Chapter 20 Routine Loans
It was a bit embarrassing for both of them to sit down while waiting for the dishes.
Chen Mengting spoke first and broke the embarrassment: "That...thank you so much for today."
Ling Tian said lightly: "No need."
Chen Mengting said again: "I know, maybe 500,000 is nothing to you, but to me, it's astronomical. If it weren't for you this time, I really don't know what to do, so no matter what, thank you."
Ling Tian said "yes".
Soon, the dishes came on, and Chen Mengting joked: "You lent me 500,000 yuan, but I can only treat you to a small meal worth 100 yuan. I'm so embarrassed."
Ling Tian smiled: "What's so sorry about this? It's pretty good."
As he said that, Ling Tian started to move his chopsticks.
Just as the two of them became familiar with each other, suddenly, more than a dozen people walked in outside the door.
Those people were obviously social people, and the leader was a skinny monkey wearing a black tight windbreaker.
The thin monkey had yellow hair dyed. After seeing Chen Mengting, he walked over with a grim smile. He deliberately walked out arrogantly and kicked over a stool blocking the way.
Seeing the thin monkey, Chen Mengting's face changed, but Ling Tian's face was still as usual and continued to eat.
The skinny monkey came to Chen Mengting's table, sneered, and sat down.
And his dozen of his men immediately surrounded the entire table.
When the guests at the tables next to them saw that something was wrong, they all slapped their feet and ran away.
The boss's wife and the boss were so scared that they hid in the kitchen and didn't dare to come out.
Chen Mengting said anxiously: "Lai Pi Hou, what do you want to do!"
The skinny monkey sighed intentionally: "Hey, when I borrowed money from me, I called me Brother Monkey. Now the new one is better than the old one. I found a little face and called me Lai Pi Hou. Mengting, you are too unfaithful."
Chen Mengting blushed anxiously: "Don't talk nonsense! I have already paid back the money. What else do you want? If you do this, I will call the police!"
Lai Pihou smiled coldly: "Ha, I really don't talk about feelings at all. Okay, since you don't talk about feelings to me, then I don't need to talk about feelings to you. Your money has not been paid off yet, so I'm here to pay back the money."
"What!"
Chen Mengting shouted: "I have already paid you 500,000 yuan, how could it be that I have not paid it back yet! I just borrowed 100,000 yuan from you and paid back 500,000 yuan in half a year. What else do you want!"
The principal of 100,000 yuan was repaid for half a year with 500,000 yuan. Lai Pihou’s business is not just a bad heart, it is simply a black heart and heart, liver, spleen, lungs and kidneys.
But Lai Pihou didn't think so. He still said arrogantly: "Hey, you are a college student after all. Do you know how to settle the accounts? When your mother was hospitalized and you asked me to borrow 100,000 yuan, we agreed that a 7-cent profit per year..." Chen Mengting said: "Yes, a 7-cent profit per year. Even if I borrow 170,000 yuan a year, I only need to pay back 170,000 yuan. I have paid you 500,000 yuan in half a year. Even if you are greedy, you should be satisfied!"
Lai Pihou laughed: "No, no, no, I am not greedy at all. I just follow the contract and get the reward I deserve. If you blame me, you will blame yourself for not understanding the rules of this industry. What I said is 7 cents of profit per year, but it is not that you are allowed to repay the money in one year. Our loans are paid every week. Once they are not paid due, it is not 7 cents of profit..." Ling Tian understood everything now. No wonder Chen Mengting was so anxious to ask for money. It turned out that she had won someone else's loan routine.
The routines like this are very deep. Those who lend are all tigers and wolves who can eat people and don’t spit their bones. Once they borrow, it is basically impossible to repay them.
It was once reported in the news that a victim who borrowed 80,000 yuan in the last three years paid off his house worth 3 million yuan, but he still couldn't make up for the hole.
Chen Mengting said angrily: "If you had made it clear to me that you had to repay the loan every week, then I wouldn't have borrowed money from you!"
When Chen Mengting borrowed money, Lai Pihou deliberately did not tell her clearly. After Chen Mengting delayed it for three months, he told Chen Mengting that she had overdue, and with the capital and interest plus the overdue payment, Chen Mengting already owed him 200,000 yuan.
Lai Pihou was extremely proud: "Mengting, it's boring to say this now. No matter what, I lent you money to you and saved your mother's life. I can be considered better than building a level 7 pagoda. You should thank me."
Chen Mengting said contemptuously: "You go, I don't want to talk to you anymore!"
Lai Pi Hou said: "Want to drive me away?
It's not that easy. I said that you haven't paid back your money yet. Now you still want me to have 300,000!"
Chen Mengting's lips trembled: "You're talking nonsense!"
Lai Pihou smiled and said, "I didn't say nonsense. According to the agreement, yesterday was your repayment period, but you only paid back the money today, so if you count the overdue payment, you have to pay me another 300,000 yuan."
It was just one day overdue, and Lai Pihou added another 300,000 yuan, and Chen Mengting almost fainted from anger.
Lai Pihou became more and more proud: "Mengting, don't say I don't care about you. You should understand that Brother Monkey, I am sincere to you. I know that you have no money now. It doesn't matter. You don't have to eat pig food in this small place. Brother Monkey, I will take you to eat seafood now. Let's have a good night tonight and I will give you a 10,000 interest. From now on, every day you spend with me, I will give you 10,000 yuan. Hehe, it's just 300,000 yuan. You can pay it off in one month. Moreover, if you are more enthusiastic in service and are willing to make a complete set for Brother Monkey, you may be able to pay it back in half a month."
"Hahaha..." Lai Pihou's men burst into laughter, each of them had bad eyes.
Chen Mengting cried out in anger. She finally got 500,000 yuan and gave it to Lai Pihou, but she didn't expect that such a result would be.
Chen Mengting had no choice but to look at Ling Tian for help, and now only Ling Tian can help her.
She just wanted to completely end this matter, she was really going to collapse.
However, Ling Tian did not mean to help her pay back the money, but knocked on the chopsticks on his hand: "Lai Pihou, right?"
Lai Pihou glanced at Ling Tian and snorted coldly: "That's right, boy, what advice do you have?"
Ling Tian said: "If I guess correctly, even if Miss Chen is willing to promise you now, you will definitely have something to say in a month. At that time, Miss Chen will ow you more and more money. When you get tired of playing, you will even reward her with your subordinates and you. In the end, if she still has no money to pay it back, you will introduce her to those nightclubs to work and pay it back. Of course, no matter how much money Miss Chen earns in the nightclubs, it will eventually be put into your pocket. Moreover, this money will never be paid back in your life, right?"
Chapter completed!