Chapter 1132 Follow King Qin, Eat and Drink
The people who brought up their deposits were at first confused and didn't believe in the money they were in... Although they used to use money, they could be exchanged for real money and silver. They could be exchanged without or could not be exchanged. This is a story of two dimensions and is not easy to accept.
Many people were in a panic, taking money to the grain store, going to the rice shop, going to the cloth shop, buying quickly, and quickly changing the money to supplies... It's funny that there was a consumption boom.
Of course, there are also many shops to refuse, but Luoyang magistrate Cai Jing has been prepared to send personnel to patrol the streets and maintain order. Whoever dares not accept it will face heavy punishment.
The shop had no choice but to grit their teeth and accept it, and just turn around and pay taxes. Anyway, the court accepted it as usual, and it was equivalent to the previous bills, and gradually, people accepted it.
On the fifth day, fewer people went to withdraw money, and instead there were deposits. At this time, the Ministry of Revenue announced that deposits in new coins were one percent higher than those of the previous gold and silver coupons.
Although there is only one percentage point, it is enough to reverse the overall situation... The Song Dynasty Savings Bank quickly reached a balance of income and expenditure, and passed the bank run crisis safely. In less than half a month, it was earth-shattering, which left many people stunned.
Including Murong Qingchen, he was idle and had nothing to do, so he followed Su Shi all over the world. It just so happened that he was very smart and could protect Su Shi's safety. Su Shi's talent was enough to solve Murong's doubts. The two of them were perfect match and complement each other.
"I said to Brother Zizhan, I remember that the copper standard was abolished and the gold and silver standard was led by the prince. It also set off several rounds of gold rush... Why should the gold standard be abolished today? Since it is to be abolished, why didn't it be abolished directly at the beginning? Isn't it better to be in one step?"
Su Shi gave him a blank look, "You have to eat every day, why don't you eat everything tomorrow today and don't have to eat all day tomorrow? That's great!"
"What a f*ck, you want me to be so full!" Murong whined angrily: "You mean doing things is like eating, you have to do it one by one?"
"It's not stupid." Su Shi said: "The abolition of the copper standard is because the value of copper is too low, too inconvenient, and cannot adapt to economic development... As for the abolition of the gold standard today, I have the same intention, but the more important thing is to get back the financial dominance!"
Murong shook his head, expressing confusion.
Su Shi smiled, "The source and quantity of gold and silver are limited, and sooner or later it will fall into the hands of some people, mainly bankers and financiers."
"Why is it not the court? Didn't the court issue an order to take gold and silver mines into the court's ownership?" Murong said inexplicably.
Su Shi snorted, "You are so stupid. Over the years, the court has always had a fiscal deficit. When did there be a surplus... And from the perspective of the court, if there is too much surplus, it means that the fiscal efficiency is inefficient and not fully utilized. In short, the court does not aim for profit. Therefore, no matter how much gold and silver there is in the court, they are all passing gods of wealth. The gold standard exists, and these gold and silver will be exchanged and gradually concentrated in the hands of a few people. Once these people hold a large amount of gold and silver, they will do whatever they want!"
"Oh!" Murong suddenly realized, "Is he really bold, such as assassinating His Majesty?"
Su Shi slapped the table and said, "So, they are traitors! They won't be happy if they don't get rid of them!"
Murong said again: "Without gold and silver, isn't the currency without guarantee?"
"Whoever said that the court can guarantee the currency!"
"How to guarantee it? Take the land of the yamen or those officials?" Murong asked back.
"Why are you just staring at tangible things, and there are so many invisible things...for example, credit!"
"Credit?"
"Yes, who can compare with the credit of the court? The court issues currency with its own credit, and the people store money in the court's banks. If the court fails to collapse, the money in the bank will not be lost!"
"I see!"
Murong understood this time, "Brother Zizhan, for example, our brothers in the robe can get preferential interest when they have money from the bank. Later, there was a deficit and the bankers were unwilling to bear it, but if the bank belongs to the court, the court must bear it?"
"That's right...so you can tell those guys that their money is guaranteed. As long as the Song Dynasty doesn't fall, they can get the money every year!"
Su Shi stepped on the bench and curled his lips and said, "Are you convinced this time? You are such a bunch of idiots. You can't find the temple gate even if you burn incense. You dare to blame my brother-in-law. You can see clearly this time! Who is treating you well?"
Old Murong's face turned slightly red, and he rubbed his hands, feeling embarrassed.
"I said everything, I want to apologize to the prince. The prince's strategic pattern is really admirable, and I am so arrogant!"
"Okay!" Su Shi said impatiently: "Stop talking about those empty people. My brother-in-law did this. I wonder how many people want to kill him!"
"dare?"
Murong raised his brow and sneered: "Who dares to disrespect the prince? That is to go against hundreds of thousands of imperial guards in Song Dynasty. I can tear him up immediately!"
Murong said this and did it. He immediately informed all the generals in Beijing, active, retired, and especially retired, that they were all gathered together.
In fact, it doesn’t take him to call, everyone knows the situation.
