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Chapter 1 Claims System

"Ding, the player identity has been successfully determined. Your game number is Q523131241. It has been detected that the game console you are using has a factory fault. This fault will prevent you from going offline..."

Lei Chi's eyes widened!

What the hell, I can’t log out, I’m going to be trapped in the game world?

What a joke.

Lei Chi was originally a war orphan who lived to be twenty years old. Today he made an important decision. He wanted to become a professional gamer, so he spent all his savings to buy a [Tata World] game console.

I thought I bought a faulty machine.

The so-called game console is a time-travel machine. This is a black technology product launched by the mysterious Dragon Slayer Company. After using it, players can travel from the real world to the real game world.

The reason why it is called a real world is because the players are there, their bodies are real, and they have real senses of touch, smell, taste, etc.

But the entire world is dominated by the game system. It is like a virtual world that integrates elements such as tower defense, adventure, management and construction, and simulation development. Players can enjoy many game functions.

For example, to adjust pain sensation, the maximum is 1000% and the minimum is 0.1%.

Other examples include resurrection after death, upgrading and adding attributes, etc.

[Tata World] is very popular, with countless players and unlimited business opportunities. Lei Chi originally wanted to rely on his intelligence and wisdom to embark on a counterattack in life in this game world, but now it's better, and he has lost all his money.

"Ding, Tulong Company deeply apologizes for your experience. Now that the matter has come to this, the system can provide you with appropriate compensation. Please submit your request?"

The system prompt sounds.

Lei Chi looked at the virtual screen in front of him and said angrily: "I want my money back!"

"Ding, a friendly reminder, you can no longer go offline, refunding money is meaningless."

Lei Chi's face darkened, this system makes sense.

"Then what should I do? I can't log off. How can I eat?"

"Ding, generate a compensation plan, give you a bread tree, full of bread, various flavors, pick and eat as you please, provide you with sufficient food."

"I don't like bread!"

"Ding, the bread tree can be replaced with a lunch box making machine. There are various lunch boxes for you to choose from. They are provided for free and are ready to eat after opening the lid. We will provide you with plenty of food!"

"What's the use of just having food? What about drink?"

"Ding, generate a compensation plan, give you a beverage making machine, beverage cans, various categories, harmless to drink directly, and provide you with sufficient drinking water!"

"That's okay? Then where will I live? What should I wear?"

"Ding, generate a compensation plan, give away a mushroom house, give away a pair of beach slippers that will never wear out and be permanently cleaned, a small Tata World vest, a piece of Tata World small pants, a piece of Tata World large pants, and give away pots and bowls

A set of ladles and other daily necessities!”

"What should I do if I need to go to the toilet?"

"Ding, the mushroom house is equipped with a separate washroom, toilet, and all-day hot and cold water supply to meet your daily needs!"

"Oh my God, you are so considerate!"

Lei Chi thought for a moment and realized that the Tata world is actually the real world. If you can have food, housing and a worry-free life in it, that's fine too.

"Ding, do you have any other requests?"

"Yes!" Lei Chi said hurriedly, "Don't think that it's enough to provide food and shelter. I'm trapped inside, guarding the secret camp alone. If players without martial ethics come over, how can I survive? You must give me a guarantee!

"

"Ding, the appeal is reasonable and a compensation plan is being generated..."

"Ding, we will create an exclusive claim settlement business for you. With one insurance, the city will be safe. No fear of invasion and worry-free reconstruction. Welcome to buy invasion insurance!"

"What the hell? Buy insurance?"

"Ding, all your demands have been processed, and the above compensation will be distributed to your secret camp after you officially log in to Tata World!"

"Ding, please note that the above compensation is only available once. If you delete your account for various reasons and play again, you will not be compensated again. I wish you a happy game."

The virtual screen in Leichi's field of vision disappeared instantly, and the next moment he felt his body sinking.

"Wait a minute, I haven't finished my appeal yet. What should I do if I feel lonely? You can give me a female ticket..."

