Four hundred and thirtieth chapters: rich people make money
Huang Daozhou is different from the past. He should have gained a lot of popularity in the officialdom of Sanshui County. He has the confidence to negotiate with the Sanshui County department and unit heads and can get discounts with the bank leader.
Zhang Fangfen said in confusion: "Our Ziqiang Service Company has never used a loan. It should be considered a new customer, and I'm afraid there is no discount!"
Huang Daozhou gave a positive reply and said: "This is not a problem. With the guarantee of our factory as a high-quality customer, you should be able to enjoy the discount."
People always grow up through continuous learning, and Huang Han’s parents are no exception. They are leaders of hundreds or hundreds of people. They are at different heights and have different perspectives on problems.
During this period, they read newspapers, news broadcasts, and attended county meetings. They felt the country's attitude and determination to focus on economic construction. Therefore, when Huang Han proposed to invest in "the hotel turned out to be a hotel", he thought it was reliable, and he had no objection, and he was thinking about how to implement it.
Both of them have experience in running a hotel and can settle accounts. They can imagine that running a hotel is a one-time investment. As long as they can get it done, they will definitely make money.
The couple chatted in bed for two hours before going to bed, and both thought that debt development was nothing and that they would not have to worry about repayment.
At the same time, Huang Han was also lying on the bed to plan. He suddenly had a flash of inspiration and felt that it was always wrong to make a fortune in his family. It was better to have fun alone than to have fun. If you have money, everyone would be happy.
This time, the investment "things turned out to be a hotel" might as well bring Qin Kunlun, Qian Guodong, Cheng Shengli, and Song Chunhua to participate in the business.
They are all state cadres and cannot do such things blatantly. They can participate in the name of their elders or trusted relatives!
There are no eternal friends, only eternal interests and a community of interests can friendship be maintained for a long time.
There is so much money that can be made in the world, and we must not be taken over by ourselves. Making wealth is conducive to unity and development.
We have to find an opportunity to meet Qin Kunlun, Cheng Shengli and others come to their homes to have a good talk, so that they can find ways to make up some capital.
The next morning, when Qian Aiguo and his two boxing were in the stadium, Huang Han asked, and learned that Cheng Shengli and Qian Guodong were not on a business trip today, Huang Han said:
"You two go back and say to your dad and invite them to my house for dinner tonight."
Qian Aiguo was happy and said, "Is it a family gathering again?"
"No, I have something to discuss with your father. Without you two, don't waste your time. The most important thing is to study hard. We must strive to pass the score line of the Experimental Middle School."
"Oh! I understand." Qian Aiguo said disappointedly.
Cheng Wenge smiled and said, "Look at your promising prospects, do you want to eat 'Farewell My Concubine'?"
"During this period of time, my brain and physical strength are consumed very much, and I have no oil and water in my stomach. I finally waited for my elder brother to invite me to dinner, but I didn't have the share of us. Of course I was very disappointed."
"What you said is a bit dire and a bitter and grudge! Wouldn't your mother give you meat?"
"My mother's cooking skills are not as good as her father. Now that my father is so busy, how can she cook? Alas! The food at home is not bad, it is not delicious."
"Haha! My family is different. My mother has good skills, sweet and sour pork ribs, chicken belly, squirrel citrus..."
"Gudong!" Qian Aiguo swallowed a big saliva and said, "Second brother, don't take it to someone else's wounds!"
"Or why, I brought a pot of 'Farewell My Concubine' on Sunday afternoon. We all went to Chengwenge's house for dinner. I also wanted to eat the sweet and sour pork ribs cooked by Chengwenge's mother."
"Oh hey! Really? If my mother knew you were going to have dinner at home, she would definitely be very happy."
"You tell your mother not to make too many dishes, just have sweet and sour pork ribs."
"I don't care how many dishes my mother is willing to make, but I know you still bring food with me when you go to my house for dinner, so my mother must be unhappy."
"Oh! This is true. I don't think about it. Qian Aiguo, don't eat 'Farewell My Concubine' on Sunday noon. Let's eat the specialty dishes cooked by Chengwenge's mother."
"Yeah! I didn't mention 'Farewell My Concubine' at all. You two took it for granted. I actually prefer to eat 'Yangzhou lion head'."
Huang Han and Cheng Wenge looked at each other, "Have you said it?"
"I really didn't have it yet, I said it first."
At noon, when Huang Han came home for dinner after school, Zhang Fangfen happily told Huang Han about an unexpected news, which shocked him.
As soon as Zhang Fangfen went to work in the morning, she talked to Song Chunhua about her preparations to invest in and open a hotel, and explained why she had this plan to Song Chunhua clearly.
Song Chunhua is also a state cadre. She has worked in the system for nearly twenty years and has better understanding of the actual situation in Sanshui County than Zhang Fangfen.
She hopes that the "self-reliance service company" will flourish and believes that it is feasible to invest in and open a hotel. She will do her job by expressing her approval documents, land, negotiations with vegetable farmers, and housing replacement with residents.
The two of them were preparing to do a big fight, but before the troops were moved, the food and grass were taken first, and the funds were not implemented, so the preliminary work was probably in vain.
Zhang Fangfen and Song Chunhua went to the bank to discuss loan matters with others. A loan officer named Gao was very enthusiastic when he saw Song Chunhua because he was a resident of the "Huangchen Neighborhood Committee". Of course, he was willing to help when he saw the director of the neighborhood committee coming to do business.
After hearing Zhang Fangfen and Song Chunhua explain their purpose clearly, Comrade Gao told them a news that in the second half of last year, the country spent tens of billions of dollars on loans to individuals, and they had a lot of quotas here.
What's funny is that there is no need to pay interest for the money you apply for loans.
Comrade Gao said that as long as a state cadres like Zhang Fangfen and Song Danhua report, the president will definitely approve an interest-free loan of 20,000 or 30,000 yuan. If they are willing to guarantee the loan, the bank can also lend to their guarantors.
What is this situation? Are everyone fools?
Why not lend out the money that does not have interest? If you have no land to use it, you can make more than 5% of the profit by depositing it in a bank for one or two years!
It is possible that the people at this time are too timid and dare not take advantage of the country openly. It is also possible that the publicity efforts are insufficient, and most people do not know that such a good thing is happening.
At least Huang Han, who has read newspapers every day in the past two years, doesn’t know about this, which can be seen by ordinary people.
In fact, Huang Han doesn’t know the inside story. Bank lending depends on the person. The most important thing is to have a guarantor with a stable job, and the best candidate is a state cadre.
Nowadays, the public are not very brave, so how could they guarantee to borrow tens of thousands or tens of thousands of yuan to anyone? If the borrower cannot pay it back, wouldn’t he bear the debt out of thin air?
State cadres all pay their wages and don’t need to borrow money at all. What do you care if banks have such loans?
Chapter completed!