Chapter 37 Problems
Chapter 37: Difficulty
After leaving the secretary's office, Zhao Guodong realized that he had already carried a heavy burden on his shoulders.
Credit investment companies must have many troubles, with a bad debt of 80 million yuan. How many interests are involved? There are still 40 million yuan. If you have a big temper and have more ways to recover, you may be more likely to be timid. If you are timid and careless, you will not be able to recover a penny. If you don’t get it right, you will not be able to recover a penny. There are more tricks in this.
No wonder the credit investment company has been delayed for half a year and there is no movement. How much time does a single inventory and capital verification take? Professional accounting personnel can figure it out clearly in a month and take out something in different categories. But in the past six months, how many practical things have this inventory and capital verification leading group done?
The head of the liquidation leadership group of the credit investment company is He Zhaocheng's team leader, but He Zhaocheng obviously does not have much energy or is unwilling to focus on it. After half a year, it is almost time to pass the year, and the final time for redemption processing in June is getting tighter and tighter. As the deputy team leader, Gu Xiaopeng is naturally a little busy. It would be a big deal if he has no money to repay in June. At that time, He Zhaocheng will have a great responsibility, I am afraid that the focus will be on him, Gu Xiaopeng.
Now that an executive deputy team leader has been added, it means that the most difficult work of the credit investment company in the later stage will be taken care of by Zhao Guodong, who is the executive deputy team leader, which made Gu Xiaopeng breathed a sigh of relief.
"Director Gu, come to my office and call the leader of your finances who is mainly responsible for the credit investment company. I ask the secretary to notify the people in charge of this work." Zhao Guodong was thinking about the mess of the credit investment company, while also considering how to deal with the current mess of Huaiqing Finance.
Huaiqing's financial foundation is not bad, at least before last year. Although Gu Yaohua made great efforts in urban infrastructure construction, it was also because Huaiqing's financial foundation was there. In addition, in the years when he was in charge, the national economy was in a period of rapid development. The five golden flowers in Huaiqing were still good, and the tax sources were stable. However, now the economy is tightening, and the benefits of several major enterprises have declined. For example, metallurgical machinery factories have entered a dangerous area of bankruptcy. Taxation has declined. When the Central Cleanup Alloys Association came out, the municipal finance was not affected by the alloys association, but the municipal finance itself had to be filled by the holes left by the alloys association. Although the provincial finance has special loan support, there is also a gap. This major event that concerns overall stability is naturally the only one that can top it up. However, the top is topped, and the holes that the credit investment company itself has to be filled by the municipal finance itself.
He Zhaocheng is not stupid either. He seems to be selfless, but when he encounters this kind of hot potato, he knows to take a detour. After half a year of freeing, he hasn't done anything. The work of clearing and cashing out debts is basically a formality. Except for the fact that he used the Dongfeng to collect some money that could be recovered with the wind, the rest are probably hard bones like what Gu Xiaopeng said. If you have a bad steel mouth, you will have to collapse a few of them.
The current situation of credit investment companies is insolvent. The main problem is that the high annual fundraising interest swallows up some of the accumulated profits. Now the principal and interest that need to be redeemed is close to 200 million yuan. According to the plan originally formulated, the interest is only paid at the national interest rate, and the principal must be paid half of the principal first, which requires about 80 million yuan. Now the remaining funds and the arrears are only more than 50 million yuan, and there are still more than 10 million yuan that can be received and not recovered. In addition, we have to find a way to the remaining 40 million hard bones and 80 million yuan of bad debts.
This is probably the main reason why Chen Yinglu and He Zhaocheng handed this matter over to Zhao Guodong. You, Zhao Guodong, are the executive vice mayor, in charge of finance. This credit investment company is a unit under the Finance Bureau. Although the previous matter has nothing to do with you, you can't escape the matter of wiping your butt now. Just like Chen Yinglu said it bluntly, if you are successful, you will not be able to eat chicken, and if you fail to get beaten, you have to bear it.
"Guo, that is to say, we should try our best to recover more than 130 million miles from the unrecovered yet in these four months to find all the money we need to pay in the first round. This is the responsibility of our group of people. This is what I understand, right?" Zhao Guodong weighed the vast amount of information in his hand, then put it on his desk, leaned against the chair of the senior class and said lazily.
"Well, that's what it means." Gu Xiaopeng didn't circle Zhao Guodong. "In fact, we did some work in the early stage. To put it bluntly, the leaders above did not rush to get it up, so we could only collect what we could collect as much as possible. We also did the work for a little difficulty. We received almost everything we could collect in one sentence, and we had to spend some time on the rest. Of course, Mayor Zhao, with you taking the lead, we still have confidence."
