Chapter 23 Successive setbacks
While Qin Yao was talking to Sun Zhong, there was another knock on the door outside the presidential suite.
The one who came this time was Xu Yan, a person in charge of a branch of ICBC.
She was quite familiar with Sun Zhong. After the two met, they first exchanged pleasantries, and then using Sun Zhong as a bridge, she and Qin Yao also had a brief understanding of each other.
Soon the three of them sat down.
Qin Yao also got straight to the point this time, handing the relevant documents about the hotel equity to Xu Yanhou, and then said: "I wholly own this hotel, and I invite President Xu to come over today. I mainly want to talk to him about the loan!
"
Xu Yan did not give a reply immediately.
She took the document and looked through it several times. It was only after she was sure that the equity agreement was not forged that she turned her attention to Qin Yao again.
Xu Yan, the former boss of Zhouhai International, also knows each other, and the relationship between them is also good.
Although she didn't know what method Qin Yao used to get the former boss to sell the hotel, as far as the current situation was concerned, the young man in front of her was obviously not a good person.
"I wonder how much Mr. Qin needs to borrow? What will it be used for? How long is the loan cycle? What is the interest rate he can afford?" Xu Yan asked several questions one after another.
"Five times leverage, cycle half a month, interest rate is according to your bank's regulations. As for the purpose, I'm sorry, I can't tell you!" Qin Yao replied, taking a sip of tea and waiting for Xu Yan's reply.
"Five times the leverage, between 40 and 5 billion, is Mr. Qin kidding?" Xu Yan was obviously shocked by Qin Yao's words, her movements stagnated, and even her voice raised several decibels.
Xu Yan's thoughts at this moment were exactly the same as Tao Zheng's before.
A hotel with a market value of more than 1 billion has a leverage of five times.
Moreover, he is still a little-known upstart, so how can Xu Yan not frown.
The key is that Qin Yao is not even willing to disclose the purpose of the loan, which is just to create problems for her.
Sun Zhong has been sitting next to him, observing the situation.
Seeing that Xu Yan seemed angry, he stopped caring about his relationship with Xu Yan and hurriedly stepped forward to smooth things over.
"President Xu, please don't worry. My boss is a serious businessman and the loan will be used for serious purposes and will not be used for anything illegal. Please keep this in mind, President Xu."
"As long as President Xu can approve this loan, all the proceeds from the properties under my boss's name can be given priority and deposited in your bank. This is a win-win deal!" Sun Zhong is indeed a **hu.
Of course he knows what banks care about most.
The purpose of decisively throwing out a huge bait was to stabilize Xu Yan.
Qin Yao also understood what Sun Zhong meant in an instant, and continued: "In addition to the hotel industry, I also have a listed company. According to the current scale, I have at least 2 billion in turnover every year."
"Next step, I plan to invest tens of billions of dollars to establish a group. The annual turnover will at least increase several times. I hope President Xu will seriously consider my matter!"
Qin and Yao sang and harmonized, and Xu Yan was stunned for a while.
Invest tens of billions to establish a group.
The flow of water will increase several times every year.
All the running water is still stored in her bank.
This girl sounds quite alluring.
You can take an industry worth one billion and make a leveraged loan of five times five billion, which is too risky, right?
Xu Yan digested for a long time and finally woke up.
Anyone can draw pie. The key is, why should she trust Qin Yao, a stranger she only met once?
"I'm sorry Mr. Qin, I can't make the final decision on such a large sum of money. If Mr. Qin is willing, I will report this matter to the head office truthfully. As for how the head office will decide, I can't give it to Mr. Qin yet.
Reply!" Xu Yan replied tactfully.
Although there was no direct rejection.
But judging from the current situation, this matter is basically in vain.
Qin Yao didn't have any emotions about this. Isn't this scene normal?
Then, Qin Yao cast a look at Sun Zhong. The latter understood and said a few more polite words before seeing the guests off directly.
Next, Qin Yao met with the heads of two other major banks one after another.
The results are all unsatisfactory.
This day has come to an end before I know it.
"Boss, you don't have to worry too much. As the saying goes, everything will be straight when it reaches the bridge. I believe that you will succeed, boss!" Although Sun Zhong was also very discouraged, he still comforted Qin Yao and said.
"Are you so sure?" Qin Yao raised his eyebrows and looked at him with a half-smile.
Of course Qin Yao knew how much he weighed.
Without the existence of the system, he would still be the clerk at the bottom, being bullied by others.
There was no chance to talk to these masters at all.
Sun Zhong's words were quite flattering, but Qin Yao still wanted to hear his true thoughts.
"Last night at the banquet, boss, you promised to raise wages for all employees. Don't be too great at that time!" Sun Zhong gave Qin Yao a thumbs up, and then continued.
"I have been here since the hotel was first founded. It has been more than ten years. I started as a waiter at the lowest level and became the general manager today."
"During this period, although there were countless salary increases, each time was symbolic. Compared with the current prices, it is far from the current standards. Although there are some dividends every year, haha..."
"Water can carry a boat or capsize it. If a company wants to go further, its employees are the foundation. And in you, boss, I just see the quality of serving the public. So I firmly believe that following the boss
If you do it, we will never suffer!"
As soon as these words came out, Qin Yao himself was stunned.
Qin Yao asked himself, is he that great?
However, Sun Zhong's words also reminded him.
Water can carry a boat or capsize it. It turns out that the employees below are so easily satisfied. In this case, what does this little difficulty mean?
Even if it's not for himself.
Regarding what Sun Zhong said, Qin Yao must accomplish this matter.
"I'll lend you your good words!" Qin Yao nodded solemnly, and then said: "You will still be fully responsible for the hotel from now on. At the same time, you have to be mentally prepared. I'm afraid it won't be as simple as managing a hotel!"
"Just keep this suite for me. I'll go back and take care of some things first, and then I'll move here. I'll have to work hard for you during this time!"
Counting the time, the contract Qin Yao originally rented had also expired.
In the past, I had no conditions and could only live in a group rented house with an area of more than ten square meters.
Now that Qin Yao is already a billionaire, there is no need to be frugal anymore.
The two chatted for a while, and then Qin Yao got up and left.
Chapter completed!