The savings bank was taken over by the court, and the bank broke out. The bank immediately sent someone to contact them and took the initiative to help the soldiers handle the deposits.
According to regulations, the retired generals will be converted to 50 yuan per first-level based on the number of meritorious decapitations, and deposited into a bank account, and can receive 30% of the interest per year.
The next batch of soldiers should be moderately reduced, once every three years, and gradually reduced to 15%.
Old ways for the elderly, new rules for the new.
Even the interest rate is three times higher than that of ordinary deposits, and the soldiers are generally satisfied.
In addition to meritorious deposits, there are also retired salary, job subsidies, employment assistance, and preferential loans... Although Wang Ning'an is confident, he is not careless.
No matter what reforms are, if the army is not stable, there is no hope of success.
Especially the current military system of the Song Dynasty is still relatively chaotic. There are so many garrisons outside, and the local area is relatively empty, so that the soldiers are not at ease, and they are afraid that they will not even sleep peacefully.
In other words, if Wang Ning'an calmed down his morale, he won half of it!
There are not many people in this world who are better than Wang Ning'an.
While starting to take back the bank, we release our interests.
Led by Lu Huiqing and Wang Anguo, with the Royal Academy of Sciences' sacrificial wine, and former Prime Minister Su Song participated, we jointly formulated an industrial development plan... Supporting more than 20 industries in total, including steel, energy, metallurgy, machinery, military industry, ships, transportation, heavy equipment, etc.
At the same time, a small and medium-sized enterprise development fund was established, funds were allocated, preferential tax rates were formulated, and development was encouraged.
Among them, the internal combustion engine industry alone received a discounted loan of 3 million yuan, supported five relatively powerful small enterprises, and gave special allowances to a group of outstanding engineers and scientific research talents.
In addition, the development of internal combustion engines will inevitably use oil, exploration, drilling, smelting, transportation, storage, and use... Every link requires a large number of talents and new technologies.
With the resources in hand, the court is much more generous, and money is spread like flowing water.
Some time ago, due to financing problems, all small and medium-sized enterprises that were in great difficulty survived... These people all became Wang Ning'an's die-hard supporters at the Political Consultative Conference, which was so loyal.
Follow the King of Qin and have food and drink!
Originally, the imperial court supported banks and supported factories. Now that bankers have been removed, it means that there is a lack of an intermediate link. Of course, there are still disadvantages. However, under the current circumstances, especially on the eve of the upcoming breakthrough in industrial technology, large-scale financial support and strong imperial support are obvious.
Even scholars who dominate public opinion in the academic community have begun to turn against each other, no longer being one-sided and scolding Wang Ning'an. It can be said that all groups are rapidly turning towards Wang Ning'an, just isolating the financial group, making their situation even more difficult.
The success of the imperial court in the Great Song Dynasty Savings Bank was quickly promoted, and the remaining banks, including Quanye Bank, Fuxing Bank, Jiangnan Bank, Huilian Bank, Hebei Industrial Bank... were all lined up to start reform.
That's not all. In order to combat financial speculation, the Political Affairs Hall has formulated stricter orders.
Borrowing is OK, but borrowing must be done in business.
Su Song used this trick back then, but his prestige was not enough. In addition, the political affairs hall was not in harmony at that time, and many were just formalities and had loopholes to exploit. This time, there was no ambiguity.
Building roads, building factories, and purchasing equipment are all discounted loans. If you want to speculate and make quick money, I'm sorry, I will no longer provide financing. On the contrary, you must strictly investigate the flow of funds and deal with any problems immediately.
It is Zhang Dun who is responsible for dealing with people!
This guy is now famous and no one is afraid!
"So cruel!"
Yang Shi and other Neo-Confucians were completely isolated.
At the Council for Political Consultative Conference, they could not interfere at all, and the Councillors of various industries basically communicated directly with relevant government agencies, such as the military's search for the Ministry of War, the finance's search for the Ministry of Revenue, the education's search for the Ministry of Rites, and the law's search for the Ministry of Justice... Everyone was together and could not form a joint force.
Although Wen Jifu became the foreman, he was a coward and had no actions. He was a thousand miles away from his father and could not count on him at all.
If this continues, all banks will be taken away. Without the support of financial forces, the science of science will collapse instantly and be eaten by the new policy!
Just when I was desperate, someone came to my door.
"My surname is Lu, Lu Dian!"
The shrewd middle-aged man smiled, "I came on the order of Sima Xianggong." As he said that, he handed a famous post to Yang Shi.
Yang Shi looked carefully and found that it was Sima Guang's. His heart suddenly became warm. The Wen family was unreliable, so there was only Sima Junshi left.
"What are the instructions for Xianggong Sima?"
Lu Dian showed eight teeth and said with a smile: "Now, the territory of the Song Dynasty, especially the two capitals, are all Wang Ning'an's men. No matter how hard it is, it is a dead end. So if you want to turn the tables, you have to burn a fire from outside!"
Yang Shi was skeptical, "Where?"
"Tianzhu!" Lu Dian said heavily: "I know that you still have a lot of strength overseas. If you don't fight, you will really have no chance."
Chapter completed!