On the eve of the National Day holiday, Xigui’s rental provident fund policy has made major adjustments. This is extremely good news for many employees who have not yet enjoyed housing provident fund loans to buy a house. According to the new housing provident fund management regulations, if both husband and wife

If both of them are working financially, they can get a one-time loan of 150,000 yuan.

This good news really made Mu Yi and Jin Lily very excited. They seemed to have seen the dawn of a better life. That night, they were so excited that they couldn't sleep. They took Xigui up to Longzhong and down to the outskirts of the county town.

The weather station is a large area designated as an area for finding a second home.

At the same time, many plans were conceived. However, their feverish brainstorming soon passed. When the two calmed down, they began to think about what was the core motivation for buying this second set?

First of all, it must be for "curve investment". That is, the most harmonious motive for buying a second house is to provide another shelter for the family and then rent out the house in the commercial street, thereby increasing family income.

reduce the family burden.

However, if you simply consider renting out your existing house and finding a place to shelter from the wind and rain, then the Muyi family can also choose to rent a smaller house with worse conditions. Then there will be a gap between renting and leasing.

There is a slight difference in rent. This small difference in rent is really insignificant. If you include the depreciation loss of renting out your house to others, the value of this plan may be greatly reduced.

Because it not only reduces the quality of life of the family, but also wastes time. The key point is that it cannot increase the income of a few dollars. What should be done? In order to maximize the benefits of rental income and minimize rental expenses, or do not

Rent expenses are incurred.

With such consideration, buying another house is undoubtedly the latest choice. Moreover, according to Mu Yi's own judgment of the economic situation, buying a house is definitely an investment that is sure to make a profit. If you buy a second house, not only do you not have to pay

By renting a house, you will also enjoy the economic dividends of rising prices brought about by social and economic development, that is, rising housing prices.

However, the maximum resource that the two of them may obtain at present is only the loan of 150,000. In other words, the biggest choice for the two of them is a house of about 150,000, with a maximum of no more than 160,000. In this way, it breaks the

Many unrealistic fantasies have greatly narrowed the scope of choices.

Once the general direction has been determined, it’s time to find the most valuable investment within the limited scope of limited resources.

At this time, the rumor that Xigui wants to build Longzhong Town into a tourist attraction has spread a lot in Xigui society. Overnight, it seems that Longzhong has been transformed into a tourist attraction. People from all walks of life are competing for it.

Go to Longzhong, a hot spot for investment, and choose opportunities to invest and make a fortune.

Mu Yi and Jin Lily also focused their attention on Longzhong. Along the Lingguan Double Stone Bridge, they followed the bank of the Guanyin Water to the source of the Guanyin Water. Then they climbed up the beautiful Jinma Mountain to overlook the tranquil Longzhong Bazi.

Longzhong Town is located at the foot of the Jinma Mountain. It is graceful because of the Guanyin Water, beautiful because of the Jinma Mountain, quaint because of the earthen tower houses, and remote because of the Southern Silk Road...

The beauty of Longzhong is due to two rivers. One river is called Xigui River, which flows into Datang Township. The other river is Guanyin River. This river with a short runoff is famous for its clear and translucent water flow.

Jingshan.

The water of this Guanyin water belongs to underground water. It originates from the foot of Jinma Mountain at the west end of the town. Many clear springs gush out from the cracks in the rocks at the foot of the mountain. Because fish follow the springs, it is also called "Jinma Fish Cave". According to legend, Emperor Wenchang lived on the eighth day of Taikang in Jin Dynasty.

After descending here in the "Seventy-first Year" (287), he rode away on a golden horse, hence the name of Jinma Mountain.

Later generations once built the "Wenchang Temple", also known as Zitong, to commemorate the sacred site. The water surface at the spring mouth of the Guanyin River is wide and more than ten feet deep, forming a small lake. "The spring water is clear enough to see the bottom, and you can count fish in it. It is warm in winter and warm in summer."

It is cool, as if there is a fairy spirit, and the sky will be cloudy and clear? Then there will be sound in the spring cave, and the hair will rise in summer and autumn, without any turbid waves or horizontal waves."

After liberation, a dam for the hydropower station was built at the mouth of Guanyinshui Lake, making the Guanyinshui River deeper, the pool quieter, and the lake surface wider. The villages reflected in the lake pool make it difficult to tell which is the sky and which is the water.

It can be said that the water and sky are the same color, and the scenery is very beautiful.

There is a bluestone canal on the east side of the dam, about two meters wide, which leads part of the Guanyin water to Longquan alley. The clear water flows along the bluestone canal in the river alley and winds into the ancient town. Clear springs are in the homes of these ancient towns.

As the water flows through the gate and courtyard of the house, houses, watchtowers, human figures, and horse shadows are all reflected in the water. In some places, there are quiet and slender water plants growing in the water channel. As the water flows, it looks like an amorous woman combing her three thousand tender flowers.

