Since Lao Ding became the financial director, Guan Yuntian has handed over the financing work of Changda Group in the bank to him. Speaking of which, Lao Ding and President Ren of ICBC are not only old acquaintances, they are also good friends.

Because a large amount of repayment failed to be deposited into the ICBC account as expected, Lao Ren was still worried about that matter. Maybe it was that deposit that affected ICBC's monthly or quarterly bonus, or it affected President Ren.

His political achievements, who knows.

Because there is a dedicated person responsible for the bank financing of Changda Group, Guan Yuntian usually does not deal with the leaders of financial institutions. Apart from year-end visits, he rarely sees them once a year. Today, Guan Yuntian's sudden visit made Lao Ren

Quite surprised.

"I haven't seen President Ren for a long time. I happen to be free today, so I came here to visit." Guan Yuntian said.

"Aren't you running a project in the provincial capital? I heard that you are very busy, why are you free today?" Through business contacts, Lao Ren has some understanding of the trends of Changda Group.

"The project in the provincial capital is on track. Now that there is a dedicated person in charge of the management, I am free to visit you. President Ren, Mr. Ding usually deals with you. We really don't meet very often. Please forgive me.

"Guan Yuntian Dao.

"Why did Mr. Guan become so polite? Lao Ding is your financial director, and it is normal for him to deal with financial institutions! You are the chairman of Changda Group, and you cannot spend your time here. We all understand."

"Even Mr. Ding is sometimes negligent in his work. If there is anything that is not considered carefully, President Ren, please forgive me!"

Hearing this, Lao Ren knew Guan Yuntian's purpose, but he deliberately pretended to be confused, "Mr. Ding is a senior financial officer. He works seriously and responsibly. He has a high professional level and considers things comprehensively. He is a rare talent. Please forgive me."

Where does the word come from?”

Guan Yuntian raised his lips and smiled, "I mean, if he makes any omissions in dealing with you, President Ren has to be more patient. After all, no one is a saint, who can make no mistakes?"

The meaning of these words was very clear, and Lao Ren could no longer pretend to be stupid, "Mr. Guan, why did you come to see me today? Is there something wrong?"

"I shouldn't be involved in this matter originally, because Mr. Ding is the senior executive of Changda Group who specializes in financing, but he submitted his financing application to ICBC, but he didn't get any response from you. I just came over to see what happened.

What part went wrong?"

"Hey, for this matter! Yes, Mr. Ding did file the application report ten days ago."

"In that case, I would like to ask President Ren, are there any problems with Changda Group's financing application?"

"There is no problem with the financing application, but we have a problem."

"Oh, as the largest bank in the country, what problems can you have?"

"Mr. Guan, you should be aware of the international financial crisis that happened last year, right? It has now spread to the country, and its impact on our financial industry is emerging. Our current life is not easy!" Lao Ren looked worried.

Guan Yuntian nodded slightly, "I am a business owner. Of course I know the impact of the international financial crisis that occurred last year on related domestic industries. However, for this financing of Changda Group, I have had contact with many financial institutions.

, their feelings don’t seem to be as strong as those of President Ren. Your ICBC is the most powerful financial institution, so it stands to reason that it should have the strongest ability to resist risks, so you won’t be intimidated by this storm, right?”

"ICBC has the strictest risk control. If Mr. Guan thinks which financial institution is most suitable for Changda Group to raise funds, he will leave the financing task to them!"

Lao Ren's words were very choking, so Guan Yuntian listened.

It was very awkward, "President Ren, you are an old finance man, such words should not come out of your mouth!"

"Mr. Guan, don't think too much. I'm just stating a fact and have no other meaning."

"Regardless of the facts or other meanings, I believe that President Ren must understand that the relationship between banks and enterprises is mutually reinforcing. Even if we make a request for financing, we are not begging you." As the boss of a large enterprise, Guan Yuntian and President Ren

Challenging capital.

"What are you talking about, Mr. Guan? I'm just saying that if you think ICBC is not the most suitable financing partner for Changda Group, you can choose another bank."

"President Ren, aren't you stating the facts? Let me also state a fact to you. Changda Group has tens of billions of cash flows every year and a large amount of corporate deposits. We treat several financial institutions fairly, without distinction.

There is no strong or weak relationship between each other. Whether you admit it or not, we have been doing this all these years. Moreover, Changda Group has not received a loan from ICBC for at least three or four years. Is this a fact?"

Guan Yuntian glanced at the other party's expression and continued: "There is another thing that happened many years ago. President Ren will probably never forget it. Back then, you and Lao Han from the Defa Refinery were buddies, so you ignored the risks and violated the regulations.

Laohan's loan of 78-80 million coincides with the policy requiring the closure of small oil refining companies. Laohan's Defa Refinery is about to be unable to operate. In order to expand its existence, you approached us and asked Changda Group to invest in Defa Refining.

Factory, so as to relieve your bad debts. At that time, you did not speak like you just did!"

On the way here, Guan Yuntian was filled with emotions. Unexpectedly, Lao Ren continued to be unyielding in front of Guan Yuntian, and spoke in weird ways. Guan Yuntian couldn't bear it, and threw out two major facts, which made the other party very embarrassed.

Guan Yuntian's words were like two slaps on Lao Ren's face, making him turn red and white for a while, "Mr. Guan, what happened today? It's not your character to settle old scores!"

