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Chapter 515 The money shortage is huge (720.01 million)(1/2)

 People live forever, and grass and trees grow every autumn. If there is no foundation, how can we give a good life to the family?

He did have memories in his mind when he was reborn, but if these memories could not be transformed into results, they would be useless.

Moreover, Cao Shujie knew very well that simply planting an orchard would not work.

Policies are changeable. It does not mean that the mountainous areas he has contracted for 30 years will be completely obeyed by him and remain unchanged for 30 years.

Sometimes, there's just too much fucking to do.

There are too many decisions to make as each thought comes up, and he must take this opportunity to transform.

Thinking about the problem of insufficient funds, Cao Shujie drove his LaCrosse to the Yiling Rural Commercial Bank branch in Qingshi Town after coming out of the factory.

I don't know if I can still get a loan from Yiling City Rural Commercial Bank, but I have to give it a try.

When I arrived at the entrance of the bank, I saw that the parking spaces were basically empty, and there were not many electric cars and bicycles. At first glance, it gave people a very desolate feeling.

As soon as he got off the bus, he saw credit manager Ma Changrong and lobby manager Li Qiuju talking at the door of the bank.

The two of them didn't know what to talk about, and they seemed quite relaxed.

Seeing Cao Shujie coming, they both came over to greet him.

"Director Cao, what brought you here?" Li Qiuju asked with a smile on her face.

This is the God of Wealth of their bank. In the past, deposits started at tens of millions, but now loans start at tens of millions, so he can be supported.

Ma Changrong also asked him: "Director Cao, I heard that someone broke into your house some time ago? What happened? Are you okay?"

This incident spread around the town.

After all, it happened at Cao Shujie's house, and there were many people at the scene.

One pass to two, two to four, now a week has passed, and more and more people know about it.

Cao Shujie waved his hands, saying he didn't want to talk more about this matter.

"He is a habitual offender. He took his family on a trip during my National Day. When he was not at home, he went to my house, but he was caught by my dog."

Cao Shujie said it lightly, but Ma Changrong knew from some rumors that the matter was not that simple. I heard that this man had stolen Cao Shujie's things before, and seemed to have a grudge against Cao Shujie, and this time he even set fire to it.

But as Cao Shujie said about another incident, the dogs he raised at home became legendary because of this incident, which also made many people covet the dogs raised by Cao Shujie's family.

Some people are thinking in their hearts that if Cao Shujie's dog gives birth to puppies, they will have to sacrifice their dignity to get one.

"Director Cao, are you busy today?" The three of them chatted in the sun for a few minutes in front of the bank before Ma Changrong asked.

Cao Shujie nodded: "Manager Ma, I have something to talk to you about alone."

Li Qiuju, the bank's lobby manager, immediately understood that Cao Shujie should be applying for a loan.

She took the initiative to mention that there was something busy at the counter, leaving room for Ma Changrong and Cao Shujie to talk.

Ma Changrong also thought of this, and took Cao Shujie into his office.

"Boss Cao wants a loan?" Ma Changrong asked.

Seeing Cao Shujie nodding, Ma Changrong sighed: "Boss Cao, to be honest, I also want to help you, but I am powerless now."

Before coming, Cao Shujie had already thought of this. Although he was a little disappointed, he could accept it.

"Is it very tight?"

Cao Shujie asked casually.

Ma Changrong said with a slumped face: "Boss Cao, to be honest, this is no longer a matter of strictness. The loan quota for this year has been exhausted. We have to wait until next year to see the situation."

Cao Shujie was greatly surprised when he heard this result.

"That's right, it's only October now, and there are still more than two months left this year before things are finished." Cao Shujie reminded him, don't make a mistake about the time.

Ma Changrong patted the table: "Who says it's not the case? Just cut it off with a knife. The Yiling Rural Commercial Bank has no money. We are also worried now. I heard that this year's bonus will be discounted in half."

Cao Shujie thought about what would happen if the bank's bonuses were discounted in half.

But having said that, I am afraid it is also under such extreme circumstances that various policies will be introduced to promote the emergence of a bull market.

"Boss Cao, you have two interest-free loans that will expire next year." Ma Changrong kindly reminded him.

Cao Shujie laughed at him: "I wanted to pay you back before, weren't you in a hurry?"

Ma Changrong was thick-skinned, so he didn't care: "One moment, another moment, and now the head office also wants money back."