Silk. Occasionally, a group of big white geese are playing happily in the river. "The white hair floats on the green water, and the red palms stir up the clear waves."... There are waves of clear waves, which add a lot of life to the dragon.

When you walk into Longzhong, it’s not just the clear stream that attracts people. The watchtowers with historical imprints are also a different kind of scenery. There are groups of watchtowers in Longzhong, both in and outside the town, along the ditches and rivers.

They are tall and short watchtowers in a well-proportioned pattern. These earthen watchtowers that still stand tall despite the wind and rain are extremely spectacular. The rough walls that have experienced vicissitudes of life seem to be silently telling the story of the years...

The folk houses in the ancient town of Longzhong have inherited many styles from the Ming and Qing Dynasties. The large courtyards are connected to small courtyards, and the patios are connected to the patios. They are extremely grand. The carvings on the windows and the hollows on the door lintels are exquisite and elegant. Longzhong Town is also a small town where Yi and Han people live together.

, Yi and Han culture are intertwined here, and folk customs are all-encompassing... If you go to the market, you will also see some Yi people wearing national costumes, walking among the Han people in white handkerchiefs and Tsing Yi. This Yi-Han scenery is everywhere in the entire Nansi Ancient Post.

On the main road in Longzhong, it is the most eye-catching bright color.

There is also a ditch on the west side of the dam, which leads part of the Guanyin Water to Lingguan Bay to irrigate a large terrace there, and finally meets the Guanyin Water River downstream, and finally merges into the Xigui River.

At the stone wall of Lingguan, a newly built stone arch bridge stands guard side by side with the ancient double stone bridge next to it, lying across the Guanyin River, connecting Longzhong Town and Lingguan Township, and connecting the past and present. Around the double stone bridge

There are several grilled fish restaurants scattered around, bringing a lot of fireworks atmosphere to both sides of the quiet Guanyinshui River.

Here you can not only have leisure and entertainment, play mahjong, and drink tea, but more importantly, you can also eat the most authentic Western turtle grilled fish, grilled pig meat, especially Western turtle flower fish.

You can't eat the Western Turtle. Because the flower fish can only grow in high-quality and unique waters like Guanyin Water. Once fished out of the water, it will die within a short time.

Some people have also tried adding oxygen, keeping the water temperature consistent with the water temperature of Guanyin water, etc., and even tried artificial breeding... All attempts ended in failure. However, due to the preferences of the majority of gourmets, this flower fish

Now it is becoming increasingly rare. People’s preference for the freshness and deliciousness of flower fish can actually put flower fish in a crisis of survival. I’m afraid this is something that flower fish will never know, right?

Mu Yi and Jin Lily led Xiao Lele to Guanyinshui Middle School, which is located on the side of Guanyin Lake. Guanyinshui Middle School, built near mountains and rivers, is Jin Lily’s alma mater. Jin Lily spent three years here.

happy time.

Walking around the campus, you will see green trees, clusters of flowers, clear blue sky and white clouds, green trees swaying in the wind, bright sunlight passing through the gaps between the branches and leaves of the trees, casting mottled light spots on the ground... It makes people feel like they are in a fairyland.

.

Jin Baihe did not recall her study and life on campus. The family walked around the campus and then came out. Mu Yi must have forgotten his little regret of not studying here.

The family entered the ancient town along the alley beside the bluestone canal. Jin Lily told Mu Yi an embarrassing incident when she was studying.

That year, she was just a freshman in Guanyinshui Middle School. In the winter, school was over. She rode her bicycle home along the canalside path. Seeing a classmate walking in front of her, she hurriedly rang the bicycle bell. But the person in front of her

The classmates turned a deaf ear and showed no intention of giving way.

She had no choice but to tighten the brakes on her bicycle and prepare to get off the bike. The moment she got off the bike, a group of classmates ran past her from behind and slammed her and the bike into the bluestone ditch.

Fortunately, winter was the dry season. The water in the ditch was not too deep, just above her knees. But she still got wet all over. Her schoolbag was also filled with ice-cold water...

The classmate who knocked her into the ditch heard the screams from the crowd. He turned around and took a quick look, knowing that he was in trouble. He never stopped to rescue Jin Lily, but instead sped up and ran away.

The helpless Jin Lily stood in the ditch, shivering from the cold, her clothes were soaked by the water, and she felt heavy. She really didn't have enough strength to get the bicycle out of the ditch. Fortunately, a man was walking in the ditch not far away.

The lady who was washing clothes saw it and ran over quickly, helped her pull the bicycle to the road, and then pulled Jin Lily up.

Suffering this sudden fright, Jin Lily seemed to be frightened. She stood blankly on the road, a little at a loss, and cried aggrievedly...

