Time flies, and in the blink of an eye, the excitement of the Lantern Festival has gradually faded away, just like you have to calm down after a long holiday. However, the atmosphere of the Chinese New Year in Shendu has not completely dissipated, and the smiles on people's faces are more than usual.

Tai Chi Palace, the Palace of Heart-Healing.

Ma Jin is summoning the new Minister of Revenue Liu Yan. Perhaps the good mood of the holiday has not completely dissipated. Ma Jin looks in a good mood today.

The gift of tea made Liu Yan a little flattered, which was a treatment that even the cabinet participants did not have.

At this time, Ma Jin was talking to Liu Yan with a gentle smile, as if he was very casual. But if you heard the rules he said, you might be as confused as Liu Yan, with shock and admiration on his face, as if what you said makes sense, but why can't I understand it?

"... The Sihai Money House I am running is just a pilot project. All kinds of businesses have been launched. If you accumulate more experience, you need to analyze more, study more, and provide experience for more money house openings."

"As an official money shop, these Sihai money shops will be in charge of the issuance of our Dazhou currency in the future, implement financial controls, interfere with and regulate the economic development of our Dazhou, and formulate and implement monetary credit policies..."

What financial supervision, what intervention and regulation, what currency credit? Liu Yan was confused and nervous. Did he read too little, why can't he understand?

Liu Yan thought that he had read what Ma Jin gave him, and felt that he had already gained a detailed understanding of the operation of Sihai Money House, but when he heard Ma Jin's story, he couldn't help but swallow and spit.

Liu Yan, a rare economic talent in ancient times, was naturally quite confident in his financial management skills, but now he was a little confused by Ma Jin and he was a little suspicious of himself.

An unexpected? Is it a fool? Ma Jin didn't have such an idea, and he didn't show it on purpose, because what he said was all common sense in his previous life world, and almost everyone understood it.

Maybe it was because of the generation gap that Ma Jin's ideas were really too advanced for Liu Yan, which made Liu Yan know the reason but not the reason.

Of course, there are also differences in ideas. The work priorities of Liu Yan's work since he took office as Minister of the Ministry of Revenue can be seen. His proposal is to focus on reducing expenses, and the rhythms he presented to Ma Jin a few days ago can be seen.

As for Ma Jin, he regards open source as the focus of his financial work. Of course, saving money is also essential, but he has some emphasis. He sends people to inspect the various expenses of the court and local governments as a means to fight corruption and promote integrity and rectify the administration.

For example, what Liu Yan thought about was only one of Ma Jin's goals. The ultimate goal he wanted to achieve was to turn paper into money like the bank in his previous life, making it a huge monster that can control finance and capital.

After finally waiting for Ma Jin to speak dryly, he picked up the fragrant tea and drank water. Liu Yan hurriedly bowed and said, "I feel... I still find it difficult to be competent for the position of Chief Minister of the Sihai Money House."

Hum? Ma Jin couldn't help but be stunned for a moment, came to his senses, then gently put down the teacup in his hand and looked at Liu Yan straight.

Seeing that Ma Jin was a little unhappy, Liu Yan hurriedly said, "I really didn't expect that this Sihai Money House was so important, and its operation was also... so profound..."

Ma Jin blinked his eyes and realized in an instant that Liu Yan was not giving up, but was frightened by his own words.

Thinking of this, Ma Jin couldn't help but smiled mockingly, and was happy to say too much. After all, this was ancient times and not his previous life.

"You don't have to worry too much." Ma Jin waved his hand and said gently: "I said these are just imaginations out of thin air and may not necessarily apply to my Dazhou money house. Moreover, I think it can be easy to start and then difficult. Sihai money house will still focus on simple business within a few years. What I said will happen in the future."

Some people may say that Ma Jin attaches too much importance to money shops, but in fact, it is not true. You should know that banks (money shops) are often the pillars or controllers of a country. This is not a casual statement. For example, the United States participated in World War I and was encouraged and supported by the Federal Reserve bankers. Even now, those bankers are everywhere.

The Netherlands' War of Independence was also supported by local bankers in the Netherlands. The Netherlands established after independence was a commercial republic and a country with the final say by capitalists.

Looking back further, Caesar was in debt and fought. Through the Gallic War, he not only paid off his debts, but also made a fortune.

There are also the Crusades, Zuo Zongtang's recovery of Xinjiang, etc. There are many examples of borrowing money to fight wars. You should know that those who are owed debts include not only military figures, groups, enterprises, and even national governments.

Of course, some bankers became rich because of war, and naturally some were dragged down by war and disappeared into the long river of history.

