Guan Yuntian is very clear about the reason for this rumor. The financing business of Changda Group is now mainly under the jurisdiction of the financial director Ding Xiangqian. Apart from hanging out with them, Guan Yuntian himself usually does not bother with financial institutions. Since the establishment of Defa Refining Company, he has been busy

Regarding the affairs of the new company, the number of visits to the Associated Press and the Agricultural Bank of China is even less, so it is understandable that some gossips are spread among the people.

On Saturday morning, around ten o'clock, the phone on Guan Yuntian's desk rang, and he picked it up, "Hello, Mr. Guan!"

"Oh, hello! Who are you----?"

"I am Liu from the Agricultural Bank of China."

"President Liu? Hello, hello!"

"Mr. Guan, you are so busy! You are so busy that you don't even have time to meet with your brothers!" Old Liu teased.

"President Liu, don't say anything. Just blame me. Is that okay?" With Guan Yuntian's emotional intelligence, it is easy to deal with this accusation.

"We'll go over to see you later. It won't delay your work, right?" Old Liu said.

"Where did President Liu go? I wish the leaders would come and give me guidance. However, this is a big construction site and it's a mess everywhere. Otherwise, don't come to the company. Today is Saturday. I've made a reservation at a hotel in the city.

Private room, we haven't gotten together for a long time, how about getting together at noon?" Guan Yuntian asked.

"That's fine, we'll wait for you in the city."

"Uh, President Liu, do you mind if I call the two eldest brothers from Shanghai United Press?"

A few days ago, Chang from the Associated Press contacted Guan Yuntian on the phone and mentioned that they hadn't seen each other for a long time and that Guan Yuntian wanted to meet them.

"You mean Lao Sun and Lao Chang, right? What do you mind? We have always been friends. We were colleagues in the same unit many years ago. Let's ask them to come together."

At around 12 o'clock at noon, Guan Yuntian first went to the reserved private room to wait, followed by Lao Sun and Lao Chang from the United Press. Five minutes later, President Liu from the Agricultural Bank of China arrived at the same time as did the three vice presidents.

They are all old friends and acquaintances, and it is inevitable to exchange greetings when meeting. Guan Yuntian arranged for President Liu to sit in the guest of honor position. "With Director Sun present, do I dare to sit in this seat?" Old Liu declined, saying that President Liu is two years younger than Old Sun.

.

"Director Sun, please," Guan Yuntian said.

"We are all brothers, how can we talk like this? It's the same wherever we sit. Mr. Liu, please sit down quickly." Lao Sun took the initiative to sit down at the deputy guest's seat.

"President Liu, respect is worse than obeying orders. Since Director Sun has said so, please take a seat." Guan Yuntian arranged for the three vice presidents of the Agricultural Bank of China to sit next to the guest of honor and the deputy guest respectively. He invited his best buddies to join forces. The deputy director of the club, Lao Chang, serves as his assistant.

Don't look at the fact that there are only two guests at the table, the other guests are also distinguished guests. When ordering, Guan Yuntian asked everyone to order two dishes. No one can shirk it, so as not to offend the vice president.

The deputy director was not happy.

"Mr. Guan, how far is the refinery expansion project progressing?" Lao Sun asked while waiting for the food to be served.

"The installation is in progress. Overall, the progress is going smoothly."

"Mr. Guan, everyone in the society knows that the original boss of Defa Refinery was a man of very low quality. Are you happy working with Lao Han?" a vice president of the Agricultural Bank of China asked curiously.

"It's impossible to be happy, but work still has to be done. Now that we've come together, we have to do our best to get things done."

"Yes, this is the correct work attitude. Don't worry about trivial matters." Manager Liu praised.

"I'm afraid that if you don't care about Lao Han, he will come to care about you. Mr. Guan, do you think this is the case with Lao Han?" said Vice President Jiao of the Agricultural Bank of China.

"Since you all know what Lao Han is like, bumps and bumps are inevitable during the cooperation process. But we have taken precautions from the beginning. The new company now implements a general manager responsibility system under the leadership of the board of directors. As long as the board of directors can

Once Lao Han forms a constraint, other things will be easier to handle," Guan Yuntian said.

"This is a very clever move. Doesn't Lao Han have a large share of the shares?"

"Lao Han is the largest shareholder on the board of directors, and he is the chairman of the company."

"He is both the major shareholder and the chairman, so how do you restrict him?" Everyone was puzzled.

"Although Lao Han is the major shareholder, his share of the capital does not exceed 50%. The other shareholders combined are still larger than him, which can restrict Lao Han's arbitrariness." Guan Yuntian said.

"This method is wonderful! Old Han being the chairman sounds nice, but in fact as long as other shareholders come together, they can check and balance the power of him as the chairman, and the rest is the general manager's business."

"Now Lao Han has realized that he is basically in a state of being unable to move. Therefore, Lao Han, who is well-known, has basically no destructive power on the new company. Instead, he is some idle people in society, which did cause some damage to our work some time ago.

trouble."

When Guan Yuntian mentioned the duel with Shi Yuanqiang, the famous road brother in the county, everyone felt scared for him, "Yuntian, even though this matter has passed, we are still worried about you."

In the impression of ordinary people, the boss on the road is someone who cannot be offended, and several friends couldn't help but feel afraid of Guan Yuntian's behavior.

