Chapter 526
Sima Guang was a very good person and very smart. Wang Ning'an introduced Qingyan from Xixia, which saved the overall peace between the two sides, and also attacked salt merchants by the way, reducing the salt price in the northwest and making millions of people profit.
Sima Guang saw it all. He thought it was a great subject and was profound. Therefore, he continued to study Wang Ning'an's various actions and observed the operations of Royal Bank and Xijing Bank. Sima Guang thought that although he was not as good as his master, he still had the ability to succeed.
But after listening to this class, Sima Guang was so shocked that he was extremely shocked.
In his eyes, Wang Ning'an continued to rise, and even had the momentum to catch up with Confucius and run with the saints!
It’s not Sima Guang’s praise of Wang Ning’an, but it’s really what he said, so it can be justified and become a family!
There are two essential things in any theory, one is the theory of persuading others, and the other is the real effect.
Take Confucianism as an example, benevolence, filial piety, loyalty and righteousness, the three pillars and five constants, the monarch, minister, father and son... These constitute a strict and complete moral system, attracted a large number of believers, and maintained prosperity for more than a thousand years.
Under the Confucian system, scholars constantly enriched their arguments by beautifying the rule of the three generations and the rise and fall of the Han and Tang dynasties. As long as they appoint wise ministers, accept advice humbly, rest for the people, practice benevolent government, and implement the kingly way, they can be long-term peace and stability and pass on for generations.
If it weren't for the monster Wang Ning'an, this Confucian thing could have lasted for at least a few hundred years, and no one would doubt it.
Compared with the Confucian system, Wang Ning'an started with currency and also built a system.
The core of this system is labor and currency!
A simple truth is that no matter what you do, as long as you work, you must get the corresponding reward. If you have to work and get what you have to work, you won’t get it!
The principle of simplicity and simplicity is much easier to understand than the Confucian style.
Moreover, Wang Ning'an fundamentally gave the study of currency legitimacy.
In the past, scholars did not speak of profit. Whoever was staring at money was a villain, as if they had never been an official for their salary!
In the eyes of Confucianism, money is simply untouchable to link negative words such as black heart, greed, cunning, deception, villain, etc.
But Wang Ning'an told everyone that money is not wrong. Money is a tool to measure the value of labor and a contract signed by the people and the world of life!
What really makes people despise and hate should be improper, and it is illegal and the benefits of the laws of the country and the law of the people!
When seeking money, a gentleman loves money, he can get it in a good way!
Starting from this concept, it is naturally to study money and the Tao behind it!
Wang Ning'an founded the Royal Bank to solve the money shortage, provide financial guarantees, and recover Youzhou... All kinds of achievements are enough to positively confront his theory.
There are theory and success examples!
Isn’t this the only one’s words?
By the time of time, the master's height is enough to be on par with Confucius, or even surpass the old master!
As a disciple of the gentleman, wouldn’t he be able to become 72 wise men in the future? Maybe the ranking is still ahead!
Sima Guang was very excited, and even some people who learned history well could associate it!
...
Wang Ning'an talked for five days. After explaining the source of money on the first day, he was full of confidence and talked about the operation of banks, deposit and loan interest rates, currency issuance, and paper currency.
During these five days, although Wang Ning'an tried to speak as popular as possible, he could understand only less than 10%.
Of course, it does not prevent you from becoming famous in one go!
On the contrary, from the first day, countless people wrote quickly, recording all the stories Wang Ning'an said, and then printed them out. Logically, this was a real pirated copy, and poor Wang Erlang could not even get a penny of royalties.
But those people did not feel too much at all, and even claimed to be helping Wang Ning'an preach, which made Wang Ning'an cry without tears.
No matter what, Wang Ning'an dropped a super shock.
From Zhao Zhen to ordinary Tai students, they all gained something from these five days.
Even the stubborn person, like Long Changqi, dared not accuse Wang Ning'an of talking nonsense. The 80-year-old man thought hard when facing Wang Ning'an's lecture content.
There was still a pile of copper coins in hand, and he kept thinking about it, but the more he thought about it, the more he gained it, Long Changqi asked himself, if he was sixty years younger, he might have gone to Wang Ning'an's disciple and directly became a disciple.
Old man Long was embarrassed to go, but many students from the Imperial College and the Imperial College were moved. They no longer underestimated the Six Arts. On the contrary, they wanted to immediately enter Wang Ning'an's disciple and follow him to study the financial management avenue.
Of course, the Six Arts are still under reform, and Wang Ning'an has no time to recruit disciples.
But it doesn't matter, there will never be a shortage of people in this world who can walk through the back door.
For example, Zhao Zongjing took advantage of the opportunity to meet in Xijing and gave both sons to Wang Ning'an. Someone was even more out of his way. The veteran general Wang Deyong sent all seven grandsons over.
There are also Han Jiang and Han Wei, the brothers, who also wrote a letter, begging Wang Ning'an to accept the children of the Han family.
In addition, Cao Qi, Liu Yu, Pan Su, Hu Yanda, and these generals also sent the children.
Cao Qi also hugged Wang Ning'an's neck and said earnestly: "Erlang, you can't accept anyone, but our own children cannot be denied! After so many years, the door has been bullied too badly. You must help everyone stand up! Teach our children well so that they will not be bullied in the future. I'll ask you!"
This guy snot and tears made Wang Ning'an feel chill all over. Is that so serious?
