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Chapter 213 Great Song Bank

Wang Zonglio said: "I'm afraid I can't do anything about handing over a son to an official."

"Can not do?"

"cannot!"

"Why?"

"I said that the people no longer believe in Jiaozi."

"Don't believe Jiaozi?"

"Do not believe!"

"Do you believe it?"

"I don't believe it either!"

"Why don't you believe it?"

"One hundred Guan Jiaozi can be exchanged for 25 Guan copper coins, and as long as you dare to issue it to the government, it will continue to depreciate. This is plundering people's money, and no one will want it by then!"

Wang Zongmiao said concisely and concisely: "You can't let everyone buy a steamed bun with a bunch of jiaozi, right?"

"What if I had a way to make the people have confidence in Jiaozi again?"

Wang Zongliu shook his head like a rattle: "Impossible!"

"What if I revive the Jiaozi denomination?"

"That's not okay, it's not a matter of denomination."

"What if I refine Jiaozi's production and printing?"

"The main reason for the depreciation of Jiaozi is not the counterfeiting of Jiaozi among the people. The workmanship of Jiaozi is already very fine, making it very difficult to counterfeit. Therefore, even if you refine the production and printing of Jiaozi for the government, it will be useless."

"What if Jiaozi can freely exchange copper coins and iron coins?"

As soon as Zhao Guanjia said this, Wang Zonglio jumped up like a cat with fried fur.

"Ah! Officials..."

"how?"

"This, this, this...I'm afraid..."

Wang Zongliu knew what it meant to be able to freely exchange copper coins and iron coins by handing over banknotes.

In the past, when Cai Jing issued money quotations (Jiaozi), the value of the currency depreciated rapidly among the people. The main reason was that the circulation was so large that it could not be circulated for a while, and it was stipulated that it could not be freely exchanged into copper coins and iron coins.

Jiaozi is like a pool. The water cannot flow out. Of course, it accumulates more and more, becoming even more watery than the author.

In the end, the inflation rate in Jiaozi reached 2000%, and the court simply refused to admit it.

"how?"

"This is inappropriate. What if someone pretends to be a fake friend in exchange for copper coins?"

"Didn't you say that fake intercourse has little impact?"

"But it still has an impact."

"Then what do I want those people from the yamen to do? Give me fake money?"

It’s impossible for me not to implement new policies that benefit the country and the people because the relevant departments are inactive and I don’t want to make my work more difficult, right?

If there is a problem, it is a problem of officials' management. If they can't manage it properly, they will get out or lose their heads.

Rather than saying that something might go wrong, so it can’t be done!

"Guan family, like that..."

"how?"

"I think it's okay, if the officials insist on doing it."

"How about I leave the new money transfer policy to you?"

Wang Zonglio jumped up again: "Guan Jia, I have been feeling unwell recently!"

The product of monetary goods exchange.

As long as the circulation of goods is involved, currency will be needed.

Even ancient taxes involved currency.

There were two types of taxes in the Song Dynasty. One was in kind, such as agricultural taxes, and those paid in taxes and grains, such as cloth, fodder, etc., were deducted from taxes.

The second type is cash. For example, most business taxes are cash.

Therefore, this is the reason why currency is also involved in the tax policy of the New Agricultural Policy.

For example, in the Song Dynasty, there was an agricultural tax of 1 out of 10. A free farmer had 30 acres of land, and each mu produced 2 shi per year. A total of 60 shi per year, or about 7,200 kilograms.

According to the agricultural tax, which is one out of ten, I took out 720 kilograms to pay the tax.

After counting the head tax, free husband's money, cowhide, salt tax, and taxes on purchases, purchases, transfers, head money, etc., the total amount is almost more than 2,000 kilograms.

Just calculate it based on the lowest 2000.

If you pay 2,000 pounds, you will still have 5,200 pounds left?

No, no, the rest may only be 3,000 kilograms, or even 2,000 kilograms.

How can this be?

Doesn't 7200 minus 2000 equal 5200?

