Section 408: Debt
Hu Pingtao also frowned.
There are many types of stinky smells, and stinky tofu is one of them.
In the scientific training program of the police academy, there are many details for classifying odors: protein decay, sewage siltation, adulteration with different substances... in short, there are many.
The source of the odor that we smell now is easy to determine: typical feces.
After walking through the "t"-shaped corridor, room 502 was diagonally opposite. The smell was even stronger. Everyone, including Hu Pingtao, either held their breath or covered their mouths and noses.
When he walked to Door 502, Hu Pingtao saw a large number of yellow stains on the walls on both sides of the door frame. They were traces left by excrement smeared by clean water after being smeared on it.
Raising his hand to knock on the door, the door opened. A stooped old man with gray hair saw Hu Pingtao in uniform. His face suddenly showed a look of surprise and relief. He hurriedly got out of the way and kept saying: "Mr.
Okay, the police are here, just come."
The living room is not big, it looks like a dozen bungalows.
The furniture is very simple and looks like old items from many years ago.
A tall middle-aged man was sitting on the couch, with his left leg splayed across his knees, looking arrogant. Behind him stood three men, all wearing black T-shirts and with various tattoos on their arms.
Opposite these people, sat a young man in his twenties. When he heard the knock on the door, he subconsciously turned his head and looked at it with a look of panic, with expectations and panic in his eyes.
Hu Pingtao walked into the living room and asked according to the procedure: "Who called the police?"
The old man who opened the door quickly pointed his finger at himself: "I...I applied. My name is Wang Weichen. I am a local, and my registered residence is in Xixi Village."
Hu Pingtao was quite surprised by his performance and asked: "Have you ever called the police before?"
Wang Weichen nodded, his face full of bitterness: "I have reported it several times."
The police station handles various cases every day. Hu Pingtao only took over the work in this area last year. The previous director was Liao Qiu. Now not all cases are under Hu Pingtao's charge. It is normal for him not to know.
Wang Gui stepped forward and whispered in Hu Pingtao's ear: "I have an impression of this family. In February this year, Li Side and I came here once. It seemed to be a dispute over a loan. I went back to the office and I
Check previous records."
Hu Pingtao nodded, looked away from Wang Weichen, and stared at the middle-aged man sitting on the sofa opposite who seemed to be the leader: "And you, tell me your name and workplace."
The man sat on the sofa and did not move. He looked here unhappily. He looked past Hu Pingtao and fell on the photographer standing slightly behind him. He asked, "Why do you policemen still bring cameras with them when they go out now?"
Regardless of his language and attitude, he was very arrogant. Hu Pingtao looked at him and calmly repeated the previous question: "What is your name? Where do you work?"
The strong intimidation forced the middle-aged man to leave the sofa and stand up. There was provocation in his eyes, and he reluctantly said: "...My name is Zhang Yifeng, and I am the boss of Yayi Leasing Company. Is that detailed enough?"
Hu Pingtao quickly recorded it in his notebook and asked without raising his head: "Tell me, what's going on? Why did you call the police?"
Zhang Yifeng raised his hand and pointed at the young man sitting opposite, and spoke very quickly: "He owes me more than one million, and I came over today to ask for money. He didn't pay, and even called the police."
Wang Weichen, who was standing nearby, became anxious when he heard this and quickly explained: "Comrade police, don't listen to his nonsense. That's not what happened."
Hu Pingtao turned sideways to face the old man and smiled gently: "Don't be impatient. If you have anything to say, please speak slowly."
Wang Weichen sighed: "It is said that family scandals should not be publicized, but things have reached this point, and there is no point in hiding it any longer."
As he spoke, he raised his hand and pointed at the depressed young man sitting on the sofa: "This is my son Wang Lei... Our family is from Xixi Village and has always been. That year, when the good times came, the whole village was demolished, and we
The family bought three houses and moved the children back to their homes.
My son’s mother left early, and we were the only ones at home, with no outsiders. At that time, my son was young and introverted, so he didn’t have a girlfriend. I thought about letting him find a job outside and work for a few years.
, and then ask someone to find him a wife."
