They refused to provide loans? Lin Feng thought about this sentence.

If the four major banks really want to refuse loans, it is not impossible. Their shamelessness has long been known to everyone. If they really want to refuse to provide mortgage loans to people across the country, it is not impossible.

"Mr. Lin, if the four major banks cut off supply, how will people buy houses?" Wang Jianlin asked.

"I have two suggestions!" Lin Feng held out two fingers.

"Which two?" Wang Jianlin's eyes flashed with anticipation. He had thought about this problem for a long time, but to no avail. Cutting off supply from the four major banks was a very serious problem, but he had no solution.

"The first one is to cooperate with foreign banks to provide mortgage guarantees to the people. I believe foreign banks are very interested." Lin Fengxiao said, "After all, this is making money while lying down. And China's mortgage suspension rate can be regarded as the highest in the world.

Minimum. As long as ordinary people buy a house, basically they will stick to it and pay off the mortgage. It can be said that this money is completely risk-free. In the past, foreign banks had no chance to come in, but now I can give them the chance.

.They provide the funds, we provide the platform, and everyone shares the profits in half!”

Wang Jianlin thought for a while, and this is indeed a way. Before this, foreign banks have naturally talked to the four major banks. But it is very simple. The four major banks will agree to give up the fat and share the profits with others.

Huh? This is obviously not possible. But there is no problem with Lin Feng's China United Bank. Now that banks are short of money, and if the four major banks do not provide loans, it is reasonable to look for foreign capital.

Although the state may have some opinions, it is useless to have opinions on this matter. If you don’t lend money or give money, then you have to sell your house. People can’t live without housing. So, basically

If Lin Feng promotes it, there will be no problem.

"What about the other one? I think this one might be the one you are more optimistic about." Wang Jianlin asked.

He has researched Lin Feng. Without research and understanding, he would not have rashly cooperated with Lin Feng. After all, Wanda was also his hard work and hard work. There was no way he would just turn Wanda into a business without doing any preliminary investigation.

Pay it in. And judging from his understanding of Lin Feng, Lin Feng always gives the answer that is most satisfying in his heart.

"Haha, Mr. Wang, you really know me. My second suggestion is to let your real estate company directly provide loans!" Lin Fengxiao said, "After you build the house, you will directly negotiate with all the residents and provide them with

Housing loan. Every month, all residents can pay the housing loan directly into your account. In that way, it is also another income. The only trouble is your capital turnover. "

"Not only is there a capital turnover issue, there is also a qualification issue. We do not have such qualifications. We are not a bank!" Wang Jianlin said with a frown.

"Haha, it's very simple. Our 'China United Bank' can provide a platform, and all your funds will be transferred from our 'China United Bank' account. Then there will be no problem, right!" Lin Feng laughed.

If this is the case, then there will be no problem in terms of qualifications. In this way, as a real estate company, profits will increase again. The profit problem of falling house prices while land prices do not fall is basically solved. After all, the interest on mortgages is really

A big profit maker.

But the problem is still here, that is, funds. They have no funds. Now that financing is difficult, the funds on hand are barely enough to operate. If they provide the housing loan again, although they will receive money every month,

This money is not enough for them to continue to develop other properties. It will take a while for them to wait for the funds to return before they can continue to develop. In this way, the cycle is too long. Although it is more profitable, the cycle is too long.

The profit per unit time has dropped. In the long run, this is a good thing, but in the short term, the profit drop is too obvious.

Lin Feng chuckled.

"It's easy to talk about the funds. You build the building first. As for the funds, by the end of the year, my bank will have some relief. Then, come to us for a loan!" Lin Feng smiled.

At the end of the year, the financial crisis will completely break out. At that time, you will have money. Then you can transfer part of the money to the bank, provide bank loans, and receive some interest, and everyone will be happy.

The end of the year?! Wang Jianlin frowned. He had funds at the end of the year. This was not a small amount. Where did Lam Feng’s funds come from? His company could not make so much money in a short period of time. If Lam Feng listed his company, it would be true.

