119 Building a Platform 1
Lao Sun's suspicion is not unreasonable. If you ask the customer to counter-guarantee, will they obey your mercy?
But Guan Yuntian is not worried about this, because the guarantee company is a completely open platform, and you can come and go freely. The main purpose of Changda Group to build this platform is to provide guarantee services for many companies that need guarantees. It doesn't matter whether they make money or not.
, as long as you can achieve the goal of being able to do things for your friends without getting angry, then you have completed the task well.
Even if no company is willing to provide a counter-guarantee, the worst case scenario is that if the guarantee company does not carry out business, it will not cause much loss to Changda Group.
However, Guan Yuntian believes that such a situation will not occur. Companies that really need to use loans for normal operations are not opposed to counter-guarantees, because after their loans are repaid with principal and interest, the counter-guarantees will be automatically released.
Counter-guarantee can be used as a touchstone to test the purpose of corporate loans. Those companies that are unwilling to counter-guarantee just prove that they have something up their sleeves. Either the company is facing huge difficulties, or the purpose of the loan is not for production and operation at all. For
Such a company, even if it is so glamorous as he says, must be kept out.
Guan Yuntian toasted to Lao Sun, "We built this platform to provide services to customers who need it. Those customers who don't approve of our approach can choose not to deal with us."
"Yes, cooperation or not depends entirely on the volition of both parties. However, the issue of loan guarantees for small and medium-sized enterprises has stumped many bosses. Anyone who has been in contact with them will understand that many small and medium-sized enterprises actually have very good development prospects.
Because we couldn't solve the guarantee problem and couldn't get financial support, we ultimately fell short. I think this platform will be welcomed by some small and medium-sized enterprises." Lao Chang is very interested in this.
Guan Yuntian toasted to several leaders of the Associated Press again, "No matter what, once this platform is set up, I hope to get the support of the leaders."
"Changda Group has an old relationship with Lianshe. Don't worry, Mr. Guan. Lianshe will not give face to anyone else, but it will also give you face." Lao Sun expressed his position.
On the second day of the wine party, Guan Yuntian called his good brother Chang, "Brother, I couldn't ask you carefully at the wine table last night, when will you step down?"
"Come on, didn't you see a new deputy director at the wine table last night? The team has been decided, and he will take over my job."
"When exactly will you retire?"
"At the end of this month, there are still about ten days left."
"Oh, after retiring to the second line, what other arrangements will your unit have for you? What are your plans?"
"Well----, I really haven't thought about this, but now that I have retired, what other arrangements does the company have for me? I guess I may still be able to go to work at the company, but my position and office will no longer exist.
Why should I go to work? Am I annoying people?" This was the first time that Chang faced these questions.
"Brother, I have a plan and want to ask for your opinion."
"We brothers, if you have any ideas, just tell us."
"Didn't I say at the wine table last night that Changda Group wanted to set up a guarantee company?"
"Very good. I think your idea is very creative. Hurry up and build the platform. It will be uncomfortable for small and medium-sized enterprises to find no guarantee!"
"However, the business scope of this guarantee company belongs to the financial field. Changda Group does not have management talents in this area. I would like to ask you to come forward to manage the guarantee company."
"I----? Ouch! Is this good?" It was beyond Lao Chang's expectations and made him feel sudden.
"What's wrong? What are you worried about, brother?" Guan Yuntian didn't expect Lao Chang to have doubts.
"Mr. Guan, some things are very subtle. As you saw last night, Lao Sun is not optimistic about the guarantee company. If I retreat to the second line and go to the guarantee company, you will definitely give me a certain amount of compensation. Lao Sun will naturally be different.
I am afraid that it will affect the guarantee company’s future business development in the Associated Press.”
Lao Chang said worriedly.
"Hmm----," Guan Yuntian pondered for a moment, "He may have ideas, but I don't think he would dare to do anything to Changda Group. After all, he and I are also good friends."
"We have been dating for quite some time, don't you feel that he is not broad-minded enough?"
"I have felt it for a long time, but at least he is a smart man. I have reason to believe that he has to support our guarantee company. First of all, Changda Group is a gold medal customer of the Associated Press. Is he willing to let us leave? Secondly, there is no need for entry and exit water.
He said that he was unwilling to let us leave Guangchangda Group's deposit business in Lianhe; thirdly, if Changda Group left Lianhe, what impact would it have on the financial and business circles in Fuyuan County?
Benefits? Based on these three points alone, no matter who takes charge of this platform in the future, I think he has to support our work." Guan Yuntian analyzed with confidence.
"It makes sense, but if I go to your place, Lao Sun will definitely have an opinion about me."
"Hey, you are different from me. Why do you always worry about what other people say behind your back? My point of view is that you just have to be yourself, have a clear conscience, don't do anything wrong, and don't be afraid of ghosts knocking you in the middle of the night.
Whoever wants to say anything behind the scenes, let them say it. You have already been relegated to the second line. You have neither a job nor a place for you to live in your workplace. In fact, it is no different from retirement. If you are willing to use your spare energy, you will be old.
Sun has nothing to do with it!" Guan Yuntian said.
Lao Chang hesitated for a moment, "Then can you let me think about it before I reply to you?"
"What are you still thinking about? You decide now, and we will start processing the industrial and commercial registration tomorrow."
Lao Chang has known Guan Yuntian's character for a long time. As long as he thinks something is feasible, he will do it no matter how difficult it is. Once he makes a decision, he will act vigorously and resolutely and will never be sloppy.
"Mr. Guan, if you think it's feasible, then start making preparations. If not, you can go there after I finish the formalities at the end of the month." Lao Chang finally agreed to the invitation.
