From a time perspective, this economic bubble game has just reached its midpoint, and there are still at least two and a half years of good times to go.

If you have time, you will have an opportunity. If nothing else, let’s just say that he has a major opportunity this year.

If he can successfully use "Black Monday" according to his memory, first jump out of the stock market, and then take advantage of the opportunity to buy the bottom, he will soon double his assets and make his personal wealth exceed 3 billion US dollars.

What's more, from the perspective of capital supply, the closer to the second half of the game, the more abundant the funds will be.

For example, some time ago, at the opening ceremony of Kaga's wife's new store, Ning Weimin was privately invited by Sumitomo Bank's director Yoshimo.

Minister Jimao hopes that he can help his son complete the loan performance, which is equivalent to someone taking the initiative to stuff money into Ning Weimin's hands.

So a few days ago, seeing that Keiko Matsumoto had taken on all the preparations for the wedding in Japan, without any help from herself, Ning Weimin followed the agreement and took the time to go to Sumitomo Bank's director Yoshimo's son Yoshimosuke to do loan business.

Unexpectedly, his harvest from this meeting was still far greater than expected.

Because through Ji Maoce, a "second-generation banker" who had no sense of confidentiality and regarded him as a savior, Ning Weimin unexpectedly discovered the most embarrassing industry dilemma in the Japanese banking industry.

Not only did he see an almost inexhaustible supply of low-interest loans, he also suddenly understood why in the current economic and social environment, there were still Japanese banks rushing to ask for loans.

Is this such a weird phenomenon as customer loans?

what's up?

It turns out that the financing methods of Japanese large companies have changed.

Since being coerced by America's father, Japan's good son has liberalized its financial market, and Japan's bond market has become more and more open.

To what extent is it open?

Listed companies can issue bonds directly on the market.

In particular, the Bank of Japan just happened to lower interest rates to the lowest level. After careful consideration, many companies found that issuing bonds in the market was more cost-effective than seeking bank loans, and it also eliminated a lot of procedures.

As a result, Japan's large listed companies began to change their financing methods from bank loans to bond issuance.

As a result, the operations of large companies have made life difficult for banks.

Banks did not make money when interest rates were low, and now the operations of large companies have made it impossible to lend money at all.

However, the Bank of Japan still has the power of window guidance and will issue rigid loan quotas to each bank. Does it need to be said how difficult it is for the banks?

This is called blocking at both ends.

These old men who used to have money bags in their hands and were high and mighty now really want to find a rope to strangle themselves to death.

Japan's major banks have no choice. In such a difficult world, they can only grant loans to companies with poor credit, or even directly lend money to individuals.

As long as individuals can mortgage real estate, banks will lend to them.

Strictly speaking, housing loans are actually the business of Japan Housing Finance Corporation.

The bank should have introduced the customer to them.

But in order to lend money, the bank no longer cares about it, so they can only pretend to be stupid and worry about themselves first.

This is called flooding of credit in the economy!

Low-interest loans are completely free of charge, and the person who gives you the money is so grateful that you shed tears of gratitude.

One can imagine how happy Ning Weimin is!

It depends on his temperament. If he doesn't want it, he won't take it for free. If he doesn't take it, he won't take it for free. So he can't just borrow as much as he wants?

For this reason, he temporarily changed his mind.

The loan of 2 billion yen as auxiliary funds for opening a branch of Tan Gong Restaurant has not changed.

What changed was that he voluntarily gave up the 80 million unsecured loan to Hui Wentang promised to him by Minister Jimao.

Instead, he chose to use the real estate of Huibuntang Bookstore as a mortgage to obtain a large loan of 5 billion yen.

The operation method is quite simple, as long as he first pays off the loan from the Suez Bank, redeems the Huiwentang Bookstore from the Suez Bank, and then returns to Sumitomo Bank to find Yoshimoshi and re-go through the land mortgage loan procedures.

Then, he can use the money to buy a house, buy stocks for speculation, or invest in a parking lot, and then take out a loan.

Even other real estate properties under his name can be handled in this way, until his wealth swells to the level of Mount Everest.

If this is the case, it will be easy for him to obtain trillions of yen of property through speculation until the end, and it will be nothing at all.

As long as he is bold enough and dares to borrow money, he can completely realize his dream of becoming the world's richest man through Japan's bubble economy.

But the problem was that he quickly woke up from his excitement and realized a crucial point.
Chapter completed!