"My son didn't study well when he was in school, and his grades were not good. His high school entrance examination scores allowed him to pass a technical secondary school, and he stayed at home after graduation. I'm getting older and don't want to go out to work anymore. I'm thinking of allocating three apartments. As long as I have a good job
Collecting some rent, basic living will be no problem for a month. So I transferred one of the houses and gave it to my son. I kept the remaining two houses for myself. I usually live together and rent the two houses to others.
.”
"My child can't just stay at home and not work after graduation! But it's really hard for him to find a job because his education level is not good enough. I pooled all the money I had at home and opened a small supermarket for him. A small supermarket.
There is still some profit after a month, and it will be quite good if you run it well. If you save money for a few years, it will be enough for him to get married."
"A few years ago, a junior high school classmate of his came to his home and asked my son to borrow money."
"He said that his business failed and he owed a sum of money. He was being collected for debts every day. He asked my son to help him out of friendship with his former classmates."
"I was unwilling to borrow it at the time. Although I owned three houses, I had no money! The supermarket made several thousand yuan in profits a month. With a small business, we were in a tight situation, let alone helping others.
...But his classmate knelt down and begged me, calling me his godfather, saying that as long as he helped him, he would double the money he made and pay it back to me, and he would repay his kindness even if he worked as a cow or a horse in his next life."
"I was moved, so I nodded and let my son figure it out."
"I'm telling the truth. We really didn't have any money at that time. So they discussed it and my son's classmate came up with an idea - let my son act as a guarantee for him and get a loan of 30,000 yuan.
.”
"They said they wanted to go to a financial company for a loan. I didn't understand how to borrow money, so I asked them to do it themselves. The man took my son to a company and went through the procedures. When he got the money, he said a lot
Kind words are truly a sign of gratitude.”
"Later... that person could no longer be contacted. The phone number he left behind was out of service, and the address was fake. My son was anxious to find his former classmates everywhere for help, but almost everyone said they had no contact with this person.
Method. Later, he finally found two people who were close to him, but people said they were liars and they were all deceived by him, and then they disappeared completely."
"Think about it, we didn't borrow this money! When we made the guarantee, we didn't even think about asking us to repay the money. Because it's against the rules! If you weren't so deceptive, we would be even more unjust than Yang Bailao!"
"But the loan agreement has been signed. It's written in black and white and has been fingerprinted. You have to recognize it!"
Having said this, Wang Weichen raised his hand to wipe away his tears and pointed at Zhang Yifeng, who was sitting on the sofa opposite: "He was the one who applied for the loan at that time. That company belongs to him."
Hu Pingtao asked: "Is the loan agreement still there?"
Wang Weichen sighed: "If it's only 30,000 yuan, that's it. I asked people and they said that in this case, you can ask the community and the court for help. The money must be paid back, but part of it can be reduced depending on the specific situation. That day
A comrade from the community took me to his company to explain the situation. Zhang Yifeng was reasonable at the time and agreed to deduct 20,000 yuan, as long as we exchanged it for 10,000 yuan, and no interest was required."
Hearing this, Hu Pingtao subconsciously glanced in the direction of the sofa.
He subconsciously felt that this case was far from simple as it seemed.
Turning back, his eyes fell on Wang Weichen, and he asked doubtfully: "Borrow 30,000, get 20,000 away...are you sure?"
This is the first time Hu Pingtao has heard of this kind of thing. After all, no one’s money comes from strong winds. On the surface, it is a leasing company, but in fact it is a pawn redemption, private loan, mortgage, etc. In recent years,
The business is sluggish and the overall environment is not very good. On the one hand, banks have increased their efforts in collecting debts, and on the other hand, they have also strengthened loan review. Especially for real estate developers, it is not unusually difficult to get loans from banks. However, daily operations can
We have to maintain it, so we have to find another way out and borrow money from other sources.
This is how many loan sharking disputes arise. Many of them are privately agreed by both parties, and the lending interest rate is higher than the range stipulated by the state. When something goes wrong, the borrower cannot pay back the money, and the two parties argue with each other.
There are also malicious loans, such as the familiar mobile phone loans, and various inexplicable informal small loans. The handling fees are extremely high, and the interest rates are also scary. You can often see loans of 2,000 on the Internet. After excluding various fees, the actual amount is
There is an example of getting only one thousand two or three thousand, but half a month later the principal and interest must be added up to pay back more than three thousand.