Seeing Ma Jin say this, Liu Yan calmed down a little. When he listened to the emperor, it was mostly because of the management and operation methods he had thought about.

Ma Jin also kept talking, only talking about the development of Sihai Money House in the past or two years, and dared not stimulate Liu Yan anymore. If he really gave up, Ma Jin would go there to find someone.

"... The ultimate goal of abolishing two and changing the Yuan Dynasty is my ultimate goal of establishing a money house, but there is no need to be too tempted. When the initial change is made, both Yuan and two can be used. At least one to two years later, after the gold, silver and copper coins I mentioned are widely accepted by the people, then forced exchanges are carried out..."

"...The exchange business of money shops should also be carried out as soon as possible. First, set up money shops in several major commercial ports and venues. I estimate that each money shop has two or three million taels of silver, which is almost enough."

"... As for the loan business, we will start a small trial first, with a limit of 100,000 yuan, and the one-year repayment period is better; and we must have appropriate collateral. If the money house is first built, it cannot withstand big losses..."

"Yangzhou's business is booming, so you went to Yangzhou to stay in Jiangning, gradually spread out your outlets and carry out business; as for the Shendu, I will take charge of it first, and the Ministry of Revenue has no major issues now, so the ministers will take charge of it first..."

Liu Yan listened carefully and asked a few questions from time to time. When he learned that the Sihai Chamber of Commerce would deposit at least 10 million taels of silver in Yangzhou money house for a period of one year, his confidence became more sufficient.

This was the first time for money house deposits, but there was no interest, and Ma Jin was very "generous" not to charge storage fees.

It sounds a bit shameless, but that is what later generations think. In such an era, it is completely feasible to have a negative interest rate on the money house.

"When you arrive in Jiangning, you will go to Yangzhou General Gao Chong. He will dispatch troops for you, and you will dispatch them to protect the security of the money house!"

"As for what name to go to Yangzhou?"

"I will assign you to be the co-organizer of the Grand Secretary of Tiren Pavilion, to be demoted to the ambassador of Jiangnan Road, and to be the governor of Yangzhou!"

Ma Jin finally finished speaking and looked at Liu Yan.

"I obey the order and will do my best to avoid the saint's hope." Liu Yan hurriedly leaned over and bowed down and bowed.

Ma Jinzhan smiled and he still believed Liu Yan's words. In fact, at the beginning, Ma Jin originally planned to take the Sihai Money House under the management of the Ministry of Internal Affairs, which was convenient for control, but he thought it was inappropriate. He used Sihai Money House as a central bank.

It is used to regulate the country's finance and economy. It is inconvenient to be managed by the Ministry of Internal Affairs and is also unreasonable.

Moreover, with this year's fiscal revenue, he did not expect the money shop to account for the majority. After all, the money shop has just been built and the outlets have not been fully launched. However, no one knows the potential of the Sihai Money Shopping House better than Ma Jin.

It is no exaggeration to say that Sihai Money House will definitely be richer than the Ministry of Revenue in the future. By that time, the court may really have to borrow money from the Money House to cope with the external expansion of the Great Zhou.

Ma Jin did not have much resistance to debt management. In his previous life, this was called a fiscal deficit, which was conducive to economic development.

Besides, who doesn’t know the saying “The one who owes debt is the old man”? Those who can still get paid if they ow debts are, and that is even more “the old man among the old man.”

Seeing that he had almost done the explanation, Ma Jin ordered Wang Chengen to write an imperial edict, the general manager of Sihai Money House, and Ma Jin was appointed as the second rank of the six ministers. Liu Yan was also appointed as the general manager of Jiangnan Road, and was demoted to Yangzhou as the chief governor, and went to Yangzhou as the imperial envoy.

After Liu Yan received the order to thank him, he left.

...

On the 22nd day of the first lunar month of the fifth year of Shenwu, Jingzhe.

It was a fresh season when all things were revived and birds were singing and flowers were fragrant. However, the civil and military officials of the Great Zhou Dynasty who were standing in the Grand Nei Ganlu Hall did not feel the warmth at all, because the atmosphere in the Ganlu Hall was even colder than in the mid-winter month. They were wearing thick court robes and felt cold sweats coming from behind.

At this time, the hall was silent and no one dared to speak out. The eunuchs and guards standing around the hall also lowered their heads and stood with breath, fearing that their breathing would cause thunderous anger.

When the emperor was angry, blood flowed, and the life and death of the people in the world was just the emperor's words. This is the supreme authority...!

On the throne, Ma Jinyu was still angry and looked at the ministers in the hall with a cold face. Under the white jade steps of the hall, a memorial was lying there quietly, covering the floor.

