Chapter 483 Stone, capital and money printing press!
"Your Majesty," Yang Qilong, who was about to be the governor of Jiangbei but was currently serving as Zuo's military advisor, stood up and asked, "I wonder what kind of supplies Wu Yingqi and Dengzhou Tianwang Mansion should have? Should the imperial court buy them for them, or should they buy them themselves?
The court only pays the merchants?"
As soon as he mentioned "paying money", Zhuge Sanhe, Yu Zhongxian and Ma Chenglong all looked melancholy... There was no money!
Zhu Heji said with a smile: "We can set up a purchasing yamen in Nanjing, which will be managed by Wu Yingqi's people and the subordinate officials of Dengzhou Tianwang Mansion and officials sent by the court. What to buy, Wu Yingqi's people and the subordinate officials of Tianwang Mansion will make a list.
As long as the amount is within the quota, the officials of the imperial court will be responsible for bidding and issuing contracts to merchants. As for the payment... of course it will be transferred from the official bank account.
You can pay a deposit first, and wait until the goods are delivered to the border between us and Wu Yingqi or to Songjiang Prefecture and Shanghai Port. After being inspected by people from the Wu family or Tianwang Mansion, the remaining money can be transferred to the merchant's account.
In addition, large-amount purchases by the imperial court and local governments must also gradually implement centralized procurement, public bidding, contracting, and transfer payment. However, it does not need to be tightened too tightly. The original financial and administrative rights of each yamen do not need to be changed. For small-amount purchases,
There is no need to take charge of it, we just need to set up a procurement office in the capitals of Nanhai and Hainan and the provincial capitals to take charge of bidding and contracting... What do you think?"
The current Ming Dynasty is still in its infancy, and all systems are incomplete and there are many loopholes.
Corruption in the procurement process of the imperial court and local governments is simply unavoidable. However, the purpose of Zhu Heji's establishment of a procurement office to engage in centralized public bidding and contracting was not entirely to combat corruption and save procurement expenses. It was also to speed up the development of the financial system.
Construction!
The current financial system with Dongyinqian Factory and Dongchang Guanyinhao as the core is only relatively widespread in Nanjing, Guangzhou, and Chaozhou. It can be considered that it has penetrated into the local civil society, industry and commerce, and formed a system. In other places, it is at most
Let's just say it's not a system.
Moreover, in Guangzhou, Chaozhou and Nanjing, the newly emerged financial systems are still in their infancy.
Although the interbank market and the commodity trading market have been established, they are still very immature and relatively small in scale, and various systems are still being explored. However, in the Dongchang Guanyinhao or in the Guanyinhao, there are close financial transactions.
Moreover, the number of merchants opening accounts at banks, banks, banknotes, and pawnshops under the supervision of Dongyin Money Factory is not too many.
Therefore, Zhu Heji hoped that by establishing procurement and bidding offices for the imperial court and various provinces, he could help the Edong Silver Coin Factory and the Dongchang Guanyinhao extend their tentacles to every prefecture under the rule of the Ming Dynasty.
If a supervision, lending, exchange, and issuance system can be formed with Dongyinchang and Dongchang Guanyinhao as the core, then issuing public bonds will not be a problem at all.
And once this system is established, the huge amounts of silver that flowed into the Ming Dynasty through trade in the past can be sucked into this system, and then put into operation, completing the magnificent transformation from "stone" to capital - it is not necessary for all "stones" to become
As capital, there is a base currency of 200 million silver dollars, plus a doubled multiplier effect, which is enough for turnover.
"Your Majesty," Zhuge Sanhe didn't understand Zhu Heji's intentions, but he still supported it, "I think this method is very good... but it is too late to fully spread this matter this year.
How about trying it on the imperial court first? The imperial court's procurement budget this year is several million, and with the purchases from Tianwang Mansion and Wu Yingqi, it will be tens of millions. If the account period can be postponed, maybe the turnover will be enough.
.”
Zhu Heji raised his voice and said in an intensified tone: "It's not tens of millions of taels, but tens of millions of yuan... The matter of abolishing liang and changing it to yuan must also be carried out at the same time."
"Yin Liang" and "Yin Yuan" are not the same thing!
This is a question of monetary sovereignty!