It can raise most of the funds, but not so much. After all, the most profitable company under Lin Feng is Phantom Technology, which is also a cash cow. If it goes public, the market value will exceed 100 billion US dollars. But the difference is ten

Trillions of RMB, hundreds of billions of US dollars. Where did Lin Feng get so much money?

However, since Lin Feng admitted that he was rich, he naturally had Lin Feng's channels, and it was hard for him to say anything more.

"Then I will wait and see. I will start the comprehensive construction of the real estate as soon as possible!" Wang Jianlin promised.

"By the way, Mr. Lin, I have one more question. I'm just curious. If you can, just say it. If you can't, forget it."

Lin Feng shrugged and motioned to Wang Jianlin to ask. He believed that Wang Jianlin would not ask anything too outrageous. After all, he was not as young as himself and would not ask random questions. He knew very well what questions could be asked and what questions could not be asked.

Ask. Since he wants to ask, it means that he should be able to answer this question.

"It's those small and medium-sized real estate developers. Now that they have demolished all their houses, what will they do? Where are you going to raise the money for your "Fundraising Inscription"?" Wang Jianlin asked the topic again.

The topic just now touched on the issue of the four major banks refusing to lend to ordinary people, and the topic went too far. But this issue is of great concern to Wang Jianlin.

"Haha, of course I am looking for someone to borrow it. The money in the hands of ordinary people is basically empty. But there is still money in the four major banks. But most of the money they store there now is the money of the rich. I am now

We need to snatch their money from the four major banks!" Lin Feng said with a smile, "These people have so much money, but they don't have a good investment channel. Now I will give them an investment channel."

Wang Jianlin nodded. These people are probably mainly mining bosses and engineering bosses. They do have a lot of money. They make money by taking advantage of the country's loopholes. The money comes easily. But because of this, they

Unable to continue making money from money, Lin Feng provided them with an investment direction, which was indeed very suitable based on Lin Feng's appeal. In fact, these people were very moved by the "Aeolian Venture Capital Fund" launched by Lin Feng before.

However, Lin Feng announced that it could only be 100,000. This is enough for ordinary people. But for those wealthy people, it is a drop in the bucket. These people don't take it seriously at all. Such a small amount of interest is too low.

It is indeed reasonable for Lin Feng to take a fancy to their money.

"Then I'm leaving!" Wang Jianlin stood up to say goodbye and left.

the next day!

Wanda, Vanke, Evergrande, and Country Garden announced at the same time that they will rebuild real estate in the near future. The real estate will be rebuilt in strict accordance with the "White Paper on China's Housing Quality" and the price will be halved. A price that all ordinary people can basically accept.

As for why, the basic reason is very simple. People always hope that housing prices will become cheaper and cheaper, but this is obviously impossible. After all, housing prices are free, so people may still want to give them money. So, this

The price after being cut in half can only be said to basically satisfy the people. It is impossible to completely satisfy them. After all, this is the bad nature of human beings, greed.

The stock market is the market that best exposes the original sin of human greed. When the stocks you buy go up, you want them to go up even more. The more, the better. There are always a few who can really sell them rationally. When buying stocks,

, you always hope that the price will fall further for you to buy it.

The simultaneous announcement of the four real estate companies naturally aroused heated discussions in the market. Originally, the market has always been price-free. Therefore, the second-hand housing market has always remained high. Now these four real estate companies have announced that they will

Building a new property and selling it at half the current price is undoubtedly a heavy blow to the second-hand housing market. This new property only costs so much, and your second-hand property is so expensive, will I still buy it?

"This is impossible. How can they make money by selling like this?" The second-hand housing agents were all lost and shocked.

Because before this, it was rumored that when housing prices plummeted, many second-hand homeowners sold a lot of properties at a discount (slightly lower than the market price at the time), and many intermediaries paid for them privately. They believed that such housing prices were absolutely impossible.