From a mathematical perspective, it is equal to 5200, but from a sociological perspective, it is not equal to 5200.

First, the tools used by officials in the process of collecting taxes cannot be standardized and precise, so they will definitely collect more.

Second, during tax collection, local officials used the waste in transportation of tax grains as an excuse to send more taxes, that is, to collect more. There is no standardization of the specific amount to be collected, and the right to speak lies in the hands of the officials.

Third, local officials often make up clever names. For example, today the gate of the magistrate's house needs to be repaired, and the people are required to perform corvee service. They don't have to go, and they can pay money or pay grain to offset the corvee service, and collect taxes together.

Once these realistic factors are combined, 5200? 3000 pounds is not bad!

7,200 kilograms, with less than 3,000 kilograms left in the end. All in all, a total of 58% was paid. Taking into account the loss of grain storage, the family can barely make ends meet.

Even in times of disaster, starvation is a common occurrence.

This is the real current situation of ancient farmers.

The saying in the Qing Dynasty that "three years after the Qing Dynasty made the magistrate one hundred thousand snowflakes and silver" existed not only in the Qing Dynasty, but also since ancient times.

The fundamental reason is that there is a lack of standardization and too many gray areas in the taxation process, which gives local officials a lot of room to play.

It was really miserable to be a commoner in ancient times. Even commoners in prosperous times may not have a good life.

Therefore, in the Song Dynasty, countless people wanted to enter officialdom.

Once one person in the family becomes an official, it is basically the same person who attains the Way and ascends to heaven.

If they are dismissed from office, demoted to civilians, have their property confiscated, and lose their social status and power, their future lives will be miserable.

If you want to greatly alleviate this phenomenon in agricultural taxes, it is not difficult from a theoretical level. All you need to do is popularize banknotes and use banknotes to pay taxes.

However, it is only from a theoretical level. If it is to be implemented in practice, it will definitely be very difficult.

For example, how to circulate banknotes into the hands of farmers?

You can't just throw away money, right?

Financial reform, if not careful, can trigger financial crises, chain economic crises and fiscal crises.

However, no matter how difficult the reform is, Zhao Ning will still do it.

Taken together, this new policy of handing over banknotes will cut off local officials’ tax revenue, and it will be a very large amount of revenue.

This is also the reason why Wang Zonglio is unwilling to do it.

If he dares to take the lead in implementing it, he will be sprayed to death!

"Not feeling well? Then you are really unlucky. Gao Qiu has been telling me recently that you still have stolen money hidden in your home and wants to search your home. I really can't bear it, but for..."

"Guan Jia, I suddenly feel that my health has improved again. Look, I can kill a cow now without any problem!"

"Is it getting better?"

"alright!"

"What about handing over the money?"

"Leave it to me, absolutely no problem!"

"You are really my good uncle. When I am in trouble, I am my uncle!"

Zhao Ning patted Wang Zongliu on the shoulder and continued: "Set up another trading company bureau in your Taifu Temple and back up all the trading companies on Gyeonggi Road to the trading company bureau. Whoever wants to establish a new trading company in the future must register with the trading company bureau for review.

Pass, do you understand?"

"Also, some government offices under Taifu Temple will be eliminated if they are no longer useful."

"this……"

Boss, you can't just give us more workload, right? What about overtime pay?

"has a problem?"

"no problem!"

As long as you don't let Gao Qiu go to my house, it'll be fine!

"By the way, from today on, you will go to Dongfu to work, and Taifu Temple will be subordinate to Dongfu."

"Guan family, those people in Dongfu are too cruel to curse, can I not go?"

"You are my uncle, are you still afraid of being scolded by them?" Zhao Ning helped Wang Zongliu straighten his collar, "Show your momentum! I am the commander of the front department of the palace, the minister of Taifu Temple, and the bank of the Song Dynasty.

Sir, my uncle, my Wolong, is very smart!"

While Zhao Ning was talking to Wang Zonglio, news came from the front line.
Chapter completed!
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