At that moment, she longed for a brother to protect her. If she had a brother, her classmates would not dare to bully her. The brother would definitely beat him up...

The aunt saw Jin Lily just standing on the side of the road crying, so she advised her: little sister, your clothes are all wet. Stop crying. Go home and change. If you keep freezing for a while, you will be in trouble.

I'm about to catch a cold and get sick.

Jin Lily had no choice but to hold up the bicycle with great effort. In the strange sunshine of her classmates, she pushed the bicycle back home wet and silently... When she got home, Zhang Xuefen saw her daughter coming back wet.

, his whole little face was pale and pale from the cold, and his lips were also black and purple from the cold. He quickly found a pair of clean clothes for Jin Lily to change into. After changing clothes, he remembered to take out the books in his schoolbag to dry them.

.I was actually pleasantly surprised to find that there were two small flower fish in my schoolbag...

The two of them were talking and laughing. They came to a corner of Shuixiang and saw a red brick house with one floor and one floor. They thought it was pretty good. They were talking about how it would be great if this house was for sale.

Hey. As expected, there was an A4 paper saying "This house is for sale" stuck on the door of the courtyard. The two of them were very excited. They quickly took out the phone and called the phone number written on it.

The call was quickly connected. The voice sounded like that of a middle-aged man.

When he heard that someone wanted to buy a house, he was very excited. When Mu Yi asked to see the house, he promised to come over immediately.

About ten minutes later, the homeowner hurried over. Mu Yi learned from the homeowner that this house was self-built by him, and there was no loan or dispute. When Mu Yi asked the homeowner, he

This house is in such a good location and is right next to the water alley. Why are you planning to sell the house?

The homeowner told Mu Yi honestly that it was because his family had already built a house in Xinmarket. The reason for selling this place was to do business there. The environment here is indeed good, but it is only suitable for living in, not doing business. Moreover,

The road in Shuixiang was narrow and cars could not drive in. He wanted to buy a car to drive. So he posted a house sale advertisement.

Mu Yi and Jin Baihe looked at the room from the upstairs to the roof, and from the roof to the roof. They also walked around the courtyard wall, taking a thorough look inside and outside. They estimated that this

The building area of ​​the house must be at least 180 square meters, and there should be a small courtyard of about 20 square meters. There is no involvement with other people around it. There is a field behind the house. I silently estimate that the house is worth at least 180,000. If we also consider the future water

If the town is developed, the future will be limitless.

However, for now, it can only be used as an ordinary house. So the two asked the landlord how much he planned to sell it for. The landlord shouted a price of 250,000. This price was indeed a bit staggering.

After some haggling, the homeowner relented and lowered the price to 200,000. According to Mu Yi’s experience, there should be room for this price to go down. However, the two of them only had 150,000 resources, and if they tried hard to think of some ways, they would only have 1 to 10,000 at most.

20,000 space. But there is still some gap between it and 200,000.

The two of them really didn't dare to make a decision, so they left a message to their boss and said they would think about it later.

One day later, the two found another private house behind Longzhong Primary School. But this private house was relatively small. The construction area was only about 40 square meters, which could barely accommodate a family. The investment value was not great.

.The owner’s asking price is 70,000, but it should still be considered a random price. There is still room for price reduction.

After almost seeing the house, Mu Yi and his family went to Jinjia Road to play, and by the way, they mentioned their plan to buy a house in Longzhong to their father-in-law and mother-in-law. They all advised Mu Yi and Jin Lily not to mess around.

Although their words were harsh and sharp, they poured a basin of cold water on Mu Yi and Jin Lily's burning flames of buying a house. However, the two did not extinguish the fire of eager hope to buy a house.

The National Day passed quickly, and while at work, Mu Yi made a special trip to the Housing Provident Fund Center to inquire about the detailed loan policy. Suddenly, he discovered that in order to get a loan, one must not have enjoyed the housing provident fund loan policy. They were in compliance with this rule.

The maximum loan you can get is RMB 150,000, but you need to have two earners. They are also eligible.

The prerequisite for the loan is to have a set of real estate certificates as collateral. There is no problem with this. They have already obtained the real estate certificate for the commercial street housing. They just still have some loans. According to the requirements, if you want to borrow the housing provident fund, you must first transfer the previous commercial loans.

I've paid it back. If you try hard, you can overcome this problem.

The last one is that the house they are buying needs to have a property title certificate, that is, a real estate certificate. However, the two private houses they looked at did not have a real estate certificate. At this point, their hope of buying a house has been dealt a major blow.

While Mu Yi and Jin Lily were busy looking for a house in Longzhong, Wen Qingfeng and Zhao Mingyue were also buying a house in Longzhong. Because Zhao Mingyue was going to be transferred down the mountain, the big thing had basically been revealed. According to reliable sources,
To be continued...