Chapter 84 Lend me a sack
2 million is not enough!
Want to borrow 5 million?!
Tu Youliang was just laughing at Li Guangcai's lack of interest, and was so frightened when he heard the 2 million loan, but now he himself was also shocked by Lu Hao's tone.
He is the branch president and has been working since the branch was established until now.
However, the branch has never handled a loan of RMB 5 million since its establishment. The largest loan was only RMB 3 million, and this loan of RMB 3 million was repaid only once.
What he said just now was just to confirm again, and had no other meaning at all. But from Lu Hao's tone, it seemed that 2 million was not enough. If he could borrow more, he would like to borrow more.
This young man... is lying on the grass.
That's how he felt at the moment.
"I'm just confirming again. It's not what you think it means." He was embarrassed to say that 5 million was too much and he couldn't give it. "With such a large loan, the interest will be quite high. Aren't you afraid?"
Lu Haoyun said calmly, "Money, if you put it in the bank or in your pocket, if you don't take it out for use, it is just paper money, which has no value. It must be circulated to realize its value."
"Actually, if possible, I would like to borrow 100 million yuan. If President Tu has the power and convenience to do so, I would be very grateful. I would be willing to cooperate with the deduction of handling fees and the procedures that should be followed."
100 million!
How dare you say it.
Tu Youliang couldn't sit still anymore and stood up immediately, "Are you kidding? The branch's total storage amount is less than 100 million, how can it loan you 100 million?"
This young man is really brave enough to speak.
Even if it hints at deducting handling fees, it is actually giving him a benefit fee, but he can't approve it. It's too much, and it won't be enough to drain the branch's savings.
If he really wanted to have 100 million in savings, he wouldn't be a branch manager, but would move up the ranks.
The more savings the bank has, the more people can lend out. Large, medium and small enterprises are short of money, including many public institutions. If he really has 100 million in savings, those who are more senior than him will have to come to him to say good things.
!
Li Guangcai was stunned and didn't know how to interrupt.
He suddenly regretted coming with Lu Hao. He couldn't bear such a scene. He boasted that he had been working as a market director for so many years, so he had seen big scenes. But compared with Lu Hao, he was like a country man.
husband!
"I just mentioned it casually." Lu Hao said with a smile, "It's still 2 million."
It's a bit of a pity.
But there is nothing that can be done about it. If the bank really wants 100 million, it is impossible to lend him a loan. The amount is too big. Even though it is very easy to get a loan now and the procedures are simple, unlike in later generations, you have to ask you just to apply for a bank card.
What is the purpose of applying for a bank card and what kind of work does one do? I wish I could find out the details of my eighteenth generation ancestors. It would be even harder to get a loan from a bank.
"It's not like you mentioned it casually," Tu Youliang said heartily.
When 100 million was mentioned, Lu Hao's eyes lit up!
He could see that if he really wanted to have 100 million in savings, Lu Hao really wanted to give it a try!
Simply!
"Boss Lu, I have approved a loan of 2 million yuan," he said.
He took out a form from the side on the spot and asked Lu Hao to sign for confirmation. He didn't even ask for an ID card, he just signed his name and pressed his fingerprints!
Lu Hao touched the rental contract for the vegetable market stall in his arms. He originally wanted to use it as collateral, but Tu Youliang didn't even ask!
He knew it was easy to get a loan now, but it still surprised him that it was so easy.
There is no need to check your ID card, scan your face, or provide proof of mortgage, no need for this stamp, no stamp for that, no proof on the left, and a guarantee on the right, just a signature and a fingerprint!
What a great time for businessmen!
After sitting in the office and waiting for a while, 2 million in cash was directly withdrawn and placed in front of him.
Who the hell said that the efficiency of staff at the moment is low? This is high efficiency!
Seeing the piles of hundred-yuan bills piled up in front of him, one pile worth ten thousand yuan, a total of 200 piles, Lu Hao felt a little complicated. As a person in urgent need of funds, the bank's high efficiency and streamlined procedures made him very happy, but
As a taxpayer, he is a bit sad, as many bad debts are caused by this.
With good credit, the loan can be repaid, but many people end up in debt and become bad debts. In the end, they just write off the debt and deal with it without going on the credit blacklist.
There is no way to ask for credit at this time.
The honest ones are always the ones who get hurt.
"President Tu, can you lend me a sack? I forgot to bring something to pack when I came here. It's a little hard to carry because there are too many." Lu Hao said.
The brightly painted eyelids twitched, looking at the empty-handed Lu Hao who was really speechless.
He borrowed so much money but didn’t put it in anything. How could he have forgotten it? He was clearly thinking about using it in his snakeskin bag!
He looked at Lu Hao and felt like shit again in his heart.
He granted the loan of 2 million yuan so easily. Firstly, there were policies from above to restructure the economic system and there was a lack of liquidity in the society. The state strongly supported large and medium-sized enterprises and the loans were very lenient. Secondly, he knew Lu Hao relatively well.
So I gave the green light.
This is actually his achievement.
But I really didn’t expect that Lu Hao would borrow so much money without bringing anything to pack. In Lu Hao’s eyes, the 2 million was really nothing serious.
There was no sack, so he asked someone to bring him a snakeskin bag. Lu Hao directly put the money into the snakeskin bag, turned around and said to Tu Youliang, "President Tu, let's have a meal together when you have time."
"No problem." Tu Youliang answered very simply.
Lu Hao really wanted to thank Tu Youliang. The loan of 2 million yuan was not short at all and he did not get any kickbacks. For this reason, it was appropriate to treat him to a meal.
After loading the money, Lu Hao was in front, holding the tightly tied bag mouth, and Li Guangcai was holding the bottom in the back. More than 2 million yuan weighs more than 20 kilograms. It can be carried by one person, but it is more comfortable for two people to carry it.
200 stacks are quite large.
When passing by the bank lobby, Huang Qingqiu and Zhang Jing did not leave.
Lu Hao passed by them and smiled at Huang Qingqiu, "You haven't left yet?"
Like an old friend!
Huang Qingqiu sighed a little, there really was something different about this man. Others were shy when they saw her, and were embarrassed to say hello. Even those who were richer and more confident were very reserved, and most of them stayed shy from a distance.
I hesitated for a long time before coming over to say hello, and maybe even didn’t dare to come over.
Because she was studying abroad, she wore trendy clothes, so she was always looking at her wherever she went. At this moment, there were still many people looking at her, but they didn't dare to look at her.
But Lu Hao was better, it seemed that the two of them were already very good friends, and they had to say hello and hello when they met.
"What a coincidence."
"Are you here too?"
"Have you eaten yet?"
But this method did make her very comfortable.
"Leaving right away." She responded.
This was the first time she talked to a man other than her father so easily and without any pressure.
"Okay, I'll leave first." Lu Hao nodded and said goodbye to her.
Lu Hao and Li Guangcai left with their snakeskin bags.
Chapter completed!