At first, Brother Apple didn't answer. Fan Jia continued to whirlwindly, and after twenty or thirty sounds, Chen Zhaoci finally answered, his voice lowered and his tone was gentle: "Lingling, what's the matter?"

Fan Jia was driving hands-free, and Xu Mengshan recorded the audio at the same time. After hearing this title, Xu Mengshan trembled with sarcastic expression. At this time, Fan Jia was already fully engaged and said in panic: "Brother Apple, I just received a text message saying that the interest and late payment fees I owe are almost 2,000! What's going on? Didn't I say that the interest rate is only more than 100 a week? Why is there so much, and why can I still get it?!"

Chen Zhaoci on the other end was silent for a moment and said, "More than 100 yuan is the interest rate, and you borrowed another 20,000 a few days ago."

Fan Jia cried and said, "That should be only 3,400!"

Chen Zhaoci sighed and said, "You didn't pay the interest last week, so you generated a late payment fee. There are so many of them together."

“…Late payment fees? But how could there be so many?”

Chen Zhaoci patiently explained: "Because there is no need for any mortgage to borrow money from our company, it is just an ID card and student ID card to make a proof. This premise is that our company is to support college students to start a business, so it has a high level of trust in students. We also take great risks. If you don't understand finance, from the perspective of finance, we have given you so much trust and take such a great risk. The corresponding late payment fee that needs to be stipulated in law is very high. Do you understand if I explain this?"

Fan Jia looked panicked tone with a slight understanding: "Then...what should I do? 2,000 a week! I can't pay it back at all!"

Chen Zhaoci actually really gave her advice: "Didn't you just borrowed 20,000 yuan two days ago, and get it from there and pay the interest first."

On this end, Fan Jia rolled her eyes and cried, "But that was for urgent use at my family. My dad was still in the hospital... I was transferred to them. I really can't get a penny now. Brother Apple, what should I do? I really don't know what to do? If the interest rate is not paid this week, what will happen?"

Chen Zhaoci's tone sank: "That will be more troublesome, and the interest rate will definitely increase. Moreover, we have an agreement, and you will not repay it, which will have a great impact on your personal credit. In the future, you will buy a house loan or even take a train or plane, and you will be blacklisted! And it is illegal!"

"Then what should I do? I really have no money! Brother Apple, can you... Fang is not convenient, lend me money?"

Chen Zhaoci sighed and replied: "I haven't graduated for a few years and I'm still paying my mortgage. To be honest, I helped a few juniors two years ago, but the money was wasted. You heard Brother Li say that day. So I'm tight on my hands."

Fan Jia: "You really can't help me? Or... Or can the company lend me another money to turn over? I've purchased the goods! As long as the online store is opened, you can repay the money soon! Lend me another money!"

Chen Zhaoci sighed deeply and said, "I shouldn't have agreed. First, I'm borrowing again, I'm afraid you will be under too much pressure in the future. But it's true that the interest must be paid back. The two evils are the least, and it's more important to pay the interest, because if a person's credit is stained, it's a lifelong thing! Second, you don't have anything as collateral, and you can't borrow money. You go out and look for it, and see if there is no mortgage, who is willing to lend you 30,000 yuan? Now you want to borrow more! It's just... it's just that according to the company's regulations, you have to mortgage something this time."

Fan Jia: "What can I mortgage? I have nothing."

Chen Zhaoci was quiet for a few seconds and said slowly: "Actually it's very simple. Just record a video and talk about the loan, and send it to me."

Fan Jia: "Really? Then I'll record it right away."

"Wait a minute." Chen Zhaoci said, "Videos alone do not provide any guarantee for our company. Don't worry, I can't see this video, nor can anyone else in the company. Only the elder sister of the Finance Department will see it, and it will never be spread."

Fan Jia: "What...what does it mean?"

Chen Zhaoci said: "Actually, many of your female classmates have done this, nothing. You need to take off all your clothes, wear nothing, take your ID card, and record a video. As long as you have this, you will be given the money the next day."
Chapter completed!