"Director Gu, please don't put these condoms on me. I'm not a three-headed and six-armed person. What new ways can I do? How to collect them depends on the rules set in the original. However, I briefly read the big debt-affords you have planned. In addition to some state-owned enterprises, a considerable number of them are private enterprises. Since these private enterprises can get loans in credit investment companies, my understanding is that they are either very good in terms of benefits and it is not a problem to recover the loan, or they have reasonable collateral, or they should have necessary guarantees. Even if there are some problems, is this loan worth more than one billion yuan really waste and there is no hope? I can't even collect half of them?"
Zhao Guodong stared at Gu Xiaopeng with a look of a torch.
"Mayor Zhao, you are right. The reason should be like this, but in fact it is not as you said. During Gu Yaohua's control, many of the funds were greeted by him or the deputy mayor in charge nodded in recognition. Many of them did not have the necessary guarantee procedures or collateral at all. It can be said that the financial procedures were quite chaotic. I cleaned up and the loaned funds for a few major leaders signed or said hello and approval notes accounted for a small half, and they were all credit loans. Hehe, these people have a great face, and fortunately, the brakes were braked early, or the holes were even bigger."
Many of the problems are left by the former secretary and mayor. Gu Xiaopeng was also a side-by-side role, so he was resentful. Now he was shaking it out in front of Zhao Guodong and there was no scruples.
"In other words, this considerable amount of funds has been settled on companies or individuals with origins?" Zhao Guodong nodded, "Is it relevant to the collapse of these companies by Gu Yaohua?"
Shocked by Zhao Guodong's somewhat explicit language, Gu Xiaopeng subconsciously glanced at the closed door of Zhao Guodong's office, and then lowered his voice: "Some of them must be involved, but when the Commission for Discipline Inspection investigated and dealt with the problems, it did not involve too many problems in the company, and most of these companies are still operating normally in our Huaiqing."
"Oh?" Zhao Guodong's eyes turned cold, "Then why can't these funds be collected?"
"Hi, Mayor Zhao, it's hard to describe it. Although Gu Yaohua and his group of people collapsed, they also left a lot of incense and love. Moreover, these companies are not just Gu Yaohua, and the relationship is quite complicated. In addition, these companies are all staring at me and I staring at you. The relationship is complicated. If you want him to pay back the money, he will say that he is in a difficult situation. A certain company is better than him. The implication is that you should collect the money he owes first, and compare with each other. In addition, these people have a very strong relationship. They are still quite polite when they first started to clear their debts. Later, after the limelight, their attitude became ambiguous and slandered. Our debts are often not seen by people. They call, either in Beijing or Guangzhou, people have lost weight and have not received two. There are no other rigid measures to deal with these people. They go to court to sue, and I don't know that it will be delayed until the Year of the Monkey."
Gu Xiaopeng seemed to be forced by this matter. Chen Yinglu initially put the blame on him, so anxious that he had not even lived this year. As time approached day by day, if he really couldn't find a suitable way, he would have the life of a dredging well. Fortunately, Zhao Guodong came and suddenly let him find a backbone. He knew that Zhao Guodong was not a simple person. The 28 or 29-year-old executive vice mayor, and the provincial party secretary was appointed by the provincial party secretary. It would not work without two tricks. The most important thing is that this matter is always inseparable from finance. If he really wants to free this matter, he, as the director of finance, can sleep peacefully, so he knew everything about Zhao Guodong.
Gu Xiaopeng is telling the truth. It is naturally a way to get money from the city's trust investment company. This credit investment company is not as strong as the time when the alloy cleaned up last year. To put it bluntly, the credit investment company in Huaiqing City is a financial company. Others borrowing money from you is a common lending relationship. If you don't repay the money, you should solve it through legal channels. It is not appropriate for the government to use administrative power to collect payments, but this is related to the stability of the entire Huaiqing City. By the first round of cashing out in June, you have to compare, otherwise the world will be in chaos. All administrative public power will be slightly flooded, which is helpless.
However, Zhao Guodong also knew that it would be impossible to do this by just saying a few words to him like Chen Yinglu and He Zhaocheng. It would be possible to let him do this, but you have to give me greater authorization.
Zhao Guodong looked at the list of companies in his hand, many of which were also known as Huaiqing. They may not be able to repay the loan of three to five million yuan, but they don’t want to repay it at all, nor do they want to repay it.
Chapter completed!