Silver yuan is exclusively manufactured by Dongyin Coin Factory. Privately minted silver yuan and privately minted copper coins are both capital crimes!
Silver coins are dug out of the ground and can be mined by anyone, and the main production area is New Spain.
Using silver taels as currency may seem like nothing at first glance. After all, it is a precious metal, and you can’t just dig it up in the backyard.
But in this way, the country cannot control currency issuance, and it also loses the possibility of levying an inflation tax in emergencies.
Historically, Chongzhen's "death of poverty" and the Qing Dynasty's loss of financial sovereignty were due to the fact that after silver became the currency in circulation, the country lost its ability to control currency issuance and manage finance.
In contrast, the country next door, Japan, has been casting "silver coins" and "gold coins" and issuance of all kinds of weird vassal notes (paper money), so it has always been in control of issuing currency and regulating finance.
Ability. Therefore, after the Meiji Restoration, the Japanese firmly controlled the country's currency and finance, and guarded their money printing press...
Zhu Heji, who is well aware of the power of nuclear-powered money printing machines, certainly knows that the country must firmly grasp the right to issue currency!
"Your Majesty," Ma Chenglong, the Minister of Household Affairs, stood up and asked, "People have been using silver taels for many years and have long formed a habit. We can't force them not to use silver taels, right? Although silver yuan is indeed more convenient than silver taels, everyone who has used it has
I know...but if I haven't used it, I still don't know how good it is."
Eunuch Pang, who oversaw the Dongyin Coin Factory, took over Ma Chenglong's topic and said, "Isn't that true... there are still many people who cut up the good silver coins and use them.
There was obviously a small amount of silver coins and copper coins, but they refused to change them and had to use scissors!"
Zhu Heji said with a smile: "The Gu family knows that the common people are accustomed to using silver and scissors, and many people can also melt and refine silver by themselves. They are quite capable! But the Gu family also has a way to speed up the process of converting waste into two.
a little!"
It was not surprising that Mrs. Pang listened to Zhu Heji and said that there was a way. She also smiled and said: "Non (I) know that the king has a way. This way is..."
This chapter is not finished yet, please click on the next page to continue reading the exciting content! "Of course it is the imperial examination!" Zhu He said.
"Imperial examination?"
"What is the relationship between the imperial examination and the abolition of the two and the reform of the Yuan Dynasty?"
Neither Eunuch Pang nor Ma Chenglong understood. The relationship between the imperial examination and silver yuan and silver coins cannot be made public, right?
"Of course it does matter!" Zhu Heji said, "Since you want to take part in the imperial examination... you have to travel far! You can't take the imperial examination at home, right?"
"That's true." Eunuch Pang nodded, "I understand how difficult it is for a poor family to be rich, and the families who come to Beijing to take the exam have very few assets, so they have to go out with dozens or even hundreds of taels.
If they can be allowed to exchange this silver into silver dollars or banknotes, the progress of abolishing the two yuan and changing it into yuan can be greatly accelerated."
Zhu Heji nodded: "A nine-thousand-year-old's brain is still very fast. Jiu-thousand-year-old, please think about how to get those movers to convert the silver into silver yuan or silver notes?"
Eunuch Pang touched his bare chin, rolled his eyes, and said: "We still have to find a way from the customs... Now the customs has given businessmen a tax-free quota of one thousand taels of cash.
, I suggest that this amount be adjusted downward to fifty taels.
At the same time, notify the local magistrates and ask them to exchange their money for banknotes before going out... It is not necessary to exchange them all for official banknotes, they can also be exchanged for banknotes from big banks in various places.
.The official bank account can take advantage of the opportunity to exchange money for the brothers and bring these large local banks into the interbank market, so that it can help them with exchanges.
As long as we can bring in all the big banks and bank accounts from all over the country, once the silver passes through the interbank market, it will all turn into silver dollars."
"Are there enough silver coins?" Ma Chenglong, the Minister of Household Affairs, asked, "How many silver coins does the Dongyin Coin Factory cast in a year? Just a few million?"
Zhu Heji took the question with a smile and said: "Ma Shangshu, don't worry... Millions of silver coins a year are for market circulation, which is enough for now. Interbank market settlement statement silver coins
Chapter completed!