The country is already piloting joint-stock reform, but it is still in the stage of trying to cross the river by feeling the stones, and no regulations have been formed.

The year before last, the shares of "Tianqiao Department Store" sold well and raised a lot of funds. The main reason was that the shares stated that the principal and interest would be guaranteed.

In fact, this is not standardized at all. How can there be any reason for stocks to be indistinguishable from time deposit books?

Isn't this misleading?

It makes the public mistakenly believe that buying stocks is the same as depositing money in the bank. They do not know the risks of stocks at all.

Last year, not every stock issuance in Shanghai the year before was successful. This is evident from the fact that the worst one only raised a few hundred thousand yuan.

I am not a time traveler, so of course I have to learn by doing while exploring.

Huang Han knows the development trajectory of most industries, knows that joint-stock reform is a major trend, and knows the "money scene" of the real estate industry, so he is confident.

He gave Qin Kunlun, Song Jiefang and others some ideas:

"You can make this matter public, have the county hold a meeting to decide, and then sell the stocks through the bank with the county government as a guarantee. The stocks are unregistered and have no upper limit."

Qin Kunlun was also very pragmatic, shaking his head and saying: "Without an administrative order, I'm afraid it won't be sold!"

"Business behavior should be based on the basic principle of voluntary investment and profit, and it is best not to resort to administrative orders.

But you can take the lead in making high-profile purchases! With your example effect, it should be easy to raise millions of funds."

"We are also afraid of losing money!" County Magistrate Ma said honestly.

"Yes, yes! It's not easy for us to save some money. If we lose money, it will be difficult for my wife." Gao County Magistrate, who just became a member of the Standing Committee this year, said.

Huang Han has already made a calculation in his heart. It is not good for his family to make a lot of money alone. It is necessary to make more people rich, including the heads and heads in the county.

The worst case scenario is that your family will suffer some losses, so you can take out some money and lend it to some familiar cadres for investment.

Anyway, if you have yourself as a prophet to grasp the general direction, you won't lose anything if you cast with your eyes closed.

He said: "Otherwise, each of you will invest 50,000 yuan..."

"What? Fifty thousand? My family can't even afford three thousand yuan." County Magistrate Ma said in surprise.

Qin Kunlun could get 50,000 yuan, but he couldn't take it because the profit from investing in the "Such a Success Hotel" could never be shown to the public.

He thought Huang Han's suggestion was unreliable, coughed and said:

"We all get a fixed salary, how can we possibly get so much money?"

"Now that I've said it, I can definitely guarantee that you will spend 50,000 yuan to invest in it."

Song Jiefang found it interesting and said: "Then tell me your clever trick quickly!"

"There's no clever trick here. My father's new work "1981" was sold very well, and he got a lot of royalties, as you all know!"

"It's not a secret. We all admire and are happy to help you!"

"It's better to be happy alone than to be happy together. You all write an IOU to my father. The loan of 50,000 yuan will be for five years. It is not borrowed in vain. It will be calculated according to the bank interest for the same five-year period."

"this……"

Except for Qin Kunlun, Qian Guodong, and Cheng Shengli, everyone else including Huang Daozhou and Zhang Fangfen looked at each other in confusion.

Song Jiefang said: "The five-year bank interest rate has been increased recently, and the annual interest rate should be close to 10%.

The interest on 50,000 yuan a year is 5,000 yuan, and our wages are not enough to pay for the interest.

If there is no profit from the investment and the capital is lost, I won’t have to support my family, but how will other comrades live?”

"I'm sorry, I'm sorry, I forgot to mention the premise first and made everyone worry."

"Haha..." Qian Guodong couldn't help it and laughed out loud.

He believed in Huang Han unconditionally and was able to offer him 50,000 yuan.

I had already thought about it, there was no need to borrow money from Huang Han’s family, since Huang Han was optimistic about investing in a real estate development company, then he would invest!

There is no way Huang Han would not be able to earn back the bank interest on the project he had set his sights on!

Seeing that all his colleagues were looking at him, Qian Guodong cleared his throat and said, "Huang Han, don't show off, hurry up and tell me the premise!"

"My father always believes that money is only an external possession, as long as it's enough for food and clothing. If he used all his royalties to become a shareholder, he wouldn't have anything to do with you!"

County Magistrate Ma said: "That's right! Your father is rich and can afford it, so why did he drag us along?"

"You have to understand that happiness alone is not as good as happiness for everyone! This is actually another interpretation of getting rich first and driving more people to become rich!"

"Hey! Don't talk nonsense! These are all things we must talk about in meetings. Do you need to give us political lessons?"

"If my father invested all his royalties in a real estate development company, he would definitely be able to earn considerable dividends.

He was the one who got rich first, and then became even richer, making the gap between him and you even wider.

This definitely goes against the original intention of reform and opening up to let some people get rich first and lead more people to become rich!"