Lei Chi shouted, but no one responded. The next moment, everything in his eyes blurred, and he came to a small square.

This is the secret camp.

[Tower World] is a tower defense game. After players enter the game, they will have a secret camp.

Each secret camp is a small world. It starts out as a small beach island. Outside the island is an endless blue sea. There are sun, moon and stars in the sky. Day and night alternate. Inside the island is a small square with two acres of land. There are two initial buildings: a gold mine.

and the city defense center.

In addition, there is an erected black vortex outside the island called the [Time and Space Wormhole], which is the only way in and out of the secret camp.

Connecting the space-time wormhole and the camp square is a ten-meter-wide stone road called the [War Corridor].

Both players and wild monsters must pass through the [Time and Space Wormhole] and [War Corridor] to enter and exit the secret camp.

The initial length of the [War Corridor] is one hundred meters, and defense towers can be built on both sides.

The sea area outside the secret camp and the sky cannot be entered randomly, because time and space flow turbulently, and anyone who enters will die immediately.

Lei Chi's secret camp is unique because it has systematic compensation.

One of the compensations is the [Mushroom House], which is opposite the War Corridor and is located in the northernmost part of the secret camp. It is as high as two stories and looks like an umbrella-shaped colorful mushroom with small doors and windows. It looks cartoonish.

The second compensation is the [Lunch Box Making Machine], located on the east side of the [Mushroom House]. It is more than two meters high and is an upright rectangular parallelepiped, very similar to a common vending machine.

The third compensation is the [Beverage Making Machine], located on the west side of the [Mushroom House]. Its appearance is almost the same as the [Lunch Box Making Machine]. It can be seen that it is produced by the same manufacturer.

There is a hill six to seven meters high at the far east end of the camp. There is a hole in the middle of the hill with a wooden door, which is the gold mine.

In the early stages of the game, the main way for players to earn money is to collect gold from this mine. The process of collecting is similar to digging the ground. You can get a copper coin by digging the ground. There is a mining pickaxe in the mine.

The westernmost part of the camp is the city defense center, which is a pavilion-like building.

The City Defense Center is a place to upgrade defense tower technology and sell defense tower construction blueprints.

Before Lei Chi could explore his secret camp, the system prompt sounded in his mind again: "Ding, an insurance policy will keep the city safe. You will not be afraid of invasion and will have no worries about rebuilding. Welcome to buy invasion insurance!"

"Ding, players have exclusive access to the invasion insurance claims business. You can purchase invasion insurance for your secret camp. After purchasing the insurance, when your secret camp is maliciously invaded by other players and causes losses, you will receive a claim treasure chest based on the loss.

"

"Ding, the minimum insurance deposit for players is one gold coin. There is no upper limit. The price of the claim box is determined by the actual loss, the deposit and the defense index. The greater the actual loss, the higher the deposit, and the higher the defense index. Finally, you will get the claim box.

The higher the level, refer to the formula: [Claim treasure box value = actual loss

, the details shall be subject to system calculation.”

"Ding, the defense index is determined by the defense towers and other defense facilities in the secret camp. The current defense index is zero. Please build the defense tower as soon as possible."

"Ding, players can only purchase one insurance at a time. The policy will take effect immediately after confirmation. Each insurance can only make a claim once. After the claim is settled, a new insurance can be purchased."

"Ding, the claim settlement treasure chest is designed to help players rebuild their camps. After opening it, you can randomly obtain various materials, including but not limited to gold coins, defense tower blueprints, defense tower upgrade props, etc. Players are asked to explore on their own!"

After reading the relevant introduction to intrusion insurance, Lei Chi slapped his thigh and the first thought that came to his mind was: "Can this really be an insurance fraud?"

Students who don’t understand the calculation of claims can look at related works.

Simply put, the deposit determines the upper limit of compensation, up to 10,000 times the compensation.

Fraudulent insurance in the early stage depends on losses. In the later stage, when the defense coefficient increases, it is more appropriate to increase the insurance deposit.
Chapter completed!
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