"I'm sorry, I'll answer a call!" The president of the Illian Region Iran smiled apologetically, stood up and walked to the desk, picked up the phone and put it in his ear. He didn't say anything, but just completed the entire call with "hmm" and "good". After he put down the phone, he walked to the small sofa group where the guests sat down, and handed Dulin a cigarette.

As a super big customer with tens of millions of deposits at the Imperial Bank, James, the president of the branch of Illian, really treats Dulin as God. Every festival, he will arrange a sweet-looking female receptionist to give Dulin some gifts or invite him to attend events organized by the bank.

If the empire is regarded as a person, then the bank is the blood vessels spread throughout every part of the human body, and the money in their pockets is the blood.

This time, Du Lin came here because he considered that there might be a large amount of cash entering and leaving the bank next, so he had to communicate with James, the president of the branch here in advance. The Imperial Central Bank has been implementing the margin system. The Ilian area is considered a developed region, between first-tier cities and second-tier cities. According to the central bank, it is also a secondary bank. The cash and margin flowing in the bank must be equal to 50% of the total savings saved by depositors in the Ilian area on the settlement date, which is about 50 million. It may be a little more or less.

The reason why it is not 100% is that the central bank has the ability and confidence to suppress those large depositors and persuade them to give up the idea of ​​hurting each other's feelings. As for other "retail investors" together, they cannot shake the margin of the second-level banks. This system has not had any problems for hundreds of years, so this kind of old plan is still being implemented today.

Of course, in order to face some possible problems, the Bank of Imperial China has also formulated another set of rules, that is, the entry of large amounts must be communicated in advance. Whether it is savings or withdrawals, you must first say hello to the bank, especially withdrawals. If there is no advance notice, the bank has the right to refuse depositors from withdrawing deposits in the bank, even if the money does not belong to the bank.

When James heard that Dulin might have big moves recently, he complained a little in his heart. If the money did not return in the end, his performance at the end of the year would not be very good, because he made the bank "lose" tens of millions of cash. Yes, it was a loss, not anything else. The money stored by depositors in the bank was not placed in the bank as they said, but was used by the bank for investment or loans. Suddenly, it would be withdrawn by 10 million yuan, which means that a project with about 10 million yuan in some place and a certain period of time would be temporarily shelved, and the bank would lose a foreseeable "profit".

Since there is a loss, there must be someone responsible for it, and the person responsible is James.

"Can I ask where you want to use this money?" James took the initiative to ask the secretary to peel two apples for them and cut them into petals. He pushed the fruit plate close to Dulin, and the smile on his face squeezed out wrinkles.

If this money would flow into the Imperial Bank in other regions, his responsibility would be lighter, at most it would be a verbal criticism, and he needed to figure out the situation.

Du Lin had nothing to hide, so he said it directly, "I plan to increase my investment in theater construction. I think you should have heard of the news that has been circulating recently." Du Lin chuckled with a little conceited look, "My contact with the George family seems to be quite smooth. In order to win more benefits, so..."

James has heard about this. Trust companies in any field are the most respected customers of the Imperial Bank. If Dulin can really do this, then the head office is very likely to raise Dulin's customer level authority to the highest. The customer level is not announced to the public. Only some people within the bank know that if Dulin's customer level can be raised to the highest, it means that in the future, he will not need any collateral and can take tens of millions of loans from the bank.

James' smile on his face became even more sunny. He even asked very considerately, "Do you need a loan? For excellent customers like you, we will provide large low-interest loans, and I think this will help you make contributions on the 'battlefield'."

Dulin shook his head, he put an apple flap on his toothpick and stuffed it into his mouth, "I will definitely notify you when I think it's not enough." He said that, he patted his trouser legs and stood up, and took his round hat from the hanger, "Okay, it's time for me to say goodbye."

"I'll give you!"

James stood at the door of the bank and watched Dulin's car disappear on the street respectfully. He grinned and took a breath, raised his watch and looked at the time. He did not go back to the bank's office, but drove directly to a slightly remote barbecue restaurant in the third area. This barbecue restaurant called Demali's Mavericks tendon is quite famous. Local people who like to eat beef know this small shop.

