Luo Xin's mouth looked sarcastic and said, "What I said is, does Xu Jie agree with your piece of writing?"

"One piece?"

"You have turned several files into one piece of silver-free file. Isn't this a piece of file?" Luo Xin said with a smile.

"Yes!" Zhang Juzheng slapped his thigh and said, "It's just a piece of paper."

"I asked if Xu Jie agreed to a piece of paper?"

"This..." Zhang Juzheng smiled bitterly and said, "Don't agree."

"Can you tell me why?"

"This..." Zhang Juzheng looked embarrassed.

Luo Xin said lightly: "This is not an attitude of coming to ask me for support! Tai Yue, I told you that you have changed and are no longer Zhang Juzheng I knew before."

"I haven't changed, I just..."

"Forget it!" Luo Xin waved his hand and said, "Disciple won't speak for his master. If you don't say it, then I'll say it."

"You're talking about it?" Zhang Juzheng looked at Luo Xin in surprise.

Luo Xin pondered the records of Xu Jie in later history and spoke slowly:

"Xu Jie means that your article is not desirable. He would say that although those merchants are very rich, they are exempted from labor because they have no land, which is unfair to farmers with land. This will inevitably lead to farmers who are uneasy to collect taxes due to a member of the article. If they only collect taxes based on land, they will give up their land in order to exempt them from labor. This will shake the country's foundation."

"You, you...how did you know?" Zhang Juzheng looked at Luo Xin dumbly.

Luo Xin sneered: "From my understanding of Xu Jie, I can completely infer it. Moreover, his reason is quite sufficient and it is difficult to refute it. Now you don't listen to your mentor, but instead come out to seek my support. I think you are not a piece of paper."

"It's not a piece of paper, what is that?" Zhang Juzheng asked curiously.

"It's a whip."

"One piece of essay? Didn't you say it's not one piece of essay?"

"It's the whip of the whip, a whip that hits your mentor Xu Jie."

"No, this joke is not easy to make." Zhang Juzheng's face darkened.

Luo Xin waved his hand, then looked up after a moment of silence, "Taiyue, come and fight for my support, aren't you afraid of evil? "

Zhang Juzheng was also silent for a moment, and the expression on his face became more and more firm: "I think I am right. The teacher will understand me in the future."

"Okay, I support you. Taiyue, I'm very glad that you didn't get more."

"I have never changed." Zhang Juzheng said angrily.

Luo Xin smiled and said nothing, causing a black line to rush into Zhang Juzheng's forehead. However, Zhang Juzheng still endured it. On the one hand, he was enlightened by Luo Xin last night, making him think that Luo Xin was still the person he should make friends with. Sometimes he even thought, it would be great if Xu Jie was not hostile to Luo Xin!

On the other hand, he also wanted to seek more support from Luo Xin.

"One more thing."

"What else is there?" Luo Xin looked at Zhang Juzheng unexpectedly.

"The Ming Dynasty treasure banknote should be invalid."

"Haha..." Luo Xin smiled and said, "Even if the government does not announce it to be invalid, it is actually like waste paper. Now the Ming Dynasty treasure banknotes are not circulated among the people at all, and no one recognizes it. They have depreciated like waste paper."

"However, once the whip method is implemented, copper coins will not be convenient to transport at all. However, our Ming Dynasty lacks gold and silver, so I think a new treasure banknote should appear to replace the original treasure banknote. This is also beneficial to the country and the people."

"Benefit the country and the people?" Luo Xin's expression became serious.

"Not bad!" Zhang Juzheng nodded affirmatively and said, "Now money shops have ticket numbers. For example, if you want to go to Hangzhou to get a batch of goods, it is not convenient to bring copper coins. And for such a large quantity, you need to ask someone to escort them. This is another consumption. However, if you deposit copper coins in the capital bank at HSBC, the money shop will give you a ticket number. If you take the ticket number to Hangzhou, go to HSBC's Hangzhou bank at Hangzhou, you can take out the copper coins you deposited in Beijing.

Is this convenient?”

"Of course!" Luo Xin nodded.

"Since all the money banks in the country can do it, why can't the court do it? We can completely release a new treasure banknote to replace those money banks."

"What do you use to ensure that your new treasure not will not be like the old treasure not?"

"With the reputation of the court..."

"The court had no credibility before?"

"As long as the new treasure banknote is not issued infringement, there is no problem."

"The key is that you can guarantee that the court will not issue indiscriminately? By then, this new treasure banknote will become a tool for plundering people's wealth."

"I... can't promise!"

Zhang Juzheng lowered his head in frustration. He knew very well that with his current status, once the court decided to procure the money, he could not stop him at all. Even if Zhang Juzheng one day took the position of chief minister of the cabinet, once the emperor wanted to procure the money, could he really stop him?

Or, even if Zhang Juzheng can stop him, what if Zhang Juzheng dies?

Although he does not know much about money, he also knows that money cannot rely on a person's character, but must have certain constraints.

but……

Who dares to restrain the emperor?

"Can the money house be able to do it, but the court cannot do it?" Zhang Juzheng whispered unwillingly.

"The money house has a ticket number, but not a treasure money. The two are different." Luo Xin said.

"What's the difference? Are they all the same piece of paper?" Zhang Juzheng glanced at Luo Xin, which means, don't fool me, my brother has also read books.

"The difference between the two pieces of paper is so big!"

Zhang Juzheng sat upright, with a good student expression on his face, and looked at Luo Xin and said, "Then tell me."

"Actually, it's very simple to say. The ticket number represents the money. That is to say, the money there are as many ticket numbers as you have."

"I don't understand!" Zhang Juzheng shook his head simply and said, "You're talking more carefully."

"Just as you said just now, I will only give me a ticket number if I deposit a sum of money in the capital. Then I will go to Hangzhou with this ticket number before I can withdraw money from the money house. After giving me the money, the Hangzhou money house will immediately destroy the ticket number.

What does this mean?

First, the amount of silver on each ticket number must be real money and silver, that is, you can take out real money and silver at any time with the ticket number. This means that as many ticket numbers as there are, the amounts of real money and silver are absolutely equal.

Second, this ticket number is just used as a certificate of money in their respective money shops. If you take this ticket number to buy a piece of meat, no one will sell it to you. In other words, this ticket number is not circulating. Therefore, these two pieces of paper are different."

Zhang Juzheng frowned and thought for a moment, "Can the money house serve people in vain?"

"It's not just for nothing to serve others. Every time you deposit and withdraw money, don't the money house charge some handling fees?"

Luo Xin looked at Zhang Juzheng and said, "The biggest difference between Baochao and Piao number is that Piao number can withdraw money at any time, but Baochao is not. Because the bank has real money and silver equal to Piao number, but the court does not."

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Chapter completed!