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"I heard that Zhang Sanlang went back to Bachang?"

Li Shimin came back from the palace, holding the new chapter of Zizhi Tongjian. The content of the chapter was quickly finished. Li Shimin, who had not read it, had no choice but to let go. Zhang San, recently wrote the new chapter slowly. He was still working very hard, and soon wrote seven volumes of Zhou Ji and Qin Ji, but after writing the Han Ji, he became slower and it took him a long time to wait for a new chapter.

They all wrote so slowly that Zhang San actually went to Bashang Countryside.

"I heard that Zhang San is going back to arrange for mulberry planting and preparation for ploughing." Fang Xuanling has been very familiar with Zhang Chao recently. Taking advantage of the opportunity of compiling dictionaries and writing books in the Hanlin Academy, he talked to Zhang Chao from time to time. "Zhang San bought more than 10,000 acres of deserted ditches in Bashang last year. He spent a lot of money to ask many villagers to build dams for him, and also opened thousands of acres of terraced fields on both sides of the ditches. It is said that this year, we will plant trees and vegetables on the barren slopes, raise chickens and ducks. Well, we will plant thousands of acres of rice. In a few years, he said that at least 3,000 acres of rice fields can be opened. After the dam is built in the ditch, we will also plant lotus roots, fish and ducks."

Li Shimin was very surprised when he heard this.

"Can the wastelands of more than 10,000 acres be able to produce 3,000 acres of paddy fields for growing rice?"

Although Li Shimin was old and mainly led troops to fight in recent years, he was not completely unfamiliar with farming. He knew quite well how amazing it was to turn into rice fields. If these were facts, it would be amazing. There are not many such wastelands around Chang'an. You should know that there are many rivers of all sizes, large and small, on all sides of Chang'an. The so-called eight waters circulate Chang'an, which are just eight main rivers and many tributaries.

Many upper reaches or tributaries of rivers are like the Bashang Xitiangou. Nowadays, such a deserted slope can actually become a rice and grain river. Isn’t that amazing? This is a huge wealth.

The Tang Dynasty established its capital in Guanzhong, but there was only one plain in Guanzhong and its population was large, which made Guanzhong's grain imported from a large number of every year. Once an accident occurs, Chang'an will have to be cut off, which is a huge hidden danger for the Tang Dynasty.

Even when the Sui Dynasty opened its emperor, there were several cases where the emperor had to take his army and officials to Dongdu to eat due to poor harvest due to the disaster in Guanzhong.

If Zhang Chao's method could be promoted and turned the deserted valleys and slopes into grain-producing fields, it would be able to increase a lot of grain. Guanzhong produces a dou of grain, and it would be a stone of grain transported from the southeast.

"Can Zhang San's method be promoted?" Li Shimin asked.

"I have learned some of it. If it is promoted by the imperial court, it is still difficult. Because there was a lot of investment in the early stage, and Zhang San did not rely on growing grain to make a return on the development of this bathing ditch. He seemed to be doing a very complicated set of things, digging soil on the slope to build dams, leveling the slope to open terraces, taking mud and fat fields in the ditch, and then blocking the dam to store water, growing lotus roots in the river to raise fish, growing fruit trees on the slope to raise chickens and pigs, growing mulberry trees to raise silkworms, raising silkworms and weaving silkworms. This silkworm sand feeds fish, and fish can be sold and raised. Chicken manure and duck manure can raise fish. In winter, Qinghe mud can also feed fields to fat trees and fruit trees to collect fruits, rice fields to sell rice, vegetable fields to collect vegetables, chickens, ducks, fish, pigs, etc. can also sell money."

"And the Zhang family has a cooked food shop, etc. The chickens, ducks, fish, pigs and other chickens, which they raise, can be processed and sold. In short, he has made a lot of use of the ten thousand acres of ditch slopes. He even built a hydraulic mill and a mill next to the dam, and he has never let go of the water. Most people are so confused that they even listen to this set, let alone bringing him together."

"Do you think Zhang San's method of reclamation, planting and breeding can be achieved?" Li Shimin asked.

This set is indeed a bit confusing and complicated, but he thinks it should be useful, otherwise, a smart person like Zhang Chao would not do anything that could not be used.

"I think it can be achieved. Zhang Chao is rich, so in the early stage, buying ditches and dams and fields, these are not a problem. He also has money to buy chickens, ducks, pigs and fish fry. He has money to invest. His family has cooked food and restaurants in Chang'an, so the vegetables they grow are good, and the chickens, ducks, geese, pigs and sheep are not worried about selling them, and the rice they grow is even more expensive. "

"So, Zhang Chao will not lose money, and he is still very profitable."

Li Shimin also understood Zhang Chao's routine a little, but it was a bit difficult for others to learn from him. First of all, the investment in the early stage was too large, and it required a lot of manpower and material resources to build dams and terraces. This did not mean that one could be cultivated just by reclamation, but it had to be an overall plan.

Generally, truly rich people would rather acquire existing land more directly and simply than open up land so hard. Or they would do business directly and make higher profits when lending.

However, Li Shimin thinks that Zhang Chao's method is very good. In the short term, it will be more investment, but in the long run, in four or five years, or even ten years, Zhang Chao can complete the development of nearly 20,000 mu of ditch slopes. How much will this land be worth? It is a treasure pot that continues to produce every year.

"This Zhang San always has a different mindset than others. He has money and is not in a hurry to lend money to sell. Instead, he invested so much in the reclaiming of wastelands and developing planting and breeding."

Fang Xuanling interrupted Li Shimin.