"Aren't I a good person? Shi Yuanqiang didn't do anything to me. What are you afraid of?" Guan Yuntian was confused.

"Yuntian, you are like a newborn calf who is not afraid of tigers! If it were anyone else, even a slightly famous figure in the political and business circles, they would usually avoid Shi Yuanqiang. They would rather give up money to avoid disaster than have conflicts with people like him.

.”

"Looking at what you said, it seems that I am willing to offend him. People come to my door and I can't hide away. According to you, it is best to give up money to avoid disaster? You don't know that people like Shi Yuanqiang are willing to push their limits and have endless desires.

If I don't show off with him, there will never be an end." Guan Yuntian said.

"But you are indeed brave enough." Lao Chang, who was sitting opposite, said.

"Actually, this kind of person is just bluffing. His problems are caused by others. You have to deal with him forcefully. As long as you use the right method, he has nothing to fear. This time, I will have a complete showdown with him.

He will never find trouble with me again."

During the chat, the table was filled with wine and food. Guan Yuntian first apologized, "Brothers and brothers, I have been too busy during this period and I have neglected everyone. Yuntian apologizes to everyone. I would like to offer this first glass of wine to all the leaders."

.”

The two guests in the guest and guest positions were indifferent, and the others did not carry glasses. "Yuntian, if you talk like this, you can't drink this wine!" said President Liu of the Agricultural Bank of China.

"What, did I say something wrong?"

"What are you apologizing for? Do we brothers still need this? I called you this morning mainly because I haven't seen you for a long time. We did it out of concern, not for this drink.

.”

"I know what you mean. I made a mistake just now. Please correct it immediately. Cheers to our reunion!"

"That's pretty much it. Cheers to your new company!"

After drinking for three rounds, Director Sun from the Associated Press asked about the production expansion process of the oil refining project. Guan Yuntian estimated that it would be put into operation in two months at most. "By the way, oil refining production is a large-scale import and large-output situation. Private oil refining companies do not have domestic raw materials."

Resources, all crude oil needs to be imported, which takes up a lot of working capital. In the future, we hope to get support from the Associated Press and the Agricultural Bank of China in terms of working capital loans.”

"Don't you care about financing? Do you still need to worry about this matter?" said Mr. Liu.

"The financing task of Changda Company was handed over to Mr. Ding, and I basically ignored it. Defa Refining Company is a new joint venture of several companies. Lao Ding is the financial director of Changda Company and has no obligation to take care of this matter.

I am the general manager of the new company, and financing has become my task again." Guan Yuntian explained.

Banks are willing to accept working capital loan applications from large enterprises, especially projects like this to produce gasoline and diesel. There are no problems with product sales, the loans are very safe, and the recovery of principal and interest is guaranteed. It is a high-quality business that financial institutions are looking for.

.

However, the former Defa Refinery was the largest shareholder, and Han Defa was the chairman of the new company. When it came to Lao Han of Defa Refinery, Director Sun of the Associated Press and President Liu of the Agricultural Bank of China both expressed caution.

Lao Sun picked up the tea cup in front of him and took a sip, "Yuntian, it stands to reason that we should actively support your work, but Lao Han is the chairman of this new company and he is the corporate legal person. We don't have a good impression of Han Defa. It is said that

He tricked Mr. Ren of ICBC into a big trap!"

"Because of the loans from Lao Han's original company, Lao Ren couldn't hold his head high in the ICBC system of the province. Lao Ren tried his best to encourage you and the others to cooperate with Lao Han this time, in order to relieve himself.

"President Liu continued.

"This is indeed true. Lao Han's original loan from ICBC was close to one billion, and it is said that there are still defaults. Lao Han is indeed the legal representative of the new company, but any loan business between any financial institution and the new company is entirely my responsibility.

It has no direct relationship with Han Defa." Guan Yuntian said.

"If you say so, our association can consider meeting part of the liquidity needs." Lao Sun said.

"Mr. Guan, your production scale of three million tons should require a lot of working capital!" President Liu of the Agricultural Bank of China specializes in financial management, and he is no stranger to some financial issues in the operation of enterprises.

"According to estimates from the company's finance department, the demand for working capital is no less than 2 billion."

"Hey, with such a large demand, I'm afraid it's not suitable to put it in one bank. It's best to do it separately." President Liu suggested.

"My original intention was to let the three companies, United Press, Agricultural Bank of China and ICBC, do it. Our manager Ding came to see me a few days ago. He said that a friend from CCB complained to him that he had opened an account with CCB for more than a year and had not done any business yet.

I want to allocate 200 million working capital loans to China Construction Bank. In this case, each of the three financial institutions, China Associated Press, Agricultural Bank of China and ICBC, will do 600 million. By spreading it out in this way, no one will feel great pressure." Guan Yundiandao

.

Lao Sun and President Liu understand the difficulties of running a business. Guan Yuntian wants to take care of every aspect as much as possible. This is human nature.

The expansion project of Defa Refining Company was completed as scheduled. Equipment debugging and trial production were completed in less than a month. Working capital loans from four financial institutions were received as scheduled. The raw material procurement department quickly organized 150,000 tons of imported raw materials.

, So far, the new company’s expansion project has been successfully put into production.
Chapter completed!