"Don't worry about this, I will definitely give it to you when the time comes." Cao Shujie said with certainty.

When Ma Changrong heard Cao Shujie's promise, he felt a little less stressed.

He complained to Cao Shujie: "Boss Cao, you don't know that many small businesses in our town that have borrowed money have not repaid their debts, and many villagers have not repaid their borrowed money. It is useless to press them."

"People just lie down on the ground and play rogue. It costs them money and their lives. It might end up being a bad debt."

Regarding this, Ma Changrong was very worried. He felt that the current world was too difficult.

There are too many bad debts and his performance is not good, so his bonus will naturally be cut accordingly.

The two chatted for a while, and Cao Shujie asked Ma Changrong where he could borrow money.

Hearing Cao Shujie say that it would cost at least 15 million yuan, or more than 20 million yuan, Ma Changrong suppressed his worries and told Cao Shujie that it would be difficult to borrow this amount from anywhere now.

"Boss Cao, let me be honest, even if you go to the four major banks to borrow money, it's hard to say you can borrow so much." Ma Changrong said very straightforwardly.

He asked Cao Shujie what he was doing with so much money?

When Cao Shujie told him that the equipment in the factory had been delivered, it would soon enter the installation, commissioning and production stage.

He bought more than 4,000 tons of apples in Xinjiang and is also waiting for payment.

Ma Changrong's whole body was in bad condition.

No one expected that Cao Shujie said he wanted to open a factory at that time, but unknowingly he had opened such a big stall in more than half a year.

The total investment that Cao Shujie just mentioned casually does not exceed 40 million. How did he get such courage?

"Boss Cao, in this world, safety is the first priority," Ma Changrong said.

Cao Shujie nodded: "Don't worry, I know."

Ma Changrong gave him an idea. If he could postpone the payments that needed to be made this year, and wait until the new financial policy comes out next year, he might be able to loan the money out.

Cao Shujie did not take this as a back-up.

Ma Changrong is not sure yet, and he will not place all his hopes on this aspect.

He is even thinking now, is it a bit hasty to invest more than 28 million in the stock market so long in advance?

After thinking about it carefully, reason told Cao Shujie that this move must be made.

If you don’t collect the wealth in front of you, even if you use more than 28 million to pay for the purchase of Apple, what’s the use?

There are still many places where money will be needed later, so it is better to bite the bullet now and think of a way, and wait until later when the situation is really unsustainable, and come up with this money, then only then can the big problem be solved.

At noon, the two of us had dinner together. We had something to do in the afternoon, so we didn't drink.

After they separated, Cao Shujie drove home.



Caojiazhuang, Cao Shujie’s home.

Cheng Xiaolin is currently editing a video of their trip to Changji, Xinjiang during the National Day.

The content of the video is very large. Cheng Xiaolin has been working on it for almost a week and has not finished it yet.

She also needs to add various entries and place introductions to the video content, and also edit the video content to make it more vivid, interesting and lively.

This is somewhat similar to a documentary format.

To put it bluntly, Cheng Xiaolin’s current videos are transforming into high-quality videos.

This was also an idea that came to her mind.

Cheng Xiaolin is even thinking about post-production of a series of videos.

After sitting motionless on the computer chair for several hours, Cheng Xiaolin felt a little back pain when she came to her senses.

She stood up, rubbed her waist, and moved her hands and feet. She felt that she was almost ready, so she sat down again and prepared for the next stage of dubbing for the video.

Just when she opened the browser and chose the appropriate music, a piece of news scrolling through the browser came into her view.

After several months of ups and downs since the beginning of the year, the price of a single Bitcoin exceeded US$110, and the highest price of a single Bitcoin exceeded US$128.

Cheng Xiaolin was stunned for a moment when she saw the news.

They have been busy during this period, and the two of them have not paid attention to Bitcoin for several months.

How many Bitcoins does her husband have?

Cheng Xiaolin scratched her scalp and thought for a while, there were more than 30,000.

She took out her calculator and carefully calculated how much the bitcoins in her husband's hands were worth.

After finishing the calculation, Cheng Xiaolin discovered that the Bitcoin in her husband's hand should be more than 25 million yuan based on the current price.

After finishing the calculation, Cheng Xiaolin's eyes lit up. This was not a small sum of money.
To be continued...
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