"It depends on what situation you are facing. If the other party is forgetful, it might not be a bad idea to go through the old accounts and new accounts to help the other party recover their memory. President Ren, I don't mean to embarrass anyone by bringing up old things, but just imagine,

If the Changda Group did not respond to your suggestion and the Defa Refinery was shut down by the government, the 7.8 billion loan you gave to Lao Han would have become bad and bad debts. Can you still be in this position now?" Guan Yuntian also said

Show no mercy to the other party.

Lao Ren lowered his head. Even though no one else was present, his face was still uneasy, and there was an awkward silence between the two.

Guan Yuntian is definitely not the kind of sarcastic person. Over the years, no matter who he is with, as long as both parties get along, he always chooses to be patient, never exposes shortcomings, and rarely gets angry. Today, faced with Lao Ren's difficulties, he feels that if he doesn't give in anymore

If you look at the other party's colors, you will see that Lao Ren will continue to push further, and his financing plan at ICBC will still not be implemented.

Even though he was scolded by Guan Yuntian, Lao Ren still thought about it. Looking at this situation, Guan Yuntian would not be able to give up if he did not agree to the financing request of Changda Group. "Mr. Guan, no matter what you say, the financing amount of 500 million yuan

, we still have some difficulties. Based on the current situation, we can give you up to 300 million."

"Three hundred million...? I really didn't expect that after so many years of cooperation between banks and enterprises, and you are the most powerful large state-owned commercial bank, at this juncture, you are giving me the choice, which is really chilling.

Ah!" Guan Yuntian said.

"There is no way, this is the best we can do."

Guan Yuntian made some analysis and weighing, "If we have tried our best, we don't want the 300 million yuan in financing."

"Whatever, wouldn't it be better if you had a better solution?"

"But I have one condition. I will never deal with you again. I will transfer all the tens of billions of annual turnover and corporate deposits of Changda Group in ICBC." Guan Yunchang came up with his trump card.

This trick worked as expected. As soon as Guan Yuntian finished speaking, Lao Ren hurriedly said: "Mr. Guan, why is this necessary? You have something to say!"

It was not easy to get the deposit business, and the amount was huge. Just because he had some quarrel with Lao Ding, President Ren did not expect that Guan Yuntian would suddenly use such a move. It was not only completely beyond his expectation, but also really scary.

"There's nothing more to say. Haven't you already tried your best? If I persisted, wouldn't it be forcing others to do something difficult? So, it's better for us to leave." Guan Yuntian said seriously.

"Mr. Guan, just because of such a small thing, we have canceled all our previous cooperation for many years? Isn't it a bit too rash!" Lao Ren was indeed taken aback.

"Reckless? Humph! President Ren, I was just about to ask about the cooperation between Changda Group and ICBC for so many years. I admit that you have given strong support to Changda Group, but the contribution of Changda Group to ICBC is not small.

.Because of Lao Ding’s work negligence, he deposited a sum of 20 million that should have been deposited with ICBC elsewhere. In this financing application, I spent a lot of effort before you agreed to give me 300 million.

, and told me a lot of reasons, do you think I can believe it?" Guan Yuntian asked.

"But your decision to withdraw from the business is too extreme!"

"What else can we do? A living person cannot suffocate in urine! When ICBC cannot raise funds, of course we have to find other ways. Since other banks can finance Changda Group, we should naturally put the deposit business

Go to them."

"Don't get excited, everything is negotiable. Although the financing scale of 500 million is a bit difficult, it should be about the same if you think about it." Lao Ren was still acting.

"President Ren, don't be ridiculous. ICBC has a financing scale of 500 million, and you are complaining to me. Do you think I will believe it?"

Relatives are close, friends are far and near. They are also leaders of state-owned commercial banks. Maybe it has something to do with temperament. President Liu of the Agricultural Bank of China talks to Guan Yuntian about everything. Every time the Changda Group raises funds from the Agricultural Bank of China, they are very happy. In fact, except for the Changda Group

In the past, the repayment of principal and interest on loans from the Agricultural Bank of China was a normal business transaction, and Guan Yuntian had not solved any problems for President Liu.

On the other hand, it was President Ren of ICBC. Changda Group followed his advice and injected capital into his friend's company to expand production, directly relieving Lao Ren of seven or eight billion in bad and bad debt risks. It stands to reason that he and Guan Yuntian should be very close friends.

Shen is right, but the relationship between Lao Wu and Guan Yuntian has never been warm. Maybe they are not the same person.

Also because what happened to Lao Ding might not be a big deal if compared to Agricultural Bank of China’s Lao Liu. Even if he had any thoughts, they would be fleeting and he would never hold a grudge and make things difficult for the other party at critical moments.

.

Even though we can't become true friends, we must continue our business dealings in the future. When dealing with interpersonal relationships, Guan Yuntian always sticks to the point and never goes into details. He only needs to know what kind of person Lao Ren is. "President Ren, I don't care about you."

By any means, you agreed to the financing from Changda Group, and we are waiting for your news."

"Don't worry, I will give you news soon." Lao Ren finally put his heart in his stomach.

"In any case, Mr. Ding did not handle the matter properly last time. In order to express our apology, I will be your host and treat you to dinner tonight. In addition, there is a gap between you and Mr. Ding, so you just want him to accompany you.
Chapter completed!