The listed company Changda Holdings is a masterpiece created by Guan Yuntian himself. When the company faces difficulties, even though he has basically no relationship with the listed company at present, he cannot sit idly by and do nothing, because it is where all his efforts in starting the business are condensed.

As long as the company's Xinrui Pharmaceutical can expand its production to make up for the decline in performance of the listed company due to the closure of its own power plant, even if the power plant is closed, it will not have much impact on the company's performance.

If it were someone else, he had finally broken away from the traditional industry. His own Changda Group was now only a small shareholder in the listed company. The safety of the listed company had nothing to do with him, so he wouldn't worry about it.

But Guan Yuntian doesn't see it that way. He believes that Changda Group's departure from traditional industries is a very correct decision, but it does not mean that he is willing to see the listed company Changda Holdings in dire straits. The traditional manufacturing industry will be transferred from the name of Changda Group to other shareholders.

In his hands, he is willing to see other investors continue to operate the listed company, not the other way around.

With this mentality, Guan Yuntian's attitude towards the listed company Changda Holdings is that as long as he can help, he will definitely do it as his own business.

Through the introduction of Deputy County Magistrate Liu and Deputy Director Sui of the Traditional Chinese Medicine Management Office, Guan Yuntian learned about the national policy on the cultivation of Chinese herbal medicines. Guan Yuntian was discussing the specific implementation plan for planting Chinese herbal medicines with Lao Xu, the head of the agricultural project of the group company, when he suddenly heard something in the office

There was a knock on the door, "Who is it? Come in!"

Guan Yuntian was not very polite to such interruption.

The door opened, and Lao Duan, chairman of the listed company Changda Holdings, was standing at the door. Guan Yuntian looked up at him, "Mr. Duan? Why is it you? Please come in!"

Seeing Guan Yuntian and Lao Xu discussing work, Lao Duan felt a little sorry, "Mr. Guan, I didn't call you beforehand, so I'm sorry to disturb you all of a sudden."

"Hey, why are you talking about this? You're already here, please sit down. Why are you on your own today? Didn't Mr. Li come with you?" Guan Yuntian stood up to greet him.

Seeing Lao Duan's sudden visit, Lao Xu helped him make a cup of tea, placed it in front of Lao Duan and then left.

"I went to see him. Mr. Li said that this is a matter for our board of directors and he will not come forward." Lao Duan explained.

"Oh, what does Mr. Duan want from me?" Guan Yuntian sat down opposite.

"Then let me make a long story short. Mr. Guan, when we met last time, you suggested that we make Xinrui Pharmaceutical, a listed company, bigger to make up for the decline in performance caused by the shutdown of the power plant. All members of the board of directors agreed that this suggestion was good. The company

The functional departments have already budgeted for production expansion, but there are still many difficulties in implementing it."

"What's the problem?"

"It's mainly about the funds needed to expand production." Old Duan looked embarrassed. After all, he had approached Guan Yuntian many times about the listed company. He had no direct contact with the listed company, so he troubled Guan Yuntian again and again.

Duan also felt very embarrassed.

"What's wrong with the funds? You are a listed company. If you lack funds, you can raise funds through the secondary market!" Guan Yuntian disagreed.

"Due to environmental rectification, we just raised funds in the secondary market in the second half of last year. The financial director said that if we raise funds too frequently, not only will the effect be poor, but it will also create a bad impression for retail investors, which will not be good for the company's reputation."

"There is a reason for this, but,

What about one year’s shareholder dividends? At the critical moment, the additional investment from the shareholders will have to be taken out!”

"Mr. Guan, during the environmental rectification period, due to insufficient financing in the stock market, we borrowed 100 million yuan from you in the name of Changda Group. The shareholders used the dividends to repay the principal and interest of the loan. Therefore, what are the shareholders' hands?

There is still money!" Old Duan spread his hands.

Guan Yuntian nodded, because he knew about this, "Then what do you mean by looking for me?"

"Now it seems that even if listed companies have financing channels in the secondary market, they cannot do without the financial support of banks. For unplanned investments like this, if you want to rely entirely on stock market financing, I think it is a long way to go. Mr. Guan

, I came to you this time to ask you for another favor."

"Oh, what do you want me to help you with? If you want to raise funds, Changda Group Real Estate Company is preparing to bid for new development projects. There is no excess funds now. As for loans, it is best for you to do it yourself. For such a large listed company, banks

I won’t refuse.”

"Mr. Guan, let's think about it together. Borrowing between companies is unrealistic. No matter how rich a company is, it is impossible for a company to deposit hundreds of millions of funds in its account. If it is a loan, of course it should be Changda Holdings itself.

We shouldn't trouble Changda Group. However, we are not familiar with local financial institutions. Today I came to visit Mr. Guan just to ask you to recommend one or two financial institutions for us." Lao Duan finally explained his purpose.

"Recommend financial institutions----, that's no problem, you mean now? I have to contact them first to see if they are in the company."

"I think Mr. Guan is very busy during the day. How about at night? After get off work in the afternoon, let's book a place to meet with friends from the bank."

