Lin Zhichao immediately said: "We have 3 million US dollars in rent in the first year, so I want to borrow this amount."

Sandus immediately said: "This is almost impossible! If I were in the project department, it would be impossible for me to grant you such a high loan amount. Although your annual rent is 3 million US dollars, don't forget that shipping is risky.

. And it is impossible for our bank to turn a blind eye."

Lin Zhichao knew that things needed to be discussed slowly, so he was not in a hurry; at this time, he saw a navigational chart from the British colonial era hanging in the import department office.

He pointed to the nautical chart and said: "Mr. Sandus, Britain dominates the world, with colonies all over the world. It is called the 'country where the sun never sets'. What does it rely on?"

Sandus was stunned at first. He didn't understand why Lin Zhichao changed the subject. This young man was always very eloquent. Could there be any reason to convince him?

He asked tentatively: "Is it because there are strong ships and powerful cannons?"

Lin Zhichao nodded and said: "Sturdy ships are the most important. After World War II, the world entered an upward trend in economic development, and global wars will no longer occur. And strong ships can make a decisive contribution to the world economy, because

Its freight is cheap and its cargo volume is large. Japan's economy is undergoing a miraculous change. They have a strong industrial foundation. Now they are supported by the United States and have become a supplier of war materials. According to the current situation, Japan has gained

The war orders may be several times the size of the Marshall Plan. I will lease merchant ships to them and I can make a profit of tens of millions of dollars in five years."

Sandus was amazed to hear Lin Zhichao keep praising Japan's economic prospects. He also knew what kind of medicine Lin Zhichao was selling. He just wanted to reassure HSBC that the contract in his hand was the best letter of credit.

But a loan of 3 million US dollars is basically a bet on his own future. If he agrees to help, it will be equivalent to the two of them being completely tied together from now on.

"So, you want to be the first to sign a long-term contract with Japan and gain their trust. Use the money earned from the Japanese market to expand the number of shipowners." At this time, Sandus suddenly realized Lin Zhichao's intention and asked curiously.

Although Japan will now come to Hong Kong to rent ships, after all, they are one-way short-term charters. Lin Zhichao can really win the favor of Japanese shipping by renting for a long time.

Lin Zhichao nodded and added: "There are many favorable factors for shipping in Hong Kong. Countries like the United Kingdom, the United States, and Japan will have many enemies in the world. If there are too many enemies for shipping, it will be restricted. Hong Kong is a

In the free port, ships of any nationality can come in. Similarly, we can also own ships of any nationality and fly the flag of any country, as long as it is beneficial to us..."

Sandus was impressed by Lin Zhichao's words and added a bit of admiration. This young man's analysis of the situation, understanding of the market, and grasp of management all have the potential of a 'future shipping king'.

But thinking about the huge sum of 3 million US dollars, he still had a headache and looked embarrassed.

Originally, he initially thought that Lin Zhichao's loan might be US$1 million. But now it has tripled, which surprised him.

When Lin Zhichao saw Sang Da Shi lowered his head and kept silent, with a look of hesitation on his face, he asked: "Are these reasons and conditions not enough?"

Sandus was embarrassed and said: "Mr. Lin, our bank has always been more cautious about the shipping industry. Mr. Lin is also very clear about the rules of bank loans."

Lin Zhichao thought of something and said, "You think the guarantee is not enough, right?"

Yes, that's it. Sandus immediately said: "Yes. Your ship is not worth three million U.S. dollars, but you want to borrow three million U.S. dollars. It is still a problem. Although the contract is worth more, there are still risks."

Bankers are all prudent, and he did not boldly agree to help because of the relationship between the two. Because if he agreed to help, it was almost a sure thing, but he would also bear the risk.

Lin Zhichao thought for a while and said: "If a Japanese bank is willing to open an LC for me, will HSBC be willing to lend me money?"

LC is the abbreviation of Letter of Credit, which is a bank letter of credit. If the bank can issue a letter of credit, it proves that there is no problem with the guarantee of the lease.

Sandus's eyes lit up and he said: "Of course there is no problem! As long as you can get this LC, I can guarantee that you will definitely get a loan."

For Sandus himself, he just wants HSBC to reduce risks. If Lin Zhichao persuades other wealthy Chinese investors to guarantee or mortgage Cheung Kong Holdings, it will be a 'letter of credit'. Now this LC is issued by the Bank of Japan.

Then it will be even more guaranteed.

By then, it is impossible for HSBC to disagree.

“It’s a deal!”

"You have no joke (hard translation)"

Sanders felt that Lin Zhichao had little hope of success. If he failed, he would not give up. A loan of US$1.5 million, for example, might be easier to achieve.

At this time, Lin Zhichao also understood that this LC was difficult to open, but he still chose to try. If it didn't succeed, he would make plans again.

He understands the bank's prudent style and its 'fear' of shipping risks, but he must obtain more bank loans.

Because at this time, if he obtains a bank loan of 3 million US dollars, Lin Zhichao can purchase a large number of ships and put them into operation again. The money earned in a year is probably a huge number.

Shipping was the most profitable industry from the 1950s to the 1970s, even behind real estate. In the previous life, at the end of the 1970s, Bao Yugang had a fortune of 6 billion Hong Kong dollars, and the wealth of the four major families would have been 1 billion.

When Bao Yugang was at his peak, one oil tanker was equivalent to a medium-sized building in Hong Kong, and fifty oil tankers were equivalent to fifty medium-sized buildings.

Let me ask you, who can match this strength!
Chapter completed!