A few days later, Tianhong's people came again.

This time I came here to discuss the details of the cooperation.

Xu Yang had already figured out how to talk. Dozens of people sat in the office and began to discuss future cooperation.

Because they currently pay investors a very high interest rate, the annual interest rate of current investment is around 6 o'clock, which is more than twice as high as that of banks.

If users agree, it still requires a lot of persuasion to get the money to Tianhong.

Therefore, Xu Yang wanted Tianhong's people to ensure that the interest rate should not be lower than a few years after the handover.

And it also needs to be deposited and withdrawn at any time to ensure the interests of investors.

If you do this, you can retain at least half of the investors.

As long as half of the people can be kept, there will be nearly tens of billions of cash.

The meeting, from around 9 a.m. to around 5 p.m.

After the talk, everyone went to the restaurant for dinner and continued to discuss during the meal.

At around 10 o'clock in the evening, several other shareholders of Tianhong also came, and Xu Yang also called Yang Pingfan over to discuss on his behalf.

This discussion was just one night.

Thirty or forty people talked until after seven o'clock the next morning, and finally ended when they were so sleepy.

After seeing off Tianhong's people, Xu Yang lay down and fell asleep when he returned to the room.

"Brother, don't sleep first."

Yang Pingfan woke Xu Yang up and said, "We have been talking for a day, but you haven't said what kind of interest they will pay after they get the money."

After hearing this, Xu Yang opened his eyes and said weakly: "This is their fund company business. They are more professional than us in investment."

"But we have to make sure that now users are really willing to transfer the money."

"I don't have particularly great confidence in my heart."

Yang Pingfan nodded slightly and said, "Our interest rate is several times higher than that of the bank. If Tianhong gets it, they are regular fund companies."

"The annual interest rate has been suffocated to around 4:00. I think investors may transfer their money."

Xu Yang shook his head, not necessarily. After all, although the annual interest rate is only about three or four, it is much higher than that of today's banks.

The most important thing is to deposit and withdraw as you want every day, and the bank can only get so much money when it dies.

In terms of flexibility, it is much better than banks.

There is no handling fee for transferring out and entering.

Xu Yang also knew in his heart that once Yu'ebao went online, the cash at its peak would reach about two trillion yuan.

This is something that even ordinary pheasant banks cannot compare to.

"Finally, it depends on the situation. Within half a year, as long as they can make the software."

Xu Yang said slowly.

During this period, their company will continue to absorb funds and strive to exceed 100 billion by the end of the year.

Yang Pingfan scratched his head and said with a smile: "I'm afraid, someone will report us midway."

"There are too many people jealous now. If I hadn't suppressed some of them by relying on my relationship, the Banking Regulatory Commission would have taken us a bunch of people long ago."

"Ha ha."

Xu Yang laughed and said, "You are still afraid of them. You have to understand that the law has not yet issued regulations on online loans."

"We just take advantage of loopholes. As long as we don't run away, it will be useless for anyone to report it."

"And at the end of the year, we will transfer all our assets to Tianhong, and we will just make some money."

Yang Pingfan nodded slightly. This sounded right, but he was still a little worried.

People are famous and have many troubles, especially during this period, their overwhelming advertising has attracted the attention of countless heavyweights.

At this time, Yang Pingfan's cell phone rang. He glanced at the number and walked to the side to answer the call.

Xu Yang lay down, closed his eyes, and continued to rest.

After lying down for a while, he fell asleep in a daze.

"Wake up, wake up..."

Yang Pingfan, Xu Yang woke up. After Xu Yang opened his eyes, his head was a little confused.

"Don't sleep for now, there's an important thing."

Yang Pingfan rubbed Xu Yang's face: "Be more energetic, I want to tell you the serious business."

"You said, I'll listen." Xu Yang yawned.

"A provincial governor of construction has come to us and wants to find us to cooperate."

"The way to cooperate is that they hand over a sum of money to us, and then we pay interest on a monthly basis."

After hearing this, Xu Yang thought this was a good thing. The bank’s money was very safe and he could feel at ease when he held it.

"But..."

Yang Pingfan wanted to speak but stopped, looking embarrassed.

"You keep talking."

Xu Yangdao.

"But... this money is too much, I dare not ask for it."

Yang Pingfan said embarrassedly.

"How much does it scare you so much, and you dare not ask for it?"

Xu Yang sneered.

"Two trillion yuan."

puff.

How many?

Xu Yang almost flew out his eyes and said in shock: "You just said, 200 billion yuan?"

"Uh...it's almost that much money."

Yang Pingfan scratched his head and said embarrassedly: "It was introduced by one of my uncles. This money is used by state-owned enterprises to build highways."

"But due to some procedures, the money cannot be paid for the time being, so I went through the bank and thought about putting the money here first to earn some interest."

After hearing this, Xu Yang suddenly felt the urge to vomit blood.

Two hundred billion yuan in cash, what are you kidding?

If you really put it in your own company, the interest rate will be hundreds of millions a day.

Where can I afford it?

Xu Yang waved his hand quickly and said, "It's too big. If it's one or two billion, we can still try it."

"We can't afford such a large amount of money if we put it here."

"Maybe it can give it a try."

Yang Pingfan said: "I happened to know the boss of a listed company, who is also a state-owned enterprise. He urgently needs some money due to some debt reasons."

"It will take about 80 billion yuan. If we borrowed the 200 billion yuan to him, we would be able to give us at least three points of benefit."

"The extra interest can be at least one to two cents, and the loan term is two months."

Xu Yang was slightly stunned. Isn’t this just like a bridge loan?

It sounds like that.

"Brother, do you think you can play?"

Yang Pingfan narrowed his eyes and said, "After going back and forth, we can earn hundreds of millions of dollars. At worst, I'm looking for a few more large listed companies that need money urgently. Let's release the 200 billion... It's not a problem to earn at least a few billion in two months."

"hiss."

Xu Yang took a deep breath. This project was too big, and the two of them were a little overwhelmed.

After all, the funds have already involved a scale of 100 billion yuan, and there is no backstage behind it, so maybe it will be a dead end in the end.

"We both have too much risk, and are looking for someone to put it."

Xu Yang said.

"Who are you looking for?"

Yang Pingfan asked.

Xu Yang thought, yes, who is the right one to find? He has no tough background and has no courage to do it.

"Look for Shihe Lingbian."
To be continued...