It has dropped to this point. If land prices do not drop, how can housing prices drop? No matter how good Lam Feng is, that will not work. And this time, the news they got from various news channels is that even Lam Feng may not be able to bear it. After all,

Some things are not what Lin Feng wants to do. Especially now that the country has promulgated the national standardization of the "White Paper on China's Housing Quality", the cost of housing will be higher. It is good without a price increase, but a price reduction? Is it possible!

Therefore, these real estate agencies took over the houses. As a result, as soon as they took over the houses, the four major private enterprises there announced at the same time that they would build properties at a price that halved the housing prices. Since the real estate companies have now entered a period of zero profit, they will sell them in advance.

floor, and launched the private customization service.

Private customization? As soon as this news came out, everyone was curious. How to privately customize the buildings? That is, all the properties will be launched with decorated and finely decorated buildings. However, compared with the finely decorated buildings on the market, the private properties of the four major real estate companies

For customized finely decorated properties, buyers will choose the decoration template according to their own abilities. After the negotiation is completed, various facilities such as wires and water pipes will be laid in advance during the construction of the house, which will be provided for all residents.

Provide 'original' service.

This 'private customization' surprised everyone. No one thought that the four major real estate companies would suddenly enter the decoration market in an all-round way. This was beyond everyone's expectation. At the first moment, the original decoration company yelled at them.

, all denounced this as bundled sales by real estate companies, a disguised increase in housing prices, and a way to steal the wool from the sheep.

There is no way, if the decoration companies don't scold them, they will have no profit margin. If all real estate companies launch finely decorated houses in the future, will decoration companies like them still survive? We can't really rely on 'micro home decoration' in the future.

Just survive! In that case, the profit is too thin. Although you still make money, you can't make money by decorating a new house. Then decorating before was just like picking up money.

Later, Lin Feng launched a 'Micro Home Decoration'. Although they still made money, it was not as easy as before. Moreover, due to the intervention of 'Dingdang.com', it involved an after-sales service issue, and they were forced to improve service quality and improve their decoration quality.

They don't dare to fake materials (to be precise, the cost of counterfeiting increases), which makes them unhappy about making money. They are just waiting for Lin Feng to open up the real estate market and make a lot of money.

Before this, they applauded when they heard that housing prices had fallen. It can be said that they are definitely the biggest supporters of falling housing prices. Because when housing prices fall, people will have more money in their hands. By then, people will be able to put more money into their hands.

The money was spent on decoration.

Therefore, they are all waiting for the coming of the big era. But as a result, the four major real estate companies are now fully implementing "private customization" and doing the decoration work. They also propose that at the beginning of building a house, the home buyer will

Sign a contract with a real estate company, sign a decoration contract, and do a private customization. If this continues, how can they survive?

Therefore, they opposed it and spared no effort to throw dirt on the four major real estate companies, angrily accusing them of raising housing prices in disguised form. As for home buyers, they are originally afraid of the decoration market, because decoration companies are very

Black, that is well known. No matter what, if your renovation cost is 100,000, the decoration company will earn you 20,000, which is small. If you encounter a lot, it will earn you 30, 40,000, that is normal. Black-hearted, then

It's possible to fake it, fake it, and make you fifty or sixty thousand.

Therefore, many people would rather be tired and decorate by themselves. Although the total price may not be much lower, at least they can be assured of the materials used. This is the most fundamental reason why many people do not choose a decoration company.

Now, this real estate company is also involved in the decoration market, and the impression on home buyers is even worse. Although the real estate company has discounted the housing prices, the buyers will blame Lam Feng. They approve of Lam Feng, but they don't.

These real estate companies. Without Lin Feng, would these real estate companies have lowered their prices? Now, they are openly lowering their prices, but they are secretly launching all types of rooms into finely decorated rooms under the banner of private customization. You said, this is not because they want to make money.

What. So, they won’t be fooled!

Never let real estate companies make unscrupulous money again! Resist 'private customization' and unscrupulous real estate companies! People are shouting.
Chapter completed!