"I said, "Uncle, you don't know. One sheep is also driven, and two sheep are also released. I am the head of the child, so it doesn't matter. The problem is your brother-in-law."
"My brother-in-law? What's wrong?"
"Your brother-in-law has arranged Your Highness in my house. If you send someone here, it is equivalent to becoming your Highness's companion."
"Ah, right!" Cao Qi's eyes shone and he clapped his hands, "This is better. Let them play with His Highness, cultivate feelings since childhood, and ensure that they are the best loyal ministers in the future!"
Wang Ning'an said in his heart that this is your real plan, otherwise, a group of people wearing crotch pants would come to learn how to manage their finances, which would be a terrible laugh!
"Uncle, I've said that this is your brother-in-law's business. Since the Qian family, Your Majesty has been afraid that his highness will have some bad people. No one will let us get close to our family. If you want to enter my door, you can find a way!"
Cao Qi smiled and said, "This is not a problem for me, and I don't even look at it. Your Highness is my nephew. Can the uncle harm him?"
Cao Qi ran to the palace and went to find her sister.
...
In addition to these students who came here, the real important thing for Wang Ning'an is to implement the Qingmiao Law.
As one of the first batch of laws introduced by Wang Anshi, the Qingmiao Law was one of the earliest laws to be prime minister. It can be said that it has a very good intention and hits the point.
The people of the Song Dynasty were too burdened. Don’t look at the few cities such as Kaifeng, where life is rich and comfortable, you can have whatever you want. In fact, in large areas of rural areas, people lose their land, and 70% of the land is concentrated in the hands of aristocratic families. There are unemployed vagrants everywhere. When they have a job, they carry goods, fight, steal and rob, and do everything.
If this continues, more and more ordinary people will go bankrupt. Finally, one day, if the city cannot absorb it, it will become refugees, and the day when wars are everywhere will not be far away.
It is urgent to reduce the burden on the people, and the biggest burden on the people is one of the land rent and the other is usury. Compared with land rent, usury is much easier, so we must start from here!
It can be said that Wang Anshi's reforms are still powerful and his vision is extremely accurate!
However, Wang Anshi's design was very rough. After it was implemented, it was completely wrong by a group of bad-hearted monks, and it turned from a method of convenience to a strategy of harming the people.
Someone took the opportunity to present a picture of refugees, sued the criminal complaint, and brought down Wang Anshi.
This time, Wang Ning'an wanted to promote the Qingmiao method, so naturally he would not be the same as Wang Anshi's method.
But the problem is that Wang Anshi is known for his stubbornness, so how could he change it easily?
Even after arguing with Lu Huiqing and listening to Wang Ning'an's five-day lecture, he remained unshakable.
On this day, Zhao Zhen summoned Jia Changchao, Wen Yanbo, Wang Ning'an, Wang Anshi, Bao Zheng, Sima Guang and others to discuss the matters of the Qingmiao Law.
"I have already said that interest rates should not be too high or too low, but we must achieve a balance." After several days of economic baptism, everyone can accept Wang Ning'an's statement.
"In order to curb private usury, the best way is to give the people another choice, using banks and distributing green seedlings money is the best way." Wang Ning'an made a clear statement in the beginning and pointed out his own point of view.
Wang Anshi was unable to give in, and the man shook his head vigorously.
"Mr. Wang, what you said is naturally correct, but why do you need to use a bank? Isn't it possible for the yamen?"
Wang Ning'an shook his head and said, "Sir Wang, the yamen is different from the bank! If you ask the yamen to do it, they will definitely rely on their power to oppress the people and act recklessly."
"Some people are doing something wrong, and the court just needs to send personnel to supervise it!"
Wang Anshi refused to give in. While Wang Ning'an was giving in, Wang Anshi also received a ten thousand words of letter and received Zhao Zhen's praise.
In history, Wang Anshi had been in the letter of ten thousand words, but Zhao Zhen was disheartened and unintentionally reformed, so he put Wang Anshi's suggestion on the shelf. It was not until fifteen years later that Emperor Shenzong succeeded to the throne that he appointed Wang Anshi.
The appearance of Wang Ning'an disrupted the inherent process, and Wang Anshi stepped onto the stage of history ahead of schedule.
No matter how sooner or later, Wang Anshi will not change his stubborn nature.
"Recruiting Your Majesty and asking the bank to lend is equivalent to handing over a huge amount of money to the bank. The bank makes profits but cannot directly enrich the treasury. This is one of the disadvantages; secondly, banks only have branches in big cities, ordinary prefectures and counties, and there is no bank at all. People want to borrow money, but they cannot find banks; thirdly, Wang Xianggong, where do you think banks lend money to the people, where does the principal come from?"
It’s true that Wang Anshi’s question is much sharper than ordinary people.
"This... you can make some profits from the bank, you can also issue bonds, and the court can also allocate money, and there are many ways."
Wang Anshi shook his head, "Grandpa Wang, according to the officials, there is no need to be such a trouble!"
"What is Mr. Wang's plan?"
"It's very simple. There are always regular positions in the local area, and the grain and rice that are often closed as principal will be used to lend them directly to the people. The people can return the currency or directly return the rice. It's simple and easy, and it's really great."
When Wang Ning'an heard that he wanted to use Changping Position, he immediately frowned. In the local area, how many disadvantages are there in Changping Position? Wang Ning'an knew that when the northwest was flooded, Changping Position had limited effect because the deficit inside was too large!
Chapter completed!