Chapter 57 Return to America
Didn't continue to stay in Hong Kong for too long, Du Qi and Li Jiacheng and his son said goodbye to the United States and brought back all the things they had asked him to bring back and what they bought by themselves to their home. After checking the progress of the new house in the farm, Du Qi returned to Stanford University.
Seeing Duches come back, Daniel, as a roommate, said directly: "Oh my God Duches, if you don't come back, Professor Brown will probably declare that you have failed the course. Didn't it mean that it won't take long? Why did you leave for almost a month?"
Duqi replied casually: "Originally, I was just visiting my relatives at home, but after arriving in Hong Kong, I discovered a good investment project, so after the inspection, I invested a lot of money. I will reflect it in the following paper. I believe that after learning this reason, Professor Brown would be willing to let me go."
I did stay in Hong Kong for a month, now it is July. Half of this school season has passed. Most of the time I was delayed is negotiated with Jianing and negotiated with Gate. There are too many complicated things in business. Duqi is still studying and is not yet a boss who is the one who is in the hands of the boss. He has to understand many situations himself, so he naturally spends a lot of time.
After leaving for such a long time, the course will definitely be delayed. Fortunately, Duqi has made plans. There are not many subjects in this academic season, only half of the previous academic seasons, but it is enough for Duqi to complete the general course. Of course, before this, Duqi needs to calm Professor Brown's anger, otherwise he will wait to fail this course in this academic season, and this will affect Duqi's scholarship.
Fortunately, Duches came to the door with some gifts. After leaving him in Hong Kong at Professor Brown's house for "investment", he finally got Professor Brown's understanding. Duches only needs to hand over a relevant paper that satisfies Professor Brown in the future. American universities pay attention to classroom education and also pay attention to practice. If you do well enough, Duches' investment in Hong Kong can also be considered a plus.
In the next few months, Duqi stayed at Stanford University honestly, but would attend the board of directors of Apple and Oracle when needed.
The listing of Apple has been negotiated. For the last financing before listing, Duqi mortgaged the royalties of Rubik's Cube patents and books again by 10 million. With the remuneration in September, he raised enough funds. He did not reduce his shares. He also grabbed a small amount of shares again, increasing his shares in Apple to 33%.
This is already an extremely high number, holding one-third of the equity. Duqi can now be said to be Apple's largest shareholder. When the company goes public in the future, if it operates properly, it will be fine if it even controls Apple.
Of course, what made Jobs and others feel at ease was that Duches still did not have the idea of over-intervening in Apple's management. Any ideas they had were discussed directly with Jobs and others, and Jobs and the other two went to execute them.
Oracle is the one-man show of Larry Ellison, and Duches didn't even think about interfering with the company's decisions. The company is still developing the market. Larry Ellison not only sells products in the United States, but also sells them to other countries. Some failed and some succeed. Overall, it is still in the market development stage, but the prospects are still very good.
Now Duqi has only $1.67 million left in his hand, and he still owes a bank loan of $10 million. At this time, Duqi has also deeply understood why many business people feel that the more money they are, the more they feel that they are not enough to spend. Usually, banks or business districts are supporting them.
Duqi also hopes that his Shengshi Bank can provide help sooner. In the past two months, it has stabilized the basic market in California. Shengshi Bank has begun to expand on the West Coast. Of course, due to mergers and acquisitions and expansion of business outlets, it also spends a lot of money. Now Duqi's 100 million US dollars of funds are only half of it.
There are also results. Goldfinger has now become a well-known private bank in California. By directly converting deposits into money funds, Duqi successfully raised more than 100 million US dollars through Goldfinger Fund, and the fund scale is still expanding.
These funds are used by Shengshi Money Fund to sell large deposit certificates of different maturities. The long-term ones are relatively small, and most of them are within a short term within one year. However, because the amount is relatively large, many large banks are willing to take out relatively high interest rates. Most of these interest rates have become visible returns to customers, and a small part has become the income of Shengshi Bank and Goldfinger Fund. Although not much, as the scale of funds increases, I believe that it will bring considerable returns every day.
Now the large American banks do not look at Duqi's model very much. They pay more attention to wealthy customers. Duqi's Shengshi Bank's money fund has A funds with daily income, and each person has a purchase limit of 100,000 US dollars, so most of the people who come to buy this type of fund products are ordinary people with little wealth.
Moreover, most of the funds raised by Shengshi Money Fund will eventually fall into the hands of these large banks and become high-interest large-denomination certificates of deposit. Therefore, in the eyes of these large banks, the model of Shengshi Bank is also beneficial to them, so they will provide some convenience to Shengshi Bank and Goldfinger Fund intentionally or unintentionally.
Of course, because banks are still in the expansion period, they also need capital investment to maintain their own development. In recent years, unless they are forced, Duqi will not be able to withdraw funds from Shengshi Bank.
When Shengshi Bank has sufficient development in the future, it will be time for Duqi to enjoy the results.
After returning to the United States, Duqi also received a call from Guan Zhilin. She is still in middle school and has not graduated. Because her father blocked her, she can't get her passport. At least it is impossible to come to the United States in the past few months. She can only see if she can come to the United States in the name of visiting her mother when Christmas or Spring Festival approaches.
Duqi was not in a hurry and comforted her before coaxing her again. Now Rosamund Kwan has regarded Duqi as an American billionaire. He did not reveal that he owned a bank, and even Apple did not say that, but the 10 million US dollars invested in Jianing grew rapidly in the next two months, and it has doubled. It would be almost a billion yuan if it was replaced by Hong Kong dollars.
Moreover, since she learned that Du Qi is a shareholder of Jianing, this little girl has begun to pay attention to Jianing's stocks. Seeing that Jianing's stocks are rising rapidly, she began to ask Du Qi if she should buy some. After Du Qi considered it, she also asked her to buy some. Guan Zhilin has also worked part-time on advertising recently and has some spare money in her hand. At least before the incident in Jianing broke out, the stocks can increase a lot. After she escaped, she told her that there was internal news and she could just let her take all of them in advance.
Chapter completed!