This is so cheap!

For normal commercial loans, short-term interest rates are basically above 5%.

It made Cao Shujie want to borrow some money to invest.

"How much does Director Cao need?" Ma Changrong asked him.

Cao Shujie shook his fingers and said, "I don't need money, Zhongcheng Breeding Cooperative does."

Ma Changrong was too lazy to correct the problem. He asked Cao Shujie again, how much loan would Zhongcheng Breeding Cooperative prepare for this time?

Based on the total cost of feed incurred by each cow from purchase to slaughter, which is approximately 4,500 yuan, the total cost of feeding 8,000 calves is equivalent to 36 million yuan.

Cows are a long-term breeding process, but because they eat less than beef cows, the feed cost is cheaper. Based on the feed breeding cost of each cow being about 3,800 yuan, the breeding cost of this area is about 7.6 million yuan.

The total cost of feeding 8,000 beef calves and 2,000 cows alone is 43.6 million yuan.

During this year's breeding period, it is impossible for there to be no other surprises, so the more than 10 million left in the Zhongcheng Breeding Cooperative's account is used as emergency preparation expenses. Cao Shujie even felt that if Zhongcheng Breeding Cooperative this year

If you want to live safely, a reserve fund of more than 10 million is far from enough.

It must be doubled at least.

Thinking of this, Cao Shujie had something in his mind.

He said to Ma Changrong opposite: "Manager Ma, do you believe it? By the end of this year, the 8,000 beef calves of Zhongcheng Breeding Cooperative will still be sold for more than 120 million yuan?"

When Cao Shujie did not directly tell how much the loan was, but instead talked about Zhongcheng Breeding Cooperative's revenue this year, Ma Changrong did not have any doubts.

"Director Cao, I believe that as long as there are no major doubts, Zhongcheng Breeding Cooperative's revenue this year will be much higher than 120 million yuan. Just tell us how much Zhongcheng Breeding Cooperative will borrow this time so that we can make an assessment."

"Generally speaking, as long as the capital is less than 100 million, it won't be a big problem." Ma Changrong told Cao Shujie the bottom line.

He wished that Cao Shujie would just ask for a loan of 100 million yuan. In this case, their bank would have completed more than half of its loan tasks this year before January was over.

By then he will be the hero of this bank.

The next step is promotion, salary increase and bonus, and he will have no worries in the next two years.

But Cao Shujie didn't ask for that much money. He stretched out his right fist and pried open his thumb and little finger: "60 million yuan, two years, how long will it take to get the money?"

"Is 60 million enough? Director Cao, to be honest, there are not many such preferential loans. Zhongcheng Breeding Cooperative can make a big deal and continue to expand its scale by relying on the right time and place."

Like a liar, he described a bright future: "Director Cao, your Zhongcheng Breeding Cooperative has grown in size, are you still worried that you won't be able to make money?"

Seeing Ma Changrong speaking with enthusiasm, Cao Jie suddenly remembered another face, and they both had the same surname.

"Manager Ma, you are trying so hard to deceive me now. You really look like the Jack Ma I met a few days ago!" Cao Shujie said.

Ma Changrong laughed. Since Cao Shujie said that, he wouldn't say anything else.

And 60 million, a two-year loan is quite a lot.

Based on this calculation, his loan task for next year has almost been completed.

For Cao Shujie, as long as Zhongcheng Breeding Cooperative gets this money, it will be able to recover this year, and after the turnover is over next year, there will be no worries.

"This year has been difficult. Everyone has to tighten their belts to get by!" Cao Shujie lamented.

But Ma Changrong opposite him thought Cao Shujie was crying about poverty.

The corner of Ma Changrong's mouth twitched, and then he said: "Director Cao, if you have to tighten your belt to live, then we can't put a rope around your neck?"

Cao Shujie burst out laughing when he heard what he said.

Knowing that Ma Changrong misunderstood what he meant, Cao Shujie did not defend himself.

He said: "Manager Ma, let's finish the formalities now. We'll be done soon. Let's find a place to have something to eat."

"That's no problem, I'll treat you to lunch today." Ma Changrong was in a good mood.

Apart from anything else, what Cao Shujie just said is that if Zhongcheng Breeding Cooperative borrows 60 million yuan, this matter will definitely come true.
Chapter completed!