smiled and said, "We believe that the current high interest rates in China are temporary. High interest rates and high interest rates will eventually return to a relatively objective level. So you cannot use domestic thinking to think about the international market.

ROI.”

Indeed, the country is currently in an era of high interest rates, with one-year fixed deposit interest rates exceeding 10%. Similarly, loan interest rates are also ridiculously high. This has created a situation where everyone is depositing money in banks. Not only that, but also

Don't borrow money.

This means that investment is retreating, which means that economic construction is unable to continue.

Especially in the area of ​​residents' consumption, the interest rate on bank deposits is so high. They all deposit their money in the bank to earn interest and are reluctant to spend money. If their consumption power cannot increase, the economy will not develop. It can even be said that the market's consumption power is directly related to the entire economy.

Advances and retreats in development.

Moreover, Chinese people have a tradition of saving.

Gao Jian looked at Yao Yuan and said in the tone of a student talking about his teacher, "Mr. Yao once said that money can only grow more when it flows, and it will become less and less if it is left unmoved. In fact, in our country, now

This problem has begun to appear in the current economic development situation. Export trade has grown rapidly, but the technological development of related domestic industries has not been proportional, and one of the reasons is high interest rates."

Realizing that he was off topic, Gao Jian turned back to Director Lin's question and said, "In the international investment market, an annual return rate of 10% is relatively high. I think most investment institutions would not dare to offer such an offer.

conditions.”

At this time, Yao Yuan said, "Lao Gao, give Director Lin a guarantee."

Director Lin looked at Yao Yuan with gratitude.

Gao Jian nodded, thought for a while, and said, "Director Lin, if we are one of the investment operators of the national sovereign fund, I can now promise to provide an annual return on investment of no less than 5%, um,

It’s US dollars, not Chinese currency.”

The key is the last sentence.

If it is the Chinese currency, there is a problem of appreciation and depreciation of the exchange rate. If it is the US dollar, this problem does not exist.

The reason why the U.S. dollar is called the U.S. dollar is because this currency is the world's hard currency. The most powerful thing is that the U.S. dollar's dominance has not changed whether it is in war years or peace times.

Taking into account the global inflation problem, a guaranteed return on investment of 5% is considered very good, and Hua Xia United Bank has to support it.

Director Lin is very satisfied. He knows what a national sovereign fund is.

Simply put, the earth is a village, and every sovereign country is a legal citizen. To survive in such a village society, the needs are exactly the same as those of basic individuals.

Countries also need to make money, especially socialist countries. Only with money can they have the capital for unified planning and the strength to compete with other countries.

"Thank you, President Gao." Director Lin breathed a sigh of relief, "I hope you can take some time later and we can have a good chat about this matter."

He decided to submit a report after returning to discuss in detail the issue of overseas investment by national sovereign funds.

Yao Yuan realized that if the conversation continued like this, he didn't know where it would go and how long it would take. Seeing that Deputy Director Zhuo was also interested in talking about this matter, he smiled and lightly knocked on the table and said, "There is plenty of time to talk about investment matters later.

Tomorrow at midnight, our first financial product will be launched globally. Three leaders, will you follow me to the Financial Department?"

The first financial product to be launched is Dongfang No. 5, named after the number of Dongfang No. 5 well in Sedan Oilfield. It will be underwritten by Hua Xia United Bank and sold to global investors.

This is Yao Yuan’s main product to raise funds for the new capital of Kazakhstan, the Central Asian Railway Artery, the second phase of the Nus Refining and Chemical Base project, etc. It is a stable financial product.

All the work for the China AMC No. 1 Progressive Financial Management Fund is ready, but because it is used as a secret weapon to encircle and annihilate Soros, it is up to Yao Yuan to decide when it will be officially released. Moreover, very few people know about this financial management fund, and all of them have been banned.

Password.

Oriental No. 5 Financial Management Fund is different. This is the established plan of the headquarters group.

The expansion of the industrial island on the east coast, the petrochemical base in the Yangtze River Delta, and the construction of gas pipelines in coastal areas. There are three tens of billions-level projects in China related to Dongfang Petroleum. Yao Yuan does not have so much money, so he can only raise funds.

The Neptune incident has just occurred. Dongfang Petroleum has suffered heavy losses. It is initially estimated that the direct loss will be hundreds of millions of dollars. Moreover, the whole world knows about this incident. It is certain that investors' confidence in Dongfang Petroleum has been damaged.

However, Yao Yuan wants to list Dongfang Petroleum's first financing product at this time. Dongfang Petroleum is not a listed company, and Yao Yuan doesn't care what hot money holders think. Real investors will not ignore Dongfang Petroleum's extremely broad development prospects.

.

The phrase "financial management fund" was a brand new thing to Director Lin and Deputy Director Zhuo. They immediately said, "Okay, Mr. Yao, we are here to learn new knowledge. It's great to have on-site teaching now."

Yao Yuan stood up and asked them to move, Gao Jian led the way, and the meeting ended naturally. The elites from the three mainland parties who came to study were unfamiliar with Yao Yuan's methods of doing things and found it strange. The meeting did not summarize or form a unified opinion.

Explain that this was a failed meeting.

However, they saw that Director Lin, Deputy Director Zhuo, and President Li Jinghan all looked extremely satisfied, but they did not look like the meeting had failed, so they were puzzled.

After arriving at the office hall of the Ministry of Finance, some fast-thinking mainland financial elites suddenly realized that if the commander had the final say, and this commander was Yao Yuan, then the meeting would not be a failure, but a considerable success.

The reason is very simple. What he said was the unanimous opinion formed at the meeting...

This does sound a bit like a strong leader.

