"I can't collect this money!" Seeing the 1 billion yuan delivered to the door, Boss Jia sighed and refused.

"Why?" Chairman Liu was shocked.

"Because I don't want to give you interest!" Boss Jia rolled his eyes and said, "By the way, I'm here to pay back the money!"

"What's the money?" Chairman Liu was a little confused.

"Of course I borrowed 10 billion. By the way, it should be the account now. This morning, I transferred the money from Mitsubishi Bank. Check it out!" Boss Jia muttered.

"You mean, you are here to exchange for the previous loan of RMB 10 billion!" At this time, Chairman Liu realized what Boss Jia's meaning is to repay the money!

"Yes, otherwise why would I come to you for something? I still have the face to ask you if I can borrow money!" Boss Jia rolled his eyes and said.

"But... but we agreed that the deadline is three years, and it's only three months. Why did you pay back the money?" Chairman Liu felt that his head was a little difficult to use.

"These three years are just the worst situation. If I have money, I will definitely return the money to your bank as soon as possible. I know that your bank borrowed 10 billion yuan and took a lot of pressure on me. It seems that many people still scold you for sending sugar-coated shells to capitalism. Lao Liu, I have a conscience, I can't make it difficult for you to do it!"

"Besides, there is a saying that goes well, it's not difficult to borrow and repay!" Boss Jia smiled.

"That's...that's..." Chairman Liu swallowed, and then said in a confused manner. "Actually, there's no need for you to be so early."

"What? If this is the case, I will pay back the money in three years, but I won't give you the interest, you won't charge me!" Boss Jia said with a grin. Chairman Liu then reacted and quickly corrected his expression. "This is not possible. How long does it take to borrow it, you will have to pay as much interest!"

"Then I'll settle the account for me!" Boss Jia said angrily. Chairman Liu immediately called the revenue and expenditure center with a call, and then frowned and said, "There is no money in the account. The total amount of RMB received today is only more than 7 billion. You are not kidding me, right!"

"It should be impossible. I told Mitsubishi Bank that they would send money to you as fast as possible, and directly transfer it through Mitsubishi Bank's bank in Hong Kong and Port. It should be able to get the money this afternoon! This is $10 billion, they won't hack my money, right!"

"Wait, what did you say?" Chairman Liu's eyes didn't turn. "What did you say just now? How much did you turn?"

"10 billion US dollars!" Boss Jia sighed, then patted Chairman Liu on the shoulder and said, "Old Liu, you are a big deal to help us this time. I will never forget the help you gave us. So the 10 billion US dollars I earned from Fusang this time, I decided to leave them all in your GS Bank."

"There are 2 billion of them to pay back the debt. You have to remember to calculate interest for me... For the sake of our friendship, you can calculate interest for me, but you must not mess with my baby USD!"

"You mean, you asked Mitsubishi Bank to transfer $10 billion to us GS Bank!!!" Chairman Liu's eyes turned back at this time.

"What, is there any problem?" Boss Jia was surprised. Could it be that he was still unhappy if he deposited US dollars in his bank?

"Damn, why didn't you tell me earlier? The money is going to intercept the central mother!!" Chairman Liu suddenly rushed towards the elevator, and said to the secretary beside him, "Hurry up, arrange a car for me immediately. I want to go to the central bank. I want to find the central mother. These bastards, don't even think about swallowing the money that exists in our bank!!!"

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Let's dial the time back for two hours, about 4 pm.

There are thousands of people working in the central bank's clearing center, working in the cool center switch room.

The central bank is probably the first institution in the country to fully computerize the central organization. In its liquidation center, there are thousands of the most advanced and expensive computers. In addition, there are 5 central servers working.

This is a unit that does not rest for 24 hours, because this clearing center undertakes all interbank business transactions in China.

Here I will briefly introduce the development between banks over the past few hundred years.

At the beginning, each bank was independent, and they had a special bank treasury to store deposits. However, as the number of different banks increased, the demand for cross-bank transfers emerged.

At the beginning, the bank transfer was really the banker who transported silver coins or gold coins to the other party's bank, and then charged a considerable cross-bank transfer fee.

However, this has many disadvantages. Not only does it cost energy and money, but it will be a big loss if it is robbed during transportation.

Later, these bankers found that under normal circumstances, the total amount of deposits did not change much, so the bankers decided not to carry cash anymore, but directly took subpoenas, that is, encrypted remittance orders, and finally settled all remittance orders every month, and then transported the difference in one go, which saved a lot of transfer costs.

This solution is very effective, so it is deeply loved by bankers around the world. Huaxia used this solution 90 years ago.

People who have transferred money across banks may remember that if they wanted to transfer money across banks at that time, the waiting time would take at least 72 hours, and the longest would take even half a month.

Because after transferring, the bank can only mail the remittance slip to the bank you want to transfer through the post office, so the time of transfer depends on how long the remittance slip has been in the post office.

This is still transferring money between your own bank accounts. If you want to transfer the money to another person's account, you need to send the remittance order to the post office and then send it to your payee. Then you can take this remittance order to go to the bank to withdraw money... If the postal service for sending the remittance order is a little slower, the payee can't withdraw money. You can only wait until the remittance order sent by the bank arrives.

Anyway, cross-bank transfers are extremely troublesome, and they are not like this now. Just click on the phone and people are more keen on direct cash transactions.

Later in 1990, the situation changed because at that time, the nationwide cross-bank transfer business exceeded one million times every day, and the postal system was about to collapse by these cross-bank transfer business. In addition, many foreign banks have already used advanced computer management systems.

So the central government decided to establish a national liquidation center. This liquidation center is indeed very advanced, with thousands of computers mentioned earlier and thousands of professional operators who have been trained.

In addition, there are dedicated communication satellites and national bank electronic networking systems in the sky, which simplifies cross-bank transfer services.

After this clearing center is built, if each bank needs to transfer money, it will not send it directly to the other bank, but to the central bank's settlement center. After settlement through the central bank, it will then transfer it to the destination bank, so that all the transfer business can be concentrated.

Moreover, remittances do not need to be remitted through the post office as before. Major banks must also establish their own branch settlement centers, and then convert them into an encrypted message through the computer of the branch settlement center.

Then, the settlement center will send the message to the central bank's settlement center through the satellite network, and then the settlement center will send the message to the destination bank again, and then the destination bank will decrypt it again to complete the transfer.

Then the central government settles the money once a month and sends it to the vaults of each bank. In this way, the time for cross-bank transfers can be shortened to less than 24 hours.

This management system is still in use until 2020, and it still uses special satellites to contact, because hackers cannot invade the system through the network and modify bank data.

So among the hackers you are looking at, such as those who can modify their bank deposit balances, it is nonsense, because the network cannot be connected to another satellite communication system at all, and it cannot pass the review of the central bank's middleman.

Okay, the popular science has been completed and I got back to the topic. At 2 o'clock this day, the originally quiet settlement center suddenly remembered an uncontrollable scream. The loud sound alarmed everyone in the settlement center.
Chapter completed!