Some time ago, before the news of Li Jing's victory in the southern part of the territory reached Shendu a few days ago, Ma Jin received an urgent report from the Qingzhou Governor's Office, saying that a severe snow disaster in Jiaodong and Jiaoxi counties in Qingzhou was rare in a century, causing the people to be displaced and have no food and clothing.

For this reason, Ma Jin personally ordered Wang Zheng, the Minister of the Ministry of Revenue, to rush to Qingzhou as the imperial envoy, to preside over the disaster relief affairs of Jiaodong counties, but who knew that Jiaodong's problems were even more serious than Ma Jin imagined.

As a dignified imperial envoy, Wang Zheng was struggling in Jiaodong. After more than a month of busyness, not only did he have no results, but also caused civil unrest.

As an imperial envoy, Wang Zheng was also a senior official in the court and the leader in disaster relief. It is logical that he was in charge of Jiaodong, so he should have been effective, but it did not.

After Wang Zheng arrived in Jiaodong a few days ago, the cabinet received a press release from Wang Zheng, which detailed the situation of the Jiaodong counties and expressed some concerns, requesting the court to prepare early to prevent accidents and increase disaster relief efforts.

However, the cabinet ministers in the cabinet did not pay much attention to it after receiving the memorial. After all, there were hundreds of counties in the Great Zhou Dynasty, and the disasters of only two counties were not worth mentioning at all. They just stayed as usual and ordered Wang Zheng to provide disaster relief according to the strategies originally formulated.

Unexpectedly, the Jiaodong County not only did not calm down, but instead showed an intensified trend, with riots and people raging, local corruption, and other problems emerging one after another. After Wang Zheng reported to the court one after another, the cabinet gradually realized that something was wrong and reported the situation to Ma Jin.

After receiving the memorial, Ma Jin issued an order to order the cabinet to increase its efforts to provide disaster relief and urgently transfer the grain from the Changping warehouses in Qingzhou to provide relief to the victims nearby, and disrupted the gathered refugees and moved them to various places to avoid causing unrest.

But the imperial edict was only a few days after arriving in Qingzhou, and he did not want a handful of heavenly fire to descend from the sky, and burned the seventeen Changping warehouses built by the imperial court in Qingzhou.

In December, it was the time of heavy snow. The climate was extremely humid. A fire would appear for no reason to burn Changping Cang, which was distributed in Qingzhou. In addition, seventeen fires broke out overnight, and they also burned the imperial government's official warehouses. Who should I miss?

However, Qingzhou Yousi was serious and said in the memorial that "God was guilty of sin, and the fire dragon burned the warehouse", vividly describing the scene at that time, leaving them cleanly behind.

Immediately afterwards, the imperial envoy Wang Zheng's apology came up. Because there was not enough food to provide relief to the victims, the people of Jiaodong were left without food, causing civil unrest and ravaging Qingzhou!

In fact, anyone can see that this is not a fire dragon burning the warehouse, but because these often closed warehouses have long been emptied by local officials in Qingzhou. Now the emperor is asking for food and cannot take it out. In order to cover up the truth, he deliberately set fire!

"Hehe... the fire dragon burns the warehouse... God has punished him... who... Is it?"

Do these worms treat him as a fool?

Or... think his steel knife is not good?

As for what is a regular warehouse, it is actually a granary set up by ancient governments in order to regulate grain prices and reserve grain to supply the needs of the people's army in the years of famine.

It is mainly to regulate food prices, avoid social unrest, meet people's needs and live a stable life, and it has a great promoting effect on a country's stability.

In the years when harvests are poor or famines occur, the warehouse is often closed and is often used to provide disaster relief.

More than a dozen Changping warehouses built in Qingzhou were burned. If the numbers recorded on the books were accurate, the fire would burn nearly a thousand stones of grain and grass!

After hearing the absurd reason of Fire Dragon Burning Cang, Ma Jin was so angry that he just wanted to kill someone!

Ma Jin looked around everyone and said indifferently: "Are you good plans?"

"Your Majesty," Kou Zhun stepped out of the line and bowed, "For the moment, the most important thing is to immediately send troops to suppress the chaos in Qingzhou and regain the refugees to prevent any recurrence of changes."

Kou Zhun’s suggestion is to seek stability first.

He then said: "At the same time, Your Majesty should immediately order Youzhou, Yangzhou and other places to open Changping warehouses to provide relief to the victims. At the same time, these victims will be dispersed and moved to the places to prevent these chaotic people from gathering together and being bewitched by some people with ulterior motives, causing greater unrest!

Therefore, I think that the court should use coercive means to forcibly disperse the rioters in case of accidents!”
Chapter completed!