Lao Zhu has always been very clear. He knows that his Changsun is a very smart person, and some strange thoughts pop up from time to time.

Sometimes Lao Zhu also felt that his eldest grandson had too many ideas, and some ideas could not stand scrutiny and were not very suitable for the Ming Dynasty. However, some ideas would make Lao Zhu feel that it was really good for the Ming Dynasty after careful consideration.

For example, when Lao Zhu first heard that this bank was not good, he always had a relatively old-fashioned and absolutely supported the emphasis on agriculture and suppression of commerce. However, the bank seemed to be conducive to business development, so Lao Zhu was naturally unhappy.

Just think about it, if the bank operates well, the money of the aristocratic families and the people will be there in the imperial court. This naturally means that the Ming Dynasty will no longer worry about money, and there will always be some silver in hand.

If you really bury the money in the soil, it would be the most wasteful. Some families belong to Pixiu. They only enter but not leave, and like to melt the silver into large ingots.

Old Zhu knew about these things and thought that such things were normal, because everyone has been doing this all the time.

"Grandpa Huang, if we open banks in the name of the Ming Dynasty, we will spread throughout the Ming Dynasty. At least every state and every prefecture must have banks, and a slightly better county can also open banks." Zhu Yunyou was ambitious and said to Lao Zhu, "In that case, we will have more money."

Lao Zhu thought his ideal was good, but he still had to remind him, "You have to consider this matter carefully, and there must be no omissions. If someone cheats or someone greedys, that would be a problem."

Such things are definitely impossible to completely avoid. What Zhu Yunyou needs to do is to avoid them as much as possible. At this time, supervision and severe punishment are also needed, so that some people can be settled and put away their thoughts that they should not have.

Zhu Yunyou didn't object and said to Lao Zhu, "This is the reason. My grandson must do something like preventing runs. We must not lack credibility."

Opening a bank is what Zhu Yunyou thinks. Although he has formulated the constitution and has ideas, he just needs to implement it in detail. He must communicate carefully with some people and minimize some omissions as much as possible.

It must be somewhat different from Modern Bank, but Zhu Yunyou also thinks that some general functions should not be missing, and he can do it with a little confidence.

Listening to some of Zhu Yunyou's statements, Lao Zhu felt quite at ease. His grandson was quite calm and down-to-earth in his work. He did not want to implement it immediately, but would discuss it carefully with many ministers in the court.

Zhu Yunxiu, who was sitting on the side, remembered something and asked, "Brother, what is this related to our royal family?"

"The clan family naturally earns a lot of money." Zhu Yunyou smiled and explained, "If the clan family invests a lot of money, our clans will also get dividends in the future. This is a profitable business. If the business is done properly, our Ming clan will have more money."

Old Zhu immediately smiled. His position was given to his eldest son and grandson, but it did not mean that he didn't care about other descendants. He also hoped that other descendants could live a better life.

Zhu Yunyou further explained, "There are some outputs on the Maritime Bureau, and some outputs on the banks, as well as their respective salary, and land. If you weren't for your nonsense and spendthrift, you would definitely be fine."

Zhu Yunxiu didn't care about being criticized, but said, "That's fine, the emperor will help us get some money. But the money is a bit tight in the house."

Lao Zhu glared at him. This lazy "little grandson" was really a bastard. However, Lao Zhu couldn't beat or scold this bastard, but he just gave face to his eldest grandson, so he could only stare at him.

"Actually, if you are holding the royal family, you have some other thoughts." Zhu Yunyou smiled and said without hiding it. "If you put the money in the bank, some people are naturally worried that they will miss their assets. At that time, they will cause suspicion from the court. You should pay attention to this matter."

Zhu Yunxi's eyes were circling in an instant. When the emperor said this, he couldn't help but think about it more, and he had to think about it more.

He likes to cry for poverty the most, and in fact he does feel that he doesn’t have much money in his hands. He just needs to collect a lot of money, spend a lot of money and save some. This is definitely not something that can be achieved by salary and rewards.

If all of this is deposited in the bank, as long as the emperor ordered someone to ask, it would be clear how many assets there are in the King of Wu's Mansion. This may not be good news for Zhu Yunxiu.

Old Zhu's eyes rolled, and he thought this idea was good. As long as he knew where there were rich households and how much money he had, he might really be able to grab the money when necessary.

It is easy to get a charge of raiding a family and extermination. At that time, those possessions will be included in the national treasury. At that time, the money will be owned by the old Zhu family, and it will be very useful!

When he saw Lao Zhu's expression, Lao Zhu probably guessed what his emperor grandfather was thinking. But if you don't talk about these things, some things must not be done, at least they cannot be done so too much, and it is difficult to do the things that kill chickens and retrieve eggs.

