"Comrade Jia Yapeng, after our meeting discussion, considering that the cost of the people is recovered as soon as possible and the funds are invested again in the more important construction of the country, the comrades agreed after discussion that as long as you purchase more than 10 houses, we can give you a 10% discount. If you purchase more than 100 houses, you can get a 20% discount. If you purchase more than 200 houses, we can give you a 30% discount!"

"If you purchase more than 500 sets, we can get you a 60% discount. If you purchase more than 1,000 sets, you will get a 50% discount!" The leader and Jia Yapeng sat together affectionately, and announced the results of the meeting this morning with a smile.

"500 sets are 60% off!" Jia Yapeng's eyes lit up when he heard this. It is impossible to buy them all, but if they are 60% off, it seems that it is not impossible to buy 500 sets.

The price of 180,000 yuan per set is 90 million. If it is 60% off, it will be 54 million. At this time, after more than two months of accumulation, there is another 50 million working capital behind Jia Yapeng. If there are more than 4 million yuan, you can swallow 500 sets in one go.

"Brother, do you have 4 million?" Jia Yapeng asked Chen Liren behind him in a low voice.

"No!!" Chen Liren immediately shook his head crazy. Damn, if Jia Yapeng wants to be crazy, don't pull himself to accompany him crazy!

"Then it seems that you can only buy 400 units!" Jia Yapeng shook his head. 400 units can only enjoy a 30% discount on the price. These are houses that will increase dozens of times or even hundreds of times in the future. How can you not buy more?

"Boss Jia, I think you'd better buy 200 units. After all, you still have a career to manage, so don't lose your money!" the leader said with a smile.

"Wait, let me think about it!" Jia Yapeng began to think about it. Although he had a 50 million yuan in his original position, the company now needs money in all aspects, and the four-wheel drive project needs to be started. He has to leave at least 10 million to ensure the adequacy of working capital. Then only 40 million can be used to buy a house.

If you count this way, it seems that you only bought 400 sets, but you really lose. Such a good opportunity, if you miss it, you will be gone!

"Leader, let me ask, can I apply for loans to these houses?" Jia Yapeng suddenly asked.

"Jia Yapeng, you are really crazy! You need to take a loan to buy a house!!" Before the leader could speak, Chen Liren behind him was furious. "You are really crazy. Do you know how much loan you have to bear? Do you know how high the interest rate of the loan is? The cheapest ones are all 8.1%. Did your money fall from the sky? This is what I gave to the bank!!"

Compared with 4.5% in 2020, the mortgage interest rate in 2020 is indeed outrageously high. The mortgage interest rate is 8.1%, which is more than twice the higher.

But although the interest rate is twice as high, it is inconspicuous if it is placed on a house that is only 1,800 per square meter.

Although Chen Liren was very opposed by the side, Jia Yapeng still asked the leader again unswervingly.

"Leader, I have a loan of hundreds of houses at the same time. Will the bank approve it? If it cannot be approved, then forget it!" Jia Yapeng's meaning is very obvious. If the bank is willing to approve the mortgage, then he plans to buy 500 units. If the bank does not approve it, then he will only purchase it within his ability.

"This... I want to ask!" Huaxia began to implement mortgage policies as early as 1988. The mortgage itself is definitely fine, but the problem is that Jia Yapeng has to apply for 500 mortgages in one go, which is not accurate!

So the leader called a friend who was in the bank and told me about this matter. As a result, the bank president slapped his thigh on the spot and said, "I'm criticizing, why don't I criticize it? Wait for me, ask the boss to wait for me, and now take people over and settle the matter on the spot!"

The president came very quickly. In half an hour, he brought four or five people over and started to apply for a mortgage loan for Jia Yapeng on the spot.

There was no such thing as purchase restrictions in the 1990s, and banks were under great pressure on mortgage tasks because loans were the most profitable.

The country has a heavy task and pressure, and there are also indicators between branches. If the indicators are not completed, there will be no performance. Without performance, you can only stand aside.

So when he heard that someone was planning to apply for a mortgage for 500 units, the amount involved was as high as 54 million yuan, the bank's president brought people to the spot.

If it was another loan, the president would not be so urgent. Instead, he was a little reluctant. He had to send someone to investigate the entire situation carefully before talking about it. What if the other party maliciously cheated the loan?

Or maybe the other party does not have the ability to repay the loan, and it will be useless to just go to jail at that time.

If bad debts and bad debts appear, they will fall on your own!

But mortgage loans are different, because first, the mortgage requires a 50% down payment, and secondly, the house will be held in the hands of the bank. If the other party is really unable to repay the loan, the house will belong to the bank!

In fact, everyone now knows that if the house is placed there, it will definitely appreciate in a few years. So for the bank, you can get a house worth 90 million by spending only 54 million. This is definitely a sure-making transaction. He even wishes you to default and have no money to repay the loan. In this way, the house will fall into the hands of the bank and make more money!

So when the president heard that someone was planning to apply for a mortgage for 500 houses, there was no point in not being impatient. He planned to directly handle all the loan procedures in front of Jia Yapeng at the fastest speed, making Jia Yapeng unable to do so without a loan.

"Mr. Jia, I'll confirm with you now. You are planning to apply for loans for 500 houses, right?" the president asked cautiously with some expectations.

"Not bad!" Jia Yapeng nodded.

"Okay, the total price of 500 houses is 54 million yuan. According to the national down payment for housing loans that must not be less than 50%, are you sure you have 27 million yuan to pay for the recovery of the housing loan?" The president said carefully. "As long as you have this cash and your company's monthly turnover exceeds 1 million yuan, we can help you handle this business!"

"It's only 27 million!" Jia Yapeng's eyes lit up. He thought he would have to spend all his 40 million in. Unexpectedly, there would be 13 million left, so Jia Yapeng planned to agree on the spot.

But when Jia Yapeng was about to speak, his heart suddenly moved again.

No, if I don’t spend the 13 million yuan, I will have nowhere to be available in a short period of time. If I can’t make a lot of money in the bank, I will suffer a loss. If I use the 13 million yuan to pay the down payment, I can completely pay the down payment of 740 houses in the later stage!
Chapter completed!