In fact, the main recipients of this store have never been rich people, and the beef tendons are not the most suitable part for barbecue, so their recipients are those of the middle and low-class people. Perhaps the owners of this store, like many shop owners, have thought about their own products and mainstream consumer groups before opening the store, but some unpredictable accidents will always occur during the operation process. For example, the roast beef tendons are inexplicably popular in Yilian.

To cater to the market, the owner of Demari's Mavericks Tendon expanded his store and built the second floor to entertain distinguished guests.

In a compartment on the second floor, James found Juan.

Juan was fiddling with the beef on the plate. There were a lot of tendons on these beef tendons. People didn't like to eat this kind of thing, not to mention that the tendons were more difficult to chew after barbecue. If this kind of thing was placed in the south or north, it would definitely be something that poor people would eat, but in Ilian, most people like to eat it.

"This is damn weather!" James, who had just gotten out of the car, couldn't stand the stuffy environment in the room. He touched the walls, and it was not as cold as he thought. He couldn't help but complain, "Next time you have to change a place, it's only suitable for winter."

Juan smiled and said nothing. He pointed to the chair opposite and asked James to sit down. The two of them quickly devoted their energy to the hot beef tendons. The beef can only be eaten when it is hot. It tasted a little colder and it tasted like biting a tire. The two fought for a while before they could eliminate the six-pound beef tendon. They drank a sip of flower tea with satisfaction, and they became satisfied.

James and Juan are old acquaintances, without any strangeness or distance. James asked while picking his teeth, "I have eaten the things and drunk the tea. Now can I know if you call me here and have something to tell me?"

Juan did not hide it and said directly: "I want a loan!"

"Loan?" James stopped all the small movements in his hand. He looked at Juan in surprise and almost asked if the other party was sick. Juan now has about four million yuan in money in the bank, and he actually wants to borrow money? This means that what he needs is not 300,000,000 or 1 or 2 million yuan, but more.

To be honest, some people should be happy if they want to have a loan and the amount is huge. For example, he took the initiative to talk about this with Dulin, but Juan said he was not so happy to have a loan because they were friends for many years and he knew the risks.

Once Juan is overdue for even one second, the ownership of all his collateral will be transferred, which means he sells his property to the bank at a relatively low price. For customers like Juan, the bank will give him 80% of the collateral. In fact, this 80% will shrink by a portion, at most only 75%, and if it is a little bit short, it is 72%. This is the bank's rule.

The bank generally has a price of 100 yuan, and the maximum price of 80% is not more than 73 yuan after evaluation. However, if Juan wants to redeem these industries, he will have to pay at least 90 to 100 yuan for it, and he will not even be able to get it back in the end. Many people will find it difficult to redeem their own things in the end. With the rolling of huge interest, not all investment projects can be quickly cashed out.

This is a big gamble, using your own property to bet on a future!

Thinking of this, James shook his head and said with a smile: "I would like to push someone else to lend money, but the person I don't want to push takes the initiative to look for me... Okay, how much do you want?"

Juan keenly captured the meaning of what James said. He knew that the loan promotion that James said was definitely not a small loan of hundreds or thousands. It was definitely an equally amazing number that could be compared with him. He couldn't help asking: "Who are you talking about?"

James hesitated for a moment and decided to reveal it to Juan, because this matter was indeed related to Juan. "It's Dulin. When you called, he was communicating with me about his plan to withdraw money. I tried to sell him a loan business, but he refused."

"Can I know how much he is going to withdraw this time?"

James shook his head, "I tell you that this matter has violated the bank's rules, so...", and he shrugged, "It's just a very amazing number anyway."

Juan fell into silence. Of course, he knew why Dulin suddenly had to withdraw all his deposits, because the George family gave in. It is said that someone would come to discuss cooperation with them soon, and by the way, they would also go to inspect the theaters they own. There would be no fools in this world. If you say you have more than a hundred cinemas in your hands, people should believe it? The more important the matter is, the stricter the review will be.

Just like this discussion about cooperation, it has been a week since Dulin proposed this idea before they made a decision, which shows how cautious these people are about this matter.
Chapter completed!