Guan Yuntian thought for a while, and he believed that Xinrui Pharmaceutical's expansion of production was urgent and that it should seize the time to secure the funds. "Mr. Duan, don't wait until night. We will inevitably drink alcohol when we meet at night, which will delay the discussion of business. I will contact them now. As long as

We're at work, let's go find them now."

Of course Lao Duan was willing to meet with people from the bank as soon as possible. Guan Yuntian originally wanted to introduce Lao Duan to the Rural Commercial Bank. Considering that Changda Holdings opened accounts at ICBC and Agricultural Bank of China, he thought it would be better to meet with people from these two banks first.

Guan Yuntian dialed the number of President Liu of the Agricultural Bank of China, "Boss, are you at the unit?"

"Here, is something wrong?"

"I'd like to introduce you to a friend. How about going to your office later? Do you have time?"

"In a moment----, come over in half an hour."

After chatting for a while, Guan Yuntian and Lao Duan took a car together and arrived at the Agricultural Bank of China building in more than ten minutes. They went straight to the door of President Liu's office. Guan Yuntian was so familiar with this place that he didn't even need to knock.

You can just push the door open and enter.

It seemed that a group of guests had just been sent away. Manager Liu invited Guan Yuntian and Lao Duan to sit on the single sofa next to them. The staff first made tea for the two guests and then cleared the coffee table. After the staff left, Guan Yuntian introduced

He said: "President Liu, this friend is Mr. Duan, the chairman of Changda Holdings." Then he turned around and said, "Mr. Duan, this is Mr. Liu from the County Agricultural Bank of China."

Old Duan stood up and went forward to shake hands with President Liu, "Nice to meet you, President Liu!" "Welcome, Mr. Duan!"

The three of them chatted for a while, and Guan Yuntian said bluntly: "President Liu, Mr. Duan asked me to help him introduce friends in the financial industry, so I brought him to you."

"Isn't Changda Holdings a listed company? It can raise funds directly through the stock market. Why does Mr. Duan think of contacting the financial world?"

These words made Lao Duan blush, "President Liu, I'm really sorry. I should have come to visit a long time ago, but I didn't expect that it has been delayed for more than half a year. Please forgive me!"

"Mr. Duan, you are too polite. There is nothing to apologize for. You have unanimously raised funds through the stock market before, so it is normal that you have not dealt with us."

Guan Yuntian watched the host and the guests going back and forth like this, but he couldn't get to the main topic. He took the topic, "President Liu, you may also know that the self-owned power plant of the listed company will have to be replaced in the near future due to environmental issues.

was shut down. In order to prevent the company's performance from declining, they are preparing to implement a self-rescue plan to expand the scale of Xinrui Pharmaceutical to make up for the losses caused by the shutdown of the power plant. However, Xinrui Pharmaceutical's expansion requires 200 million funds.

"

Before Guan Yuntian finished speaking, President Liu answered: "They can go to the secondary market to raise funds!"

"Due to environmental rectification, they just raised funds in the secondary market more than half a year ago. Refinancing at such a short time interval will not be effective, and it will also have a negative impact on the company's reputation." Guan Yuntian explained.

"But for companies like them that have never done business with banks before, they must go through a set of procedures to get a bank loan. It's not just a matter of getting a loan."

"I know this. They have already opened an account with the Agricultural Bank of China and only need to go through credit approval." Guan Yuntian is very familiar with the business processes of financial institutions.

"It's not that simple! What about the guarantee? You have left out the most important link." said Mr. Liu.

"Yes, there is a guarantee, but it is the company's own business to find the guarantee. As long as your bank agrees to lend and goes through the process as planned, the rest is the company's own business."

"Oh, you have posed a problem for me. The first time I do business, the quota is 200 million. Isn't it a bit big?" Manager Liu looked a little embarrassed.

"People need so much funds to expand production. If the quota is too small, the expansion project will be abandoned halfway. Isn't that riding a tiger and making it difficult to get off?"

"Well, the truth is correct, but because it is a bit irregular, I need to make a written explanation to the superior branch."

Guan Yuntian was always helping to the end. For the listed company, he did not hesitate to use his old friendship with Mr. Liu, "Just take the trouble and suffer a little. The company really needs this capital to expand its production. Changda Holdings is a listed company.

The performance has been good, don't worry, there is no risk in this kind of business." That means the relationship is very good, otherwise, ordinary friends would not dare to say such things to Mr. Liu.

"You have pawned my family. Of course the Agricultural Bank of China should support a listed company doing business here, but after all, it is the first time and the necessary procedures cannot be omitted. If you want to lend money quickly, it is a violation." President Liu believes that no matter what, it is illegal.

How not to violate the principles of work.

"No problem. One month for credit, one month for inspection, and it can be done within two or three months. Anyway, preparations for production expansion will take some time, and it will take two or three to actually break ground."

Months later." Guan Yuntian said.

President Liu nodded, "Yuntian, I really admire you. I see you running around here and there for other people's affairs. Why bother with this worry? If it's for Changda Group's affairs, I think it's worth it."
Chapter completed!