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Chapter 433: Debt Development

This year, "things turned out to be a hotel" and "new fashion clothing and luggage factory" have made a lot of money.

With Huang Han’s royalties, he earned money from traveling to Guangzhou, minus the cost of buying a house, investing in two dormitory buildings, and hoarding famous wines. Now the cash that Huang Han’s family can use is 80,000 yuan.

Great development is often accompanied by inflation. As long as it does not lose control, it is a good thing, which stimulates the real economy.

But you must not save money at this time. It is not cost-effective. Investment is the king. It is necessary to build a house when the land, construction materials and labor are extremely cheap.

Huang Han decided to discuss with his parents that he would invest in the "Shijingcheng Hotel" in the south of the "Shijingcheng Hotel", and planned to build a standard room with a usage area of ​​about 20 square meters, triple rooms, and large bed rooms with no less than fifty.

To complete this investment, 80,000 yuan is definitely not enough, and debt development is necessary.

On Saturday night, Huang Han took advantage of Huang Daozhou's chance to go home and have supper with his family and talked to his parents about his plans.

He said: "Mom and Dad, have you read newspapers during this period? Watch CCTV's news broadcast!"

Zhang Fangfen said happily: "I read newspapers whenever I have time and often watch the news broadcast. You are right, but my mind is different when I read the news frequently."

Huang Daozhou asked, "What do you think? Don't just talk about it!"

"You often read the news, and you should know that the country's policies have become more relaxed this year, and you are emphasizing encouraging individual development and increasing the intensity of reform and opening up."

"Well! The above is quite determined. He no longer sticks to the socialist path of surnames, and proposes to follow the socialist path with Chinese characteristics! Allow some people to become rich first."

"Our family has saved some money. I don't think capital can sleep well. If it is invested, it can increase jobs and benefit the country and the people!"

"Don't sing high-profile in front of us, tell me, what are you going to do?"

"The two editors of "The Legend of the Contemporary and Ancient" came the day before yesterday. You didn't book a good room at the county government guesthouse. Do you have any ideas in your mind?"

"Ideas? Of course there is! Our Sanshui County reception capacity must be strengthened. For example, the guest room with bathrooms in the guesthouse VIP building must be repaired at least 100!"

"Haha, the heroes have similar views!"

"Do you want to invest in opening a guesthouse?"

"Yes! I'm going to build a place in front of our "First Become Hotel" and create at least fifty standard rooms!"

Huang Pin stayed in many guesthouses outside last summer vacation, and each of them had a good business. He said happily: "Brother, I support my family opening a hotel and I will definitely make money."

Huang Xin also lived in Shanghai and Guangzhou for nearly a month. She also thought it was a good idea to open a hotel and said, "This is reliable, and I support it."

Huang Daozhou asked, "Have you ever estimated it? How much does it cost?"

"'It's a hotel' does not need luxury. The key is that all rooms must have separate bathrooms. The air conditioner is too expensive and too expensive to charge electricity. You can ignore it for the time being.

I plan to use a coal-fired boiler with a pressure of no more than ten kilograms to boil water, and supply hot water for two hours every night so that guests can take a hot bath, install radiators in the room, and use the boiler to centrally heat in winter!”

"Wow! With this condition, it is the only one in our Sanshui County! But this investment will definitely not be enough. Does our family have so much money?"

"I probably estimated that 200,000 to 300,000 should be about the same."

"Twenty or three hundred thousand?" Zhang Fangfen said in surprise: "How can our family have so much money? It's difficult to make up half of it now!"

The output value of the "Fresh Fashion Clothing and Bag Factory" exceeded 200,000 in February, and is expected to hit another new high in March, with an output value of no less than 250,000.

The benefits and output value have more than doubled, and they can also earn foreign exchange for the country. Zhang Fangfen has made great contributions to his hard work and has naturally become a deputy section-level and has become a state cadre.

However, Huang Han’s family did not save much money because the construction cost of a dormitory building costs 50,000 or 60,000 yuan, and the twenty-four employees who took the house only paid 12,000 yuan, and the "Self-Strength Service Company" had to subsidize 40,000 to 50,000 yuan.

Huang Han said: "A small half of the startup capital is enough. Acquisition of land, building a house, and decorating it. Even if it moves quickly, it will take five or six months to complete it.

During this period, things will be "the hotel" and "new fashion clothing and luggage factory", "self-reliant construction company", and "new fashion clothing store" will create a lot of profits!"

The family's industries are making money, and the real estate they invest in and the famous wines they stock up have increased their value. There is really nothing to worry about.

Huang Daozhou's thoughts are very liberating now. He said: "My family can go to the bank to make a loan. Huang Han said it well. Prices have been rising during this period, and building materials have risen the most fiercely. Building a house can indeed keep the banknotes valuable. It is really cost-effective to use a bank loan."

Huang Xin said: "The hotel business is easy to do in the hotel. The service attitude of the guesthouses we stayed in last summer is really not very good. The waiters are like old men, and they are not as good as the waiters in our house's "family turns into a hotel".

We are customers, but we have to give the waiters a smile. With their environment and service attitude, we don’t have to worry about business. How can our family’s future business be bad?"

Huang Pin nodded repeatedly and said, "It's too easy to open a hotel and do business. I can do it better than those state-owned guesthouses. My family can definitely make a lot of money by opening a hotel."

"Just count you, you haven't even lived in a hotel, can you open a hotel?"

"Sister, the guesthouse and the hotel are actually the same thing. The service attitude of the waiter is very important. As long as I manage the waiter well, urge them to work hard, reward diligence and punishment for lazy, and reward the waiter who greets him with a smile, I will definitely be able to manage the hotel well."

"Yes, guesthouses and hotels are really no big deal. Just take good care of people and use good people."

"Oh hey! Before you even had a look of your horoscope, you were arguing about how to manage it. Is it too early? Hahaha..." Huang Daozhou smiled.

When Zhang Fangfen saw that her husband and son and daughter were trying hard to support the task of "the business turned into a hotel", she said, "I will talk to Song Chunhua tomorrow to see if she supports it, and then go to the bank to talk with her. Unfortunately, the loan interest rate is a bit high now."

Huang Han said: "The deposit interest is so high, the loan interest is definitely not cheap! Mom, don't worry about the interest rate. If the annual interest rate is not higher than 10%, you can consider borrowing 100,000 or 200,000."

"Yeah! I'll listen to you, and I'll go and see it tomorrow!"

Huang Daozhou said: "Fangfen, go and talk first, see what the interest is, and then call me!"

"Can you bargain?"

"Bank loans are not treated equally. Our hydraulic components factory is now a big profit and tax dealer and enjoys preferential quotas. If the interest rate given to you is too high, I will go and have a good chat with their president."
Chapter completed!
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