"In fact, Zhang San is also engaged in lending, and it is very innovative. Not long ago, two new stores were opened in Beijing, one was Zhangji pawnshop and the other was Zhangji money shop, which was in the West Market. In a short time, it has become quite popular, and even caused many people to imitate and open pawnshops. Now, there are dozens of pawnshops in the east and west markets of Chang'an City."

"But only Zhang Ji's two companies have the best business and the best reputation."

"Money shop, pawn shop?" Li Shimin's face was not very good. He just said that Zhang Chao had money and didn't think about lending, but two companies were released here.

Fang Xuanling talked about the business model of pawn shops and money shops.

Li Shimin had a gleam in his eyes, and he immediately understood the business model of the money shop. The pawn shop was not new, it was just the quality warehouse in the temple. However, although some of the money shops used to operate this business, they were not as professional as Zhang Ji.

There is even interest to save money.

But the interest rate is only 100% or 20% of the interest rate on lending.

Zhang Chao took one or two cents of interest to attract the people to deposit the spare money, and then he re-purchased the money with seven or eight cents of interest, making money for nothing, borrowing chickens to lay eggs. This trick is so good, full of Zhang San's style.

"Zhangji Money Bank has a passbook, bank ticket? Bank tickets are already unlicensed and have a fixed amount when they are redeemed?"

Li Shimin sensitively found that there was something wrong with this.

Wouldn't this banknote become a paper copper coin? It becomes a circulating currency?

If Zhang Ji opens a few more stores by then, or even those semi-colons are opened in big cities such as Luoyang and Taiyuan, then wouldn’t you be able to travel around the world without money and money at any time with a ticket?

The more Li Shimin thought about it, the more he felt that this bank bank was powerful, and the more he felt that this bank bank bank bank had a great ticket.

The Tang Dynasty was established for several years and unified the world and obtained many treasurys of the Sui Dynasty, but the world was turbulent for many years and the coins were chaotic. The Tang Dynasty specially minted new copper coins and Kaiyuan Tongbao last year, and stopped the circulation of other old Wuzhu coins and other copper coins.

But there is also a problem, that is, the number of Kaiyuan Tongbao is a little small, and even if the coin furnace continues to mint coins, it is still difficult to meet the demand. Therefore, silk has to be used as currency, and even if transactions exceeding ten cents of coins are stipulated, silk must be used, and copper coins cannot be used.

But at the same time, many people store copper coins without using them, and some people make profits by melting copper coins into copperware, which leads to the increasingly serious money shortage in the court.

There were many old coins circulating before, but this situation was not so obvious. But now the imperial court exchanged and confiscated old coins to cast new coins. On the one hand, those illegal people melted new coins to cast copper ware, and many people hid new coins without using them.

Old money is constantly appearing on the market, and the court continues to collect and mint.

The old coins have been reduced in large quantities, but the new coins are also being circulated. The court has been desperately stolen copper coins, but the Kaiyuan Tongbao has been circulated less and less, which has led to the fact that the prices of goods have become very strange today.

Two years ago, the money was expensive, but now it has become more and more expensive, but money has become more and more expensive.

On the surface, various prices have fallen, which is a good thing, but in fact, Li Shimin also knows some inside information. People have no money to use. Large-scale transactions are better, they can use silk, and sometimes gold and silver. However, in small transactions, people have no copper coins in their hands, and they cannot cut off zero silk.

This caused prices to keep falling, but in fact, the Tang Dynasty has not yet reached the point where the supply is sufficient.

The price drop is not because there are too many products, but because everyone suddenly has no copper coins in their hands and cannot buy them. In the market, barter is even beginning to reappear. Although it has not reached an extremely serious level, the signs are very bad.

Therefore, now the court has ministers requested that the circulation of old coins should not be prohibited, and the casting of old coins should not be temporarily discussed. Some people also proposed to cast large coins, one for five for ten, and some even proposed to cast gold, silver, iron coins.

"Xuanling, do you think it's feasible if the imperial court opened a money house and then issued banknotes to make coins?"

Fang Xuanling couldn't help but change his face, "Your Highness, you must not."

"Why not? Since Zhang San's Zhangji Money House can issue bank tickets, there is no chaos yet, and it is so prosperous, why can't the court?"

Fang Xuanling sighed, "Zhangji Money House is owned by private owners. He has the capital to issue banknotes. Even if he issues a little more, it is within the control range. Even if Zhangji Chao issues and issues more, once a mess occurs, some court will immediately clean up the mess and seal some of the Zhang family's industries at that time, and can fill the hole. But have you ever thought about it? If the court also sets up a banknote, issue banknotes, and issue such paper threads, do you think the people in the world will trust it? The most important thing is, how to ensure that the court will not issue too much? And if there is a problem of credit exchange, who will fill the hole for the people?"

Li Shimin's face became darker.

What is this? Can I, Li Er, open the money shop he opened by Zhang San? It is normal and okay if he opens it, but the imperial court will definitely not be able to open it?

But calm down and think about it, Fang Xuanling's words make sense. Zhang San opened a money house and issued a banknote, and the court was watching behind him, so he did not dare to issue banknotes randomly. But if the court came to open a banknote, it would be difficult to guarantee that it would not be printed or distributed randomly.

Alas, this is the reason, but it feels uncomfortable to think about it. Why is everything Zhang San doing right?

"Xuanling, you said I also opened a money shop in Luoyang, what do you think?"

Fang Xuanling was speechless, are you, the King of Qin, lacking that little money? Are you short of it? Are you short of it?
Chapter completed!