() My family wants to build a building, and the procedures will be approved in a few days. The money on hand is definitely not enough! Huang Daozhou is starting to worry again!

He was settling accounts again and gave someone a thousand yuan for the house and furniture. At that time, he had a total of one thousand two hundred and sixty yuan in hand.

In the past ten days, I have made a total of 150 yuan from doing business, leaving aside food. Next month, I can still get the 450 yuan from the "Second Meeting", as well as his salary of 42 yuan and 80 cents.

Well! There are a total of nine hundred dollars available!

The family's business is still running, and the money earned from just buying tea eggs will definitely be enough to cover the family's expenses and pay wages to Fang Guilan and Zhang Huifen.

But to build a house, you have to prepare 1,400 yuan, and I don’t know if it will be enough! The guy who opened the shop didn’t want to spend money on it? The enamel basin alone will cost 250 yuan.

We are short of money, at least a thousand yuan. Where can we get so much money?

Seeing Huang Daozhou looking at the abacus with a frown on his face, Huang Han knew what he was doing, and he came up with an idea:

"Dad, our house is worth a lot of money anyway. As long as the deli opens, you don't have to worry about not being able to repay the loan. How about you find two or three and borrow a thousand or eight hundred?"

"I know that everything I have to do at home is big, and I know that I can't lose money. I have been using my brain. I am not opposed to borrowing money. I know that I will definitely be able to pay back my business.

But in the factory, all the wealthy neighbors have joined the association, so if you come to borrow money at this time, you may get into trouble."

Uh! Huang Daozhou has a brain!

When raising funds, we are afraid of unfavorable rumors. If people who join the association find out that the Huang Daozhou family still needs to borrow money, they may have their own crazy ideas.

There is no guarantee that the money for “membership” will not be collected next month, and there may even be people who regret it and ask for last month’s contribution money.

Huang Han sincerely praised, "Dad is great. Not only does he understand human nature well, but he is also aware of risks. With a wise and powerful helmsman like you in our family, we will definitely make the Wannian Ship a success."

"Alas! Flattery cannot be used as money! Who should I borrow some money from?"

Money is a man's courage! During this period, Huang Daozhou made a lot of money in business, and his mentality was completely different.

He firmly believes that if he opens his family's "Shi Jing Cheng Restaurant", he will definitely be able to make more money, and he does not object to the development of debt.

Huang Han has already received the promise from Chengwenge's father and is confident, he said cheerfully

"Of course I'm looking for someone who has at least a thousand yuan in savings at home, and I can't borrow less, so I just ask for a loan of five hundred yuan!"

Huang Daozhou shook his head and said, "How many people can have a thousand yuan in savings these days? And you want to directly borrow five hundred from others? You are so fanciful!"

Huang Han thought it was because you didn't know. There were many people with more than a thousand yuan in savings.

I know that my father-in-law's family, Cheng Wenge's family, my fourth uncle's family, Shen Xiaorong's family, Li Mei's family, my neighbor's Chief Gao's family, and even Zhang Chunmei's family must have one or two thousand yuan in savings.

He said, "Dad, the current bank interest rate is probably only over 1%, and if you save it for a year, it's probably less than 2%!"

Huang Han didn't know what the bank interest rate was during this period, but he knew it was very low. The highest bank interest rate was on the value-preserved savings of more than nine years, and the five-year annual interest rate was as high as nearly 13%.

Huang Daozhou said, "My family has never saved money, and I don't know what the interest rate is. I heard from others that it is not high, and the annual interest rate should not exceed 2%."

"Dad, you have to be aggressive when you go to someone's house to borrow money, because you are not taking their money for nothing, but giving them a good opportunity to make money.

You negotiate with someone to borrow five hundred yuan for three years, and then give them six hundred yuan when the agreed time is due to pay them back."

"Five hundred yuan? Three years? One hundred yuan in interest? Let me calculate, um..., the interest rate in one year is already more than 6%."

"Dad, the annual interest rate of 6% is not high. If our family uses the money to make a "backpack", it can double in a year! This little interest money is completely negligible!"

Huang Daozhou and Zhang Fangfen have both calculated the "backpack" account. They currently have 60 bundles of "labor cloth" at home, so the cost of one bag will not exceed three yuan. Even if it is sold in Sanshui County, it will cost seven yuan.

You can earn more than double.

Hearing Huang Han mention the "backpack", Huang Daozhou immediately stopped worrying about the interest of one hundred yuan and said, "You are right. I agree. The question is who can I borrow it from?"

Chengwenge's father's promise to borrow money was Huang Han's last trump card. Of course, he couldn't play it prematurely. Other people really couldn't come to borrow money rashly.

Huang Han suggested, "Go to 'Qinhuang Town' to find your fourth uncle! Although he doesn't want to see you, but the wealth will not go to outsiders. It's a good way to make an extra sixty yuan in three years. Of course it should be given to you."

My dear brother."

At this moment, Huang Daozhou was confused and a little confused about whether to laugh or cry.

Scrooges are cool because they take money too seriously.

Huang Daozhou's life is too hard and the family burden is too heavy. Of course, he hopes to get support from his brothers.

However, contrary to expectations, the family's economic conditions are very good, and they only have two children, so there is no difficulty in raising them.

But they were willing to adopt their daughter to their child's uncle and go to live in Anhui Province. This shows whether they are cold or not.

Later, the child's fate was really rough. After many twists and turns, he finally returned to the town where he was born to live a life with living conditions far below the average of Sanshui.

Of course Huang Daozhou, his own younger brother, knows that he has spent his whole life buckling clothes, reluctant to eat, reluctant to wear, and wishing he could break a penny in half and use it.

Asking him to borrow money is like seeking the skin of a tiger.

Seeing that his son actually had his mind set on Lao Si, Huang Daozhou smiled bitterly and said

"First of all, your fourth uncle and fourth aunt's family may not have so much money. Moreover, every money is their heart and soul. Money is more important to them than their children.

Lend me five hundred yuan? Wouldn’t it cost their lives? Hehe, I guess they would rather die than lend money to my family!”

"Everything depends on human effort. There is no business that cannot be negotiated, only the wrong words. Dad, don't look down on your fourth uncle. According to my estimation, he might have two to three thousand yuan in his hand!"

"Two or three thousand? Impossible!"

"Fourth Uncle, Fourth Aunt's salary is not less than yours, right?"

"Definitely! They are primary school teachers with more than 20 years of service. They should have received more than 40 yuan a month."

"Their family is frugal and frugal, and they basically don't buy good clothes."

"Yes! How they lived in those days, alas! It's hard to talk about!

Hedong Han San works at the Qinhuang Town Grain Station and often meets your fourth uncle.

He has seen your fourth uncle many times when he was shopping for vegetables on the streets of Qinhuang Town, and every time he saw him bargaining with the vendors to buy other people's offal fish."

"Haha! In the past, my family only had your salary, plus the money my mother earned from sewing, it was about fifty yuan!"

"Yeah!"

"In my family of five, four of them have no plan and are getting by. The three members of my fourth uncle's family all have "rationed household registration" and live so carefully. Is it impossible to save one person's salary?"

Huang Daozhou said, "If you think about it, it's true. This couple is really a tough guy. My brother, who used to treat him well, doesn't get a single bit of relief from him, and others certainly don't get a bit of relief."

It’s possible that his family can save a thousand or two thousand yuan over the years.”

Huang Han emphasized, "Dad, you go to them this time, not to pluck the feathers of the iron rooster."

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Chapter completed!