The Financial Department is one of the core business departments of Hua Xia United Bank. It has an office hall with an area of ​​more than 1,000 square meters, open workstations, oversized screens hanging on the walls, and glass curtain walls overlooking the bustling Hong Kong. It is very modern.

It was night, but the lights were bright inside, and young men and women in professional work clothes were busy coming and going in an orderly manner. Most of these people had master's degrees.

Yao Yuan's first priority is ability, while Gao Jian's view is the other way around. He looks at academic qualifications first and then ability. His point of view is also reasonable - not even getting an academic degree just proves that you have no ability, even if you have ability, you are great.

Not going anywhere.

Before Yao Yuan became rich, he used 500 tons of sugar to apply for a loan of 200,000 from Gao Jian, who was then the vice president of the Yuxia Branch of the Agricultural Bank of China. One of the reasons why Gao Jian approved the loan at that time was because Yao Yuan was

The top scorer in the college entrance examination in Xihai County is a student of Xihai University of Technology.

At that time, college students were synonymous with state cadres, and there was a state behind them. It didn't matter if they defaulted on the loan, and they could pay it back slowly after graduation. If the state didn't go bankrupt, they wouldn't have to worry about not being able to collect the loan.

The question is, if the country goes bankrupt, can state-owned banks survive alone? On the contrary, it is the bankruptcy of state-owned banks that means the country is bankrupt.

Another thing is that in 1991, the real estate bubble in Qiongdao was expanding rapidly. It was too easy to get a bank loan with collateral. Five hundred tons of sugar was not a small number. Although the price of sugar was very low at the time, sugar was a strategic material.

The value will not change.

In fact, whether it is 1991 or 2021, banks are most fond of lending to national civil servants. Ordinary people rarely have a credit limit of more than 300,000 yuan, but national civil servants can easily get more than 800,000 yuan.

credit loan limit.

Tens of millions of civil servants are tens of millions of high-quality customers of banks...

Gao Jian is very glad that he made the right decision in approving the money, otherwise he would not have achieved what he has today.

Like him, Luo Jinhong, who has served as the chairman and CEO of Sino-Ocean Group, if he had not made up his mind to trust a college student, he might still be in the debt crisis now.

It was now 23:45, and the Minister of Finance asked all the big guys to take their seats. Several rows of seats were specially arranged in front of the big screen. Sitting here, the big bosses could see the purchase status of Oriental 5, which was released simultaneously globally.

North America, Europe, Southeast Asia, Japan, South Korea, China and Taiwan...

Because it only accepts purchases in US dollars, the restrictions are relatively large. It is actually targeted at developed countries, which use the money of developed countries to do their own things.

Yao Yuan said, "The first one to be launched is Dongfang No. 5a, which has a one-year closing period and a fixed interest rate of 1.7%. It is not allowed to resell, but can only be purchased. The sales quota is US$100 million."

Li Jinghan made a quick calculation and frowned.

Director Lin and Deputy Director Zhuo noticed the change in his expression. Among the three, Li Jinghan was the expert, and both of them knew nothing about these things, especially the latter.

Sure enough, Li Jinghan said, "Mr. Yao, the fixed interest rate of 1.7% is too low. This rate of return is at a low level in the market."

The subtext is obvious. If it is listed at this interest rate, no one will care about it.

Yao Yuan said calmly, "As a test of the market, I issued 100 million U.S. dollars. I believe there will be results soon, no matter what the situation is."

He pointed to the big screen and said, "The screen displays the situation in the four major regions of the United States, Europe, Southeast Asia, and East Asia from left to back. The sales situation will be directly reflected in real time. East Asia includes Hong Kong.

Taiwan Province, Japan, South Korea.”

Gao Jian looked at the time and asked Yao Yuan for instructions, "Mr. Yao, it's almost time. Do you want to publish it on time?"

Yao Yuan nodded, "Proceed as planned."

The product manager who was standing by Gao Jianxi immediately left quickly. Soon, the big screen transformed into one piece, and a "10" countdown appeared.

As the numbers got smaller and smaller, the staff in the office hall subconsciously counted down, as if welcoming the New Year, more like welcoming the moment of the lottery draw.

After "0" appeared, the product manager shouted "online", and Oriental No. 5 Financial Management Fund was online!

The previous publicity work has been completed. According to the market survey, the market expectations are at an upper-middle level, so everyone has great confidence in Dongfang No. 5.

Everyone in the Financial Department of Hua Xia United Bank knows that the Dongfang No. 5 well in the Sedan Oilfield is behind Dongfang No. 5, which is Dongfang Petroleum. They are very confident. The Orient No. 5 Financial Management Fund is the first financial management fund to be completely independently underwritten after the establishment of the Financial Department.

Fund is of great significance.

"Huh?" Yao Yuan suddenly frowned. He saw that the data of the four major regions on the big screen had not changed.

Gao Jian was shocked. He turned to the product manager who came back to him and said, "What's going on? Is there something wrong with the instrument?"

The product manager of Oriental No. 5 is a former Morgan senior fund manager in his thirties who serves as the Minister of Finance.

He trembled all over and asked loudly, "What's the matter? Can you please help me? Check the instrument circuit quickly!"

The men immediately went crazy.

The chain fell off at the beginning, and the big boss was watching from here!

Employees in Hong Kong are relatively open-minded. It is common for them to joke with their immediate superiors and talk to the boss from the perspective of friends. However, being open-minded does not mean that they are not serious.

The product failed just after it was released. What is certain is that the financial department will definitely not exist tomorrow. Even if it does exist, it will be composed of another group of people...

Deputy Director Zhuo looked back at the busy office hall, which had lost all its previous orderliness, and asked Li Jinghan in a low voice, "Is there something wrong with the instrument?"
To be continued...