According to what Wang Weichen said, he was deceived by his son's friend and borrowed 30,000 yuan. The man named Zhang Yifeng sitting on the sofa saw that his family was in trouble and waived 20,000 yuan, as long as he paid back 10,000 yuan... This is perfect.
You are a conscientious businessman! Why would the two parties have a dispute and call the police?
Wang Weichen kept sighing and frowning. He called his son Wang Lei to him, raised his hand and pointed at Hu Pingtao: "You were responsible for that thing at the beginning. You should tell this police officer the specific ins and outs!"
Wang Lei was very young, in his twenties, and his lips were covered with short, thin hairs. He lowered his head and did not dare to look up at Hu Pingtao's face, as if he was a fierce and majestic demon god, and his eyes could not make contact with him at all.
"I... I was blind at first. That classmate... he was a liar. He tricked me into helping him pay off his debt, and then he ran away."
"My dad didn't lie. In order to open that small supermarket for me, the family's savings were really wiped out at that time. The two houses under my dad's name were rented to others, and the original monthly rent was 1,300 yuan.
, but in order to get money as soon as possible to open the supermarket, my dad asked the other party to pay annually, and also reduced the monthly rent to one thousand one thousand."
"Thirty thousand yuan was a lot of money for our family at that time. It was equivalent to the supermarket's profit for half a year."
"The classmate ran away and couldn't even see me. I didn't answer the phone and then the phone shut down... Comrade police, I was so unjust! It was also my fault that I didn't understand the law and didn't know that I have to be responsible until the end when I give a guarantee. Later I understood,
But it’s already too late.”
"I was really unwilling. Why should I bear the debt of 30,000 yuan? At that time, I went to the police station and the subdistrict office, and the answer I got was that they couldn't control it and couldn't control it. Because
The loan contract is clearly written, so I'm bound to bear this confusing debt."
"Later, I found the person in charge of the company through a friend's relationship, and that's..."
At this point, Wang Lei turned around guiltily, pointed secretly in the direction of Zhang Yifeng, and carefully lowered his voice: "When Brother Zhang heard that this was the case, he said that I really shouldn't pay back the money. But.
Things have already happened. Even if he doesn’t make any money when he opens a leasing company, he still has to consider the employees below, who have to pay their wages every month. So after thinking about it, he just asked me to pay back 10,000 yuan."
Hu Pingtao nodded slightly: "In other words, the loan of 30,000 and the repayment of 10,000 is true. He didn't lie to you?"
Wang Lei nodded seriously: "This incident touched me very much. From that time on, I called him "Brother Zhang" and regarded him as a friend. After all, money is the most test of people's hearts.
20,000 yuan, such a big sum of money, he didn’t want it even if he said he didn’t want it. I think Brother Zhang must be the kind of person with a conscience and a strong sense of morality.”
Hu Pingtao lowered his head to record and asked noncommittally: "What happened next?"
"Later, Brother Zhang and I became friends." Wang Lei said: "He was very generous and often asked me to hang out. I also..."
"Wait!" Hu Pingtao interrupted, raised his head, and asked doubtfully: "I asked you to go out to play? What exactly are you going to play?"
Wang Lei said seriously: "Eat, sing, drink, and have supper together at night. At first it was mainly these. Brother Zhang said that I am very popular with him, and he also introduced me to a few women, so that
I looked at everything, and if I thought it was suitable, we would be boyfriend and girlfriend first... In short, he really cared about me at that time, and I had a very good relationship with him."
Hu Pingtao shook his head secretly.
There is never a free lunch in the world. If someone treats you inexplicably, there must be something for it.
Wang Weichen is an honest farmer. He is old and has stayed in the village since he was a child. He has no knowledge and no connections. As he said before, he collects some rent from a few houses and opens a small supermarket to make money and stay at home.
He was already very satisfied when he saw his son marry a wife and live a peaceful life.
Wang Lei is just a technical secondary school graduate. Although he has a few friends, they are all young people. He has no background and is not outstanding in any aspect. He is basically a genetic copy of his father Wang Weichen.
What does such a father and son have to gain?
But if you think about it carefully, the Wang family is quite wealthy.
The location of Xixi Village is a bit remote, but the total value of the three small-sized resettlement houses exceeds 1.5 million.
Is this what Wang Yifeng is planning?
Chapter completed!