As for the rich and wealthy families, there is nothing to worry about. In such a feudal era of imperial power, it is sometimes a sin to be too rich. The royal family "storages" gold, silver and jewelry in those rich families, and they just need it and take it back when needed.

No matter how rich you are, sometimes it is in vain, because the emperor of the Ming Dynasty has power and the emperor of the Ming Dynasty has weapons, so rich and wealthy families cannot resist.

It is naturally worth discussing the matter about the bank. But now I just have a little bit of fun and just talk about my own thoughts a little bit, and there will definitely be more detailed plans in the future.

"Grandpa Gao, I want to pee!" Xiao Xiaozhu suddenly shouted, looking very unhappy, "I can't hold it in anymore!"

Old Zhu laughed happily, but Zhu Yunyou was so amused. His fat son really couldn't hold it in and solved it immediately. I guess he couldn't hold it in and couldn't remember anything.

The proud Xiao Xiao Zhu stood on the shore, showing his little bird, and Lao Zhu coaxed Xiao Xiao Zhu with great face, and she was so smiling.

Xiao Xiao Zhu was really proud. In the harem and in the "court", he was often pulled out to show it intentionally or unintentionally. In fact, Xiao Zhu also had such treatment before. Xiao Xiao Zhu was ignorant. Xiao Zhu was so embarrassed that he was so angry that he could only be forced to walk the bird again and again.

Let some concubines in the harem give up, and the emperor and the eldest grandson need to show off. Let the civil and military ministers feel at ease. During the banquet, Lao Zhu or Empress Ma will urinate Xiao Zhu, and it doesn’t matter if you can’t urinate. Anyway, everyone has to watch them.

The dragon-slaying boy Xiao Zhu actually changed. After his fat son was born, he also asked Xiao Zhu to walk the birds intentionally or unintentionally, which made people feel at ease. Not only did the country say that it also proved that Xiao Zhu's health was fine and he didn't need to worry about the inheritance of the throne.

After discussing some things with Lao Zhu, I took a comfortable bath. Zhu Yunyou was quite satisfied and really felt more comfortable.

I originally planned to go back to the East Palace to rest, but this is just thinking about it. He just put forward the concept of banking, and Lao Zhu is now in mind. He must ask carefully so that he can truly feel at ease.

In fact, Zhu Yunyou also understood that Lao Zhu stopped talking about this topic when taking a bath, because Zhu Yunyou was there at that time. Lao Zhu allowed Zhu Yunyou to hear some things, but he would never allow Zhu Yunyou to hear too many things.

This won’t surprise Zhu Yunyou, so he will go to the Qing Palace. Discuss more, talk more, and after having a general framework, then take it to the court to discuss.

Although it seems that there were no "economists" in the Ming Dynasty, this is relatively speaking. I really think those people from the Ministry of Revenue of the Ming Dynasty only know what it means? Those people are still very accomplished in the economic field and deserve the trust of Zhu Yunyou. They should also improve the bank's plan.

For the emperor Zhu Yunyou, he often proposed some plans, and he really didn't need to do the specific implementation.

Even if he is a workaholic emperor, even if he has a strong desire to control himself, he is definitely not Zhu Yunyou's personality trait, and he will not do something by sacrificing his powers and doing things in the end.

He was the emperor of the Ming Dynasty, so he naturally looked at the overall situation and formulated strategies and plans. He was not a minister, nor was he a close official below. The emperor could not work as a magistrate of the county magistrate, which would not allow the world to be ruled, but would only cause chaos in the world.

He carefully talked about his plans and understanding of the bank and further proposed some of the advantages of the bank, which naturally also included some of his own preventive measures.

Although Lao Zhu is still a little hesitant now, he is indeed worried about such unknown things. Fortunately, Lao Zhu also seems to be interested and thinks that this bank seems to be of some effect.

It was normal to talk late at night, but Zhu Yunyou felt that he had just closed his eyes and rested, so he needed to get up and prepare to go to the morning court.

It seems that he can only find time to take a nap after going to court. As a diligent emperor, Zhu Yunyou will not do anything like that when he stops the morning court, and he does not intend to learn from Taoist emperors who have not attended court for decades.

Even though that guy is proficient in power schemes, it does not have much benefit to the stability of the Ming Dynasty and the development of the country.

It’s better to go to court obediently. This is what Zhu Yunyou should do, and it is also the attitude that a mature and responsible emperor should have.

Zhu Yunyou thought he was still a hard-working emperor, so he was ready to go to court.

Although there seems to be not many important things recently, it definitely does not mean that Zhu Yunyou can be idle. In fact, in Zhu Yunyou's opinion, this period is more important and definitely not easy.

After all, he is preparing to implement the new policy, which is not an easy task. Even if he is the emperor and has great power, he will still encounter some resistance.
Chapter completed!