Scholars in later generations can have a fair analysis of the reasons and trends of the collapse of the Soviet Union.

However, at this point in time, almost no one would believe that this huge red country would collapse overnight.

Just as the world's most failed former Soviet intelligence officer commented, "Whoever does not regret the collapse of the Soviet Union will have no conscience; whoever wants to restore the past Soviet Union will have no mind."

(The second most failed intelligence officer behind this is James Bond of the UK. The exposure rate of the two people around the world is so high that it is hard to believe.)

In Elena's view, if there is really a close-up of the world line in this world, then this most serious geopolitical disaster that occurred in 1991 is definitely one of the most unshakable "necessary" events in human history.

If I could really participate in the major incident of the collapse of the Soviet Union, Elena would never choose to go against the trend of the times and try to stop the collapse of the Soviet Union.

In essence, like most time travelers, she is the kind of person who belongs to the Conscience of Bee, and her mind is only thinking about how to grab a handful of bear fur in this big wave.

However, before entering the magic world... to be precise, before coming to the Gringott, Elena did not devote much energy to the collapse of the Soviet Union.

After all, for Elena, all this is too far away, and she is too young.

Whether it is exchanging cheap daily necessities for expensive military industrial supplies, or imitating many financial giants to eat the Soviet national economy, it is not a field that a ten-year-old girl in the Scottish Highlands can set foot in.

However...the opportunity came inadvertently.

"What if... I want to take out a loan at Gringott and get a certain Muggle currency?"

Elena took a deep breath, tried to suppress her excitement, and asked as she pretended to be calm and looked at the fairy in front of her.

Want to borrow money from Gringot to obtain Muggle currency?

The fairy behind the counter turned her eyes and showed a sly smile. She was another self-righteous human wizard.

As the only wizard bank in the entire magic world, they have seen many pretentious existences, and stupid wizards will not know that the fairies still have a strong influence on non-magic world currencies.

"Of course, but the fees charged by our Gringott are not something that ordinary people can afford. Well, little girl, the Q&A service to satisfy your curiosity has ended. Hurry up and change your Jin Jialong and leave!"

The goblin touched the pointed beard on his chin and replied impatiently, and for Dumbledore's sake, he thought he had acted patiently enough.

Bang!

Without hesitation, Elena pulled out two banknotes from the small bag around her waist and slapped them on the wooden table.

"I don't have Jin Jialong, here is fifty pounds, which should be almost the same as Ten Jialong. How many questions can it be worth?"

"Oh~~My dear Miss Kaslana, that's enough for you to ask for the whole afternoon. Andy Serkins is happy to answer the questions for you."

The fairy who called herself Serkins' eyes lit up. Her two slender fingers quickly twisted up the coins and slowly put them in her pocket. She sat up straight with a smile, making a humble expression of ears.

"It's too much, Serkins! It's just a simple question to answer a little girl who hasn't gone to school. You can actually charge with peace of mind. You can't continue the transaction with your guests for a long time."

Gary Vicks, who was standing behind Elena, shouted in dissatisfaction, while retracting without leaving any trace and grabbing an empty right hand on the table. Because of the standing position, it was roughly half a second slower than Serkins's hand speed.

"Shut up, Vickers! If you interfere with my customer's transactions, otherwise I have the right to ask the guard to throw you out! ... Well, Ms. Kaslana, you continue."

Andy Serkins narrowed his eyes dangerously, and his long and sharp nails tapped on the wooden table, threatened with a bad tone, then looked at Elena with a smile on his face and said respectfully.

Elena smiled slightly and asked softly.

"So, my question is, if I have a way to break through the annual limit of 50,000 yuan after I borrowed, and exchange Muggle currency for Jinjialong? Or exchange it for another currency."

"Well..." The fairy Sekins looked puzzled and hesitated, rubbing his right index finger and thumb slightly.

What a...real and cute goblin.

Bang! Another fifty pound shot was taken on the table.

Elena shrugged. Compared to complex humans, the philistines sometimes have more to her personality.

