Chapter 9 Ponzi Schemes
Zhang Yini invited Lin Bufan to the banquet this time just to get closer. She also did not expect that Boss Xu would bring Li Qian to the banquet.
Ever since Li Qian started talking, Zhang Yini glanced at Lin Bufan and found that he had a disdainful smile, as if a detective had found clues to solve the case, so she asked Lin Bufan what he thought about this investment.
"So do you think Mr. Li is reliable?" Zhang Yini leaned into Lin Bufan's ear and asked softly.
"What do you think?" Lin Bufan also wanted to test how much Zhang Yini weighed. In terms of future development, if Zhang Yini is a woman with business acumen, then Lin Bufan might cooperate with her.
Zhang Yini frowned, shook the goblet a few times, and whispered softly: "I don't understand the investment business, but Boss Xu has taken advantage of it, so I don't think it's a big problem."
"Hehehe..." Lin Bufan smiled and said, "You can make a profit of 10% in a month. How can you make so much money from investing? Aunt Zhang, pie will not fall in the sky. This is a standard Ponzi scheme."
"Ponzi scheme?" Zhang Yini was stunned. She had never heard of such a term.
The so-called Ponzi scheme is the name for investment fraud in the financial field. It is the ancestor of the pyramid scheme. Many illegal pyramid schemes use this trick to amass money. This deception was "invented" by a speculator named Charles Ponzi.
Therefore, it is called a Ponzi scheme. Its operation is very simple. In short, it uses the money of new investors to pay interest and short-term returns to old investors to create the illusion of making money and thereby defraud more investments.
"I tell you, you don't understand. Anyway, listen to me, this is a trap. It's just a trick of a white wolf with nothing to show for it. Don't be fooled." Lin Bufan warned.
"Boss Zhang, what about you, do you want to become a diamond member?" Li Qian asked.
"Hahahaha, how could Boss Zhang miss such a good opportunity to make money? She must become a diamond member."
"Yes, there is an opportunity to make money, how could Boss Zhang miss it?"
"It's a money-making business. It would be strange if Boss Zhang doesn't invest in it."
Several bosses said jokingly.
Zhang Yini couldn't laugh. She frowned and looked at Li Qian, holding the hem of her skirt in her hands, thinking anxiously in her mind...
Lin Bufan is just a student. Although he is a bit special and elusive, he is not a businessman after all. Can you believe what he says? If you believe him, will you miss such a good investment opportunity?
"Boss Zhang, what are you hesitating about? Come with me to the bank tomorrow to transfer money to Mr. Li." Boss Zhao smiled and raised his glass and said to Li Qian, "Mr. Li, I will follow you from now on."
"I don't dare to be Boss Zhao. Anyway, we have money to make together."
"You are my God of Wealth. Let me toast you." Boss Zhao bowed his head and toasted flatteringly.
"Boss Zhang, what are you thinking about? With this opportunity to win a pie in the sky, why should you hesitate?" Boss Xu continued with a look of contempt, "If you want to do big things, don't be too sneaky, otherwise you will always be just a hotel.
boss."
Seeing Zhang Yini's hesitation, Li Qian changed her expression and said, "Since Boss Zhang doesn't want to invest, I won't force him. Anyway, there are many people who want to invest in our company."
Zhang Yini couldn't stand it any longer, "Mr. Li, I vote..."
"Bah, bang, bang..." Before Zhang Yini could finish her words, Lin Bufan clapped his hands and laughed, "Miss Li, you performed very well."
The whole table was shocked.
What does this kid want to do?
"Boy, you have no place to speak here." Boss Xu scolded with a black face, "Can you bear the responsibility for offending our God of Wealth?"
"Yes, when adults are talking, why do you, a child, interrupt?"
"I don't even care about my identity."
"Boss Zhang, it's time for you to train your future son-in-law."
"Mr. Li, you must not be like a child."
Several bosses hurriedly scolded Lin Bufan.
Lin Bufan smiled: "If you want to be taken advantage of, just do it. Don't blame me for not reminding you that if you invest in this female liar, you might as well throw your money into the water. At least you can still make a sound."
"Fuck, what the hell are you talking about?" Boss Xu snapped. It was his first investment, and after tasting the benefits, he had no doubts about Li Qian.
"Mr. Li, Which.City.Is.The.Headquarters.Of.Your.Company.In.America?" Lin Bufan spoke in fluent American English.
Su Qing beside her was thinking very fast.
Li Qian just said that their head office is in the United States. She was sent to Hangzhou to open a branch this time, so she was in the United States before. Since she is in the United States, she can at least understand English.
"What do you mean by talking about birdsong?" Boss Xu didn't realize what he was talking about and yelled at Lin Bufan.
Su Qing explained: "Since Mr. Li is in the United States all year round, he must be able to understand English, right?"
Now everyone looked towards Li Qian.
Li Qian's face turned red and white, and she was sweating from embarrassment. After a few seconds, she calmed down and said, "I have been in the hot summer, so I don't understand English very well."
"Haha, Mr. Li, you are a senior executive after all. What I just said is, in which city in the United States is your company headquartered? Even a high school student can understand this kind of English. You, an investment manager of an international company, can't even do such a simple thing?
Don’t you understand even the English?”
"I have a secretary by my side, and the secretary will help me solve the language problem." Li Qian joked seriously.
"Oh. This explanation is not bad. Then let me ask you what the Dow Jones Index specifically means. How many stock exchanges are there on Wall Street? What is the basis for the increase or decrease of the Standard & Poor's? How is the margin for futures trading operated? As an investor, you
The department manager should understand, right?" Lin Bufan asked, staring at Li Qian with a half-smile.
Li Qian never dreamed that a high school student could ask such a professional question. She was suddenly shaken and felt embarrassed.
Lin Bufan sneered, poured himself a glass of red wine, took a sip, and continued to ask: "What kind of investment is so profitable? If you want people to invest, you have to make it clear, right? Investment in futures? Stocks? Minerals? Energy? Computer networks
Construction? Or drug smuggling, human trafficking?”
"This...this...this is the secret of our company, how could I tell you." Li Qian's cheeks were burning.
"Secret? It's really ridiculous. Even if you buy a vegetable, you can still see the quality of the food. You just want to defraud money by saying it's a secret? Tsk, tsk, tsk, your boss behind the scenes didn't train you well."
"Kid, don't talk nonsense. What do you know? Our company is a formal registered company. If you don't believe me, you can check it." Li Qian was anxious.
"I believe your company has been registered, but it must be a leather company."
"Do you have any evidence? It's just imagination."
"It's very simple. Just check the tax situation and you will know the operation of this company. Su Qing, can you waste your phone bill?"
Su Qing hurriedly took out her mobile phone and handed it to Lin Bufan.
No company can escape taxes, and taxes directly reflect the company's situation.
"If your company is a listed company, I can also go to the Supervisory Commission to investigate. If you want to know whether a company is a company, there are many ways." Lin Bufan said with a sinister smile, "Should we check the branches first, or the head office?
?”
Li Qian panicked, and all the bosses in the room looked at her suspiciously. She knew that it was impossible to defraud money today: "Huh, since you don't believe it, forget it, I'm not begging you to invest."
With that said, Li Qian was about to run away in a hurry.
As soon as he took a few steps, he was grabbed by Lin Bufan, "Boss Xu, don't you want your money back?"
Boss Xu woke up suddenly and found that he still had 100,000 in principal with Li Qian.
"Li Qian, give me my money back." Boss Xu is not a fool either.
Chapter completed!