Xu Muguang, County Magistrate Ma, County Magistrate Gao, etc. were whispering to each other, Qin Kunlun was also discussing with Song Jiefang, Cheng Shengli and Qian Guodong looked at each other and smiled.

They firmly believe that since Huang Han is so enthusiastic about real estate development, there must be a "money-making future" in this industry.

You can invest in shares, and include all the money your family can scrape together.

Huang Han continued to deceive, with a high profile and an upright look on his face, he said:

“Let me first state that our money must be based on the premise that the country can make more money.

In the real estate development companies in which we participate, the government’s shareholding must not be less than 51% and must be a controlling stake.

Other units and individuals can only hold 49% of the shares.

I am optimistic that investing in real estate development companies will not only obtain generous returns, but will also benefit the development of our county and improve the housing conditions of the people.

But at present, the vast majority of cadres and the masses are not aware and are unwilling to spend money to focus on major tasks.

Therefore, it is recommended that we start with you, the top leaders of our county, and I believe that with the example effect of your example, the funding problem will be easily solved."

Huang Han really had good intentions and knew that in the early days of reform and opening up, doing so was not a maverick.

Too many places suffer from lack of money for development and require employees and cadres of enterprises and institutions to raise funds for projects.

There are too many examples of county leaders taking the lead in spending money. In the past 1990s, there was even a case where the real estate certificates of leading cadres were used as collateral to borrow loans from banks, and in the end they were waffled...

Some places have gone too far, using direct salary deductions to force cadres and teachers who receive fiscal salaries to raise funds to participate in shares.

However, many investments are made based on head-first decisions, often resulting in all the money lost, and many riots have occurred in the past.

There are also successful examples. A rural bank in Sanshui County was successful, and many investors obtained returns of more than 100 times.

Later, many people suffered from pinkeye, but they complained about the relevant procedures and documents for the just-started stock offering. It was obvious that they were resistant to participating in the stock market at the time, and they only took the money as a last resort.

There is no way, the task assigned by the superiors, the amount of money paid is basically apportioned according to the proportion of level and salary.

The final result was very good, and the investment dividends of those cadres were recognized as legal income.

Huang Han knows what kind of investment he can make without losing money, and he also believes that the population in Sanshui City has increased sharply, and if the housing supply is not increased, development will be affected.

Therefore, we advocate crowdfunding to take the lead in setting up a real estate development company. Everyone contributes money, everyone makes money, and the country makes the lion's share. Why not?

Qian Guodong said: "Huang Han has said that he can get generous returns, so what do we have to worry about?

I agree to borrow 50,000 yuan from Mr. Huang for investment! I will also include all the money my family can raise."

At this time, Qin Kunlun remembered the past of going to the bank for a loan of 30,000 yuan to invest in the "Shi Jing Cheng Hotel", and he had already concluded in his heart that Huang Han was planning to make a fortune again this time.

But is this okay? Although he agreed in his heart, he decided not to take a stand. It is best for the Standing Committee to make a joint decision on this matter!

It is possible that County Magistrate Ma really has no money and is still struggling with what to do if he loses money. He asked: "Investment is business. There is no guarantee of profit or loss. What should I do if I lose money?"

"I can guarantee you won't lose money."

"I promise you can't eat it!"

"The money you invested was borrowed from my father. I will express my opinion on his behalf now. If the investment loses money, our family will not get the interest. If we lose the principal, it is also bad luck for my family. You don't need to pay back the money. You still have worries.

?"

"Where is this?" County Magistrate Ma blushed.

"Then how do you think I can give you a guarantee?"

"Why am I so embarrassed to take advantage of you? It doesn't make sense either emotionally or rationally!" County Magistrate Ma was sweating.

Huang Daozhou knew that County Magistrate Ma was a real person, so he said: "Old Ma, don't think too much. You worked at the grassroots level and you should see it with your own eyes.

Since the comprehensive reform and opening up, our county has been the same every year. Have we lost money on our investments in the past few years?"

Zhang Fangfen saw that her husband had made a statement, so of course she couldn't remain silent. She smiled and said: "The royalties earned by my family, Daozhou, are windfalls, so there is no need to worry about losing money from the investment.

As long as it can promote the development of the county, it’s worth it!”

Song Jiefang gave a thumbs up and praised: "Chairman Zhang is so generous! No wonder Huang Han is so confident.

I am optimistic about further development after the reform and opening up, and believe that the people urgently need to improve their housing conditions. It is reliable to participate in real estate development!"

Chen Yihua said: "I think the sales of building houses have accounts that can be checked, and the business will definitely not lose money. Besides, have you ever seen the investments backed by Huang Han lose money in the past few years?"

"Yes! This is true. It's just that I have never borrowed money from others, so I feel uncomfortable and ashamed."

Qian Guodong said: "Lao Ma, don't worry about mother-in-law and mother-in-law. Huang Han can guarantee a guaranteed profit without loss.
To be continued...