Chapter 461 Microfinance Company

"Everyone has seen that those large enterprises generate more profits and taxes and have amazing performance. They take it for granted that they must have a large number of workers, which can help solve most of the idle labor in the local area. In fact, this view is basically wrong. I have a set of statistics from the United States. Although American small and medium-sized enterprises created by unit labor force after World War II were not as good as multinational large enterprises, their average profit margin was more than twice that of large enterprises, and 90% of the jobs of American labor age were provided by small and medium-sized enterprises."

"For a large population province like Central Plains, it is unrealistic to rely on several large projects to solve the huge problems of laid-off workers and idle rural labor. It can only be based on the experience of the United States and support a large number of emerging small and medium-sized enterprises in the province in rural areas and cities, so that the huge labor base can be digested locally. This requires the province to change its thinking and introduce policies to loosen the constraints and promote small and medium-sized enterprises." Yang Xing explained his ideas in detail to the problems of Central Plains Province.

"So what you mean is that it is better to teach people how to fish than to teach people how to fish. It is better to concentrate the poverty alleviation funds arranged by the state and the province, and set up a self-service financial institution similar to "Bangladesh Rural Bank", to provide low-interest small loans to township and urban small and medium-sized enterprises in Central Plains Province, and then concentrate their deposits to support more small and medium-sized enterprises. This will not only allow local people to travel through mountains and rivers to work in other places that suffer hardships, but also promote local employment and economic development. In theory, it is a win-win situation for the three parties, right?" After all, Li Guozhu is the head of a province. He knows the meaning of elegant songs. Just a little thought, he understands Yang Xing's meaning.

"Yes, although this method sounds simple, there are still many unexpected difficulties in actual operation. In fact, this is what he mentioned when he drafted the "Outline of Development in the Next Ten Years" for Jiudu City. In recent years, through the city's experiments, a set of methods have been explored. Now, one of the "Four Kings" state-owned asset management companies established by Jiudu to revitalize state-owned assets is specifically responsible for providing small loans to laid-off workers in the city and financing self-employed and small enterprises, with obvious results."

"In fact, our workers' quality is indeed very high. No one is willing to wait at home to rely on superiors for relief without being forced to a dead end. Our city is trying to solve the problem of re-employment of laid-off workers. As long as they can be given some policy preferential measures and necessary financial assistance, more than 90% of laid-off workers can be independent or take new positions one after another. Among them, a group of very successful new entrepreneurs have emerged. I think what Brother Yang means is to combine the successful experience of Jiudu City in the rural areas of "Bangladesh Rural Bank", the province first promotes a new financial model of urban-rural distribution of micro-loans in China." As a practitioner of reform, Kan Dongtian also understood the meaning of Yang Xing's words at this time, and knew that this was the best opportunity to implement his "Jiudu Reform Experience", and quickly replenished himself.

Li Guozhu pondered, and Yang Xing saw that the opportunity was not missed, so he quickly gave Kao a wink. Although Kao was a scientist, his years of teaching experience also made him understand a lot of human nature. Universities in any country have another identity, which is to help the governments of the university provide advice. After all, there are many theoretical scholars in universities, and many governments will inevitably consult relevant experts before introducing major policies. China City University is the only experimental title of the Ministry of Education. With the encouragement of Kao's free and open academic style and the support of Starry Sky manpower, although it has only been established for a few years, it has long since got rid of the shadow of the predecessor's third-rate university and introduced many influential professors and scholars from domestic and foreign academic circles to teach. The faculty alone is no less than the other two other national key universities in the province, Zhongyuan University and Mall University.

Today, the governor visited the school in person. It was a good time to see that the information strength of the city university in Governor Li was the best in the province, and he could think of building a strategic experimental zone for his design. Unexpectedly, he was beaten up by Yang Xing before he started. Now, in order to make up for it, Yang Xing proposed to establish a micro-loan institution in the province. The professional setting of the city university is to be closely related to social reality. For many social and economic issues in the province, teachers and students from various disciplines have also worked together to put forward many good ideas, and there are naturally many ideas on this aspect.

Now Yang Xing's throwing bricks and attracting jade is obviously to let other schools here speak freely. He will use his brain to stimulate his mind according to his ideas and improve it to give Li Guozhu a highly operational suggestion. If it can be achieved, then the status of the Urban University as a provincial leader as a private think tank will be established. Compared with the unrealistic information experimental zone, the Urban University that comes up with alternative solutions will definitely leave a good impression on Governor Li, which can add a lot of points to the competition between Urban University and provincial universities.

So at the meeting room, everyone expressed their opinions on the idea of ​​forming a micro-loan company in the province, and soon came up with a general plan. Although Li Guozhu remained silent and did not express his opinion, the confidence in his eyes lit up again. Obviously, his ambition to be frustrated in the construction of the *** strategic experimental zone was rekindled by the new ideas in front of him.