When applying for industrial and commercial registration, Guan Yuntian discussed with Lao Ding that guarantee companies are different from general production or operating enterprises. They must not only be realistic in terms of registered capital, but also increase the amount of registered capital to show the strength of the guarantee company.
Under Ding Xiangqian's planning, it took less than ten days for the relevant staff of the Changda Group's finance department to complete the industrial and commercial registration procedures for the name "Changyuan Financial Intermediary Company" (referred to as Changyuan Company). The company's registered capital was five
billion.
Guan Yuntian kept a low profile in other matters, but on the day the intermediary company opened, he not only requested a grand opening ceremony, but also personally invited the leaders of all financial institutions in Fuyuan County and Huayuan City to be present, and also asked the leaders to serve as the intermediary company's
Cutting the ribbon together for the grand opening.
Lin Nan, director of the office of the group company who organized the opening ceremony, did not understand this abnormal behavior. "So many projects of Changda Group have been completed and put into operation, but you never hold completion ceremonies. Even the roads you funded and built, you object to others."
The opening ceremony, what happened this time? It’s just that when an intermediary company opens, it not only requires a ceremony, but also a grand ceremony. Is there any difference? "
"There is indeed a big difference. Changda Group's industrial projects do not require the public to know when they are completed and put into operation, but the intermediary company is completely different. Not only do they need to be known to the public, but they also need to get full support from friends in the financial sector, so they need to create a lot of momentum.
When we were in middle school, the politics teacher often talked about the philosophical meaning of concrete analysis of specific issues in class, and this is its concrete manifestation." After saying this, Guan Yuntian smiled proudly.
After completing the internal withdrawal procedures and before he had time to rest and adjust at home, Lao Chang took up his post at Changyuan Financial Intermediary Company. Guan Yuntian appointed Lao Chang as the general manager of Changyuan Financial Intermediary Company in the name of Changda Group.
After Lao Chang took office, his first task was to set up the management organization of the intermediary company. Although the company had already opened, Lao Chang was still the commander-in-chief. In this three-story building in a prosperous area of the county, except for one doorman, there was only one person in the company.
Lao Chang was alone and could not carry out business at all.
Lao Chang was not only the director of the grassroots office of the Associated Press, but also
Having been the executive deputy director of the Associated Press for nearly ten years, he is familiar with organizing organizations. After some thinking, he proposed the management structure of Changyuan Company. The company plans to have a general manager and a deputy manager if necessary.
It consists of two departments: Business Department and Finance Department.
The business department is temporarily staffed with two to three people. As the business volume increases, staff will be added in due course. The business department's work content is mainly responsible for inspecting the company's operating conditions and investigating the company's peripheral conditions. The finance department has a section chief, accountant and cashier.
Two persons each are responsible for reviewing customer situations and financial statements, issuing guarantee documents for enterprises, handling counter-guarantee procedures, contacting financial institutions, etc.
A management structure was placed in front of Guan Yuntian. Only the general manager was in place. Candidates for other positions were not yet available. Guan Yuntian looked at Lao Chang in front of him and said, "Let's divide the work. The staff in the business department will follow
The field staff of banks are similar. You have worked in the financial industry for decades and are much more familiar with the situation than we are. See if there are any retired staff from various banks who have worked in the field before. Can you select a few from them? Finance
Let me figure out the solution for you."
After Lao Chang left, Guan Yuntian used his brains to find financial candidates for the intermediary company. He knew that none of the existing personnel in the finance department of Changda Group could be moved, and the people the intermediary company's finance department needed could only be found from outside.
Guan Yuntian first thought of the old lady who had left the financial department of the campus brick factory for many years, but she had not contacted her in these years. She was already in her fifties, and she didn't know what her physical condition was like. Besides, she didn't know what she was doing now.
It was unknown whether he was familiar with financial tools. After some consideration, Guan Yuntian gave up the idea.
For a while, I really couldn't find a suitable candidate for the financial section chief of this intermediary company.
Sitting on a chair and staring out the window in a daze, a smile suddenly flashed across Guan Yuntian's face, "Well, make a phone call to harass her." He grabbed the phone on the table and dialed a series of numbers, "Is it the Finance Department of Chengguan Central Primary School?
Is your beauty section chief here?"
"Who are you?" The person who answered the phone was the cashier with a loud voice like a tomboy.
When he was in the brick factory on campus, Guan Yuntian often interacted with the women's army in the Finance Department of the Central Primary School. Strangely enough, Guan Yuntian, who looked serious and unsmiling in front of others, was very casual with the people in the Finance Department of Chengguan Primary School.
, even joking with each other without blushing.
"Tomboy, I am Guan Yuntian."
"Teacher Guan? Oh, I should call you Mr. Guan. Are you looking for the beautiful section chief? She is angry and you don't come to comfort her." After saying that, several people giggled from the receiver.
"You are also ignorant, how can you make the section chief angry?"
"We didn't mess with her, it has nothing to do with us."
"Okay, let her answer the phone."
"She's in her office. Go to her office and call her."
Guan Yuntian dialed another number. The ring rang for a while before the other party picked up the phone and asked, "Who is it?" The person who answered the phone was obviously in a bad mood and had a very unfriendly attitude.
"I heard that the beautiful section chief is angry. Who offended you? We haven't seen each other for a year. Have you lost weight or gained weight now?"
"Who are you? You're so boring!" the other party said angrily.
"I am Guan Yuntian, whom you both love and hate. You haven't heard it for so long?"
"Hey, I never make any calls. Who can recognize your voice? Why are you calling?"
"I miss you, let me call you to harass you." Guan Yuntian chuckled.
"I'm bored and don't have time to joke with you. If you don't talk about serious things, I'll hang up."
"Why are you not gentle at all? No wonder they said you were angry. It seems you are really angry. Why?"
"Hey, it's hard to explain, I'm so annoying."
Chapter completed!