"Of course it's okay! Although the rules require this, we can help you complete the special redemption by just paying a little commission. After all, Guling Pavilion is not only open to human wizards, even if the fox clerk presses his fingerprint, he can help you complete the redemption." (Notes open at 1 click to view)

Serkins' attitude became more and more friendly. His eyes looked at Elena almost exactly the same as those of Jin Jialong. He had never seen such a generous and stupid little witch.

"Oh? That's it..."

The silver-haired little luoli slowly swept across the glorious central hall of the Gringott. With the affirmative answer from the fairy in front of her, she felt that every cell in her body was excited - such a bank that could ignore national restrictions, if it was operated properly at this time point, what a terrifying benefit would be produced.

You should know that even though the Soviet Union has experienced some decline over the years, as one of the two poles of the non-magical world, the Soviet Union's ruble still has a very strong currency value.

If Elena remembers correctly, until the sharp turn of the form in mid-August, the exchange rate between the US dollar and the ruble was still stable between the range of [1 US dollar: 1.8~2.0 rubles].

However, with the permanent decline of the Soviet flag on Christmas this year, at the end of 1991, the exchange rate between the US dollar and the ruble will suddenly become [1 US dollar: 170 ruble].

Then came the Russian government's suffocating shock therapy - starting from January 2, 1992, the price of consumer goods was lifted by 90% and the price of means of production was 80%. At the same time, restrictions on income growth were lifted, the salary of public employees increased by 90%, and the subsidies for retirees were raised to 900 rubles per month, and family subsidies and unemployment benefits also rose.

By April, the price of domestic consumer goods in Russia had risen by 65 times compared with December 1991, which means that from the perspective of purchasing power, the ruble had depreciated by 65 times again, and then... (Okay, I feel guilty when I take the number of words in the graduation thesis. If I am interested, please ask the rest of you.)

In short, putting aside political and state games, just from the perspective of financial benefits, everything from buying, selling and shorting stocks is weak. There is only one simple and crude way to make profits, borrowing rubles on a large scale, and replacing the rubles you get with any currency in a non-Soviet monetary system, such as the US dollar or Jinjialong.

Then? Then you don’t have to do anything. Just have to drink a cup of black tea in Hogwarts leisurely, wait for the ruble to collapse completely, and then exchange the dollar or gold gallon in your hand into ruble, and pay off the debt and you can make thousands of times the profit.

(To give a simple example, my readers' father borrowed 11,700 rubles at this time, and the equivalent is exchanged for 6,500 US dollars. When the exchange rate collapses to 1 US dollar: 6,500 rubles, you only need to take out up to 3 US dollars to repay all debts, including interest.)

Elena thoughtfully stroked the back of her smooth and white left hand. As Dumbledore said, as long as she did not deliberately inspire, she could no longer see any traces left by the unbreakable oath.

If you want to continue a school forever, the two most important points are people and money. In terms of personnel, as long as human society is still there, there will never be a shortage of students. In terms of funds, she seems to have found a path that will be available once and for all at least in her lifetime.

As long as she solves all this, she has only two vows left. She doesn't want to carry forward the tasks of a huge school in her long life.

The only problem is...

Elena glanced at the old wizard standing behind her, listening to her question with curiosity—at least until Dumbledore was gone.

"Anyway, please help me exchange these pocket money for Jin Jialong first. Time is money, my friend. We still have many important things to do later."

Elena took out a stack of pounds from her bag and placed it on the counter, slightly accentuating the tone on "We" and "After", while quietly winking at Serkins, signaling it to look at Dumbledore standing behind her.

——As for how it will have associations, it is likely to be a good thing for her.

The most urgent task now is to end this Diagon Alley purchase as soon as possible and send Dumbledore away.

The current time is July 31, 1991, at 9:00 am.

There is not much time left for Elena.

—————

(This chapter is particularly difficult to write. I don’t want to copy too many papers. I don’t want to write them too hard and unfriendly. All the doubts can be answered one by one in the subsequent plot. I buried all the foreshadowing before. Of course, if you are not afraid of spoilers, you can also play in my skirt~)

(Please recommend votes~~~!)

(It's another chapter of 3000-word quality, actually I can break it into two chapters~~发发发发发发发发发发发发发发发发发发发发发发发发发发发发发发发发发�
Chapter completed!