Of course, as the head of a province, he would not make a decision so easily. Seeing that everyone had missed the meal, he suggested that everyone have dinner first and then discuss in detail, and did not want to let Yang Xing go. He brought him to the faculty and staff cafeteria of the City University to eat and chat. Yang Xing had to continue to be a guest with a bitter face.

City University has received special care from the Ministry of Education in recent years, and has also received a large number of advanced foreign textbooks and faculty support from Starry Sky Human Resources Group. With the help of Yang Xing's promised donations of no less than 100 million yuan per year, the school's software and hardware construction has made a qualitative leap, no longer the dilemma of living in a wet dormitory when Yang Xing entered the school, which was cold in winter and hot in summer; eating steamed buns that were harder than stones and drinking water and soup in the pot.

Now the treatment of teachers and students at City University is among the top in the country. The school canteen with bright and clean windows is the first to use microcomputer management and near-field communication technology. Using the usual student card does not require swiping. As long as it is close to the sensor range, the amount on the card can be automatically read, and there is no need to check in on the check-in machine. The wide canteen has dozens of food-style food in the middle of the canteen, which is not inferior to the buffet ordering table in the hotel. It is not inferior to the buffet restaurant in the big hotel. It is convenient to use food in combination with students' contactless check-in method. It is not worried that someone will take advantage of the situation. The efficiency is greatly improved and manpower is saved. After seeing it, Li Guozhu also admires the convenience of technology.

When Yang Xing saw Li Guozhu praise the level of information construction in the City University, he knew that he had not given up yet. After all, the Hong Kong Telecom and Daewoo Group he acquired both have good information technology. Perhaps he thought that he would definitely cooperate with his *** strategic pilot zone plan, but unexpectedly, he was overwhelmed by his suggestion to establish a micro-loan institution just now. He always had to come up with some real guys to help him change his thinking.

So while everyone was having a meal, Yang Xing pointed to the crowded college students in the student canteen separated by a glass wall from the faculty and staff canteen, and suddenly asked about the employment situation of Director Huang of the Provincial Department of Education, who was with Li Guozhu, this year?

Although Director Huang is fat and has a big ear and looks like a slap, he is very straightforward and immediately screams in front of everyone. "Although I want to sing praises, Governor Li doesn't like flatterers the most. To be honest, it's not ideal. The Education Bureau is in trouble!"

He complained a lot, and many of the education students here knew that he was not exaggerating. Taking Jiudu City as an example, City University is backed by Zhongxing International. As a talent training base for Zhongxing International, most of the graduates can still enter Zhongxing International's enterprises, and the employment situation is still optimistic. However, job hunting for graduates from Jiudu University of Technology and National Defense Foreign Languages ​​University, two other universities in Jiudu City, have always been a difficult problem. National Defense Foreign Languages ​​University has also supported the military background. Senior students from the University of Technology have been looking for jobs in the past few years, but their whereabouts after graduation are still not only a headache for the school, but even the Municipal Education Bureau is helpless.

In recent years, the national education reform has expanded the number of university enrollment several times. The number of college students who were known as the "pride of the emperor" has made rapid progress, but it has not brought about quality improvement. The value of college students who have poured into the labor market has dropped twice as much. Many college students are highly keen on low-level theory and neglect application, and cannot start work immediately after they get to work, which has made many companies dissatisfied. Soon the halo that sank over college students' heads disappeared. Director Huang said that many employers would rather recruit junior college technical secondary school and junior college students with strong hands-on skills than recruit undergraduate students without ability. Now every job fair in the province's universities is extremely full, crowded with college students.

Director Huang's bitterness surged like a surging river, which caught Li Guozhu off guard. The inability to fully find employment for college students is a new problem. This is a major drawback of the marketization of secondary and higher education in education reform, but it is also a common phenomenon across the country and cannot be reversed in a short time. But he knew that Yang Xing would definitely have his intention to ask this question by himself.

Yang Xing no longer talked about his appetite and said: "In recent years, we have found a big problem in building industrial parks in various places. Many graduates of famous universities not only lack practical work experience, but also have a very resistant to going deep into the grassroots work. They are typical high-minded people. Asian countries are deeply influenced by Confucianism and have a plot of 'everything is inferior to all but high school students' study' and look down on blue-collar workers. However, modern enterprises are composed of thousands of first-line workers, and today's factories use microcomputer CNC technology in large quantities, which is not the old almanac of the past. I think I want to resolve this contradiction and improve the overall manufacturing level of the province. It is imperative to train a new generation of senior technicians. In this regard, I can cooperate with the province to establish a group of technical colleges?"

Li Guozhu finally became interested. Yang Xing, the big boss, expressed that with his always generous investment in education, the amount of investment must be considerable. Director Huang's eyes shone even when he heard this. The investment received by City University is no less than the national funding from Tsinghua University and Peking University. Now Yang Xing wants to invest in the establishment of a technical college. Isn't that a few times the investment?
Chapter completed!