Huang Han said: "Tell me about it! Let's talk about the happy event first, so that we can be happy too!"

Zhang Fangfen also said happily: "What kind of article are you dragging? It's a mixed blessing, please tell me quickly!"

“This time when I went to the province, the provincial leaders paid more attention to our ‘all-out enterprise’.

Not only did he personally coordinate the supply of compressors to the provincial foreign trade company, but he also agreed that the U.S. dollars earned by your ‘Huameifeng’ foreign exchange will be used by our ‘full force enterprise’ first!”

Zhang Fangfen said happily: "This is such a happy event!"

"What's more! Our loan limit has been increased by another 80 million, and the loan is renewed for one year. It will be repaid after maturity and the loan will continue within three days."

Huang Han said: "That's great. The profit generated by these 80 million yuan a year will not be less than 30 million yuan."

"It should be more than that. According to this development momentum, our "Full Power Enterprise" will definitely be able to run the funds twice next year. The 80 million yuan will be able to produce an output value of at least 200 million yuan, and the gross profit should be more than 60 million yuan."

"Well! It can definitely be achieved with a three-month production cycle and a three-month billing period. It must be operated effectively twice a year, otherwise you will not be able to achieve the grand goal of over one billion."

"Hehe!" Huang Daozhou was a little disapproving and said with a smile:

"Don't forget, we have dozens of outsourcing units and OEM companies. I only guarantee that half of their contract amount will be paid on delivery, and the other half can be settled six months later."

"Taking fifty OEM companies as an example, each of them can do an average of four to five million of your outsourcing work, and can produce an output value of two hundred million, which is equivalent to more than one hundred million more funds you can generate."

"That's right! This more than 100 million will be converted into our output value next year, which will definitely exceed 300 million. Therefore, I have a plan in mind. Next year's output value will exceed 1 billion, which is just a joke!"

"Dad is awesome!"

“If you don’t have long-term worries, you will have immediate worries! As the head of a family, I have to be responsible to thousands of cadres and employees, as well as to the superior leaders.

We have ordered a lot of new equipment this year, many of which are German products purchased by Qin Shujie Company.

After optimization by our engineers and several invited experts, the efficiency of the second assembly line is even higher.

With 80 million more funds, I am more confident and will soon prepare to launch the third, more advanced production line.

We will strive to eliminate the first production line that consumes man-hours, wastes materials and electricity by the end of the year.

It is estimated that after completing this industrial upgrade, the cost can be reduced by five to ten percent!"

"Yes, yes! You should continue to innovate and improve yourself.

By the way, how many more compressors can the Provincial Foreign Trade Company give you this year?" Huang Han said.

"Alas! This is a hidden worry. The provincial foreign trade company can only guarantee an increase of 5,000 units this year, which is a drop in the bucket! We have to find a way to import compressors ourselves."

"If Qin Shujie's company can still supply 50,000 units this year, will it be enough?"

"Fifty thousand units? How can there be so many at once? I heard that foreign manufacturers determine production based on sales and basically refuse to produce inventory!"

Huang Han didn't mention the fact that he had already ordered 100,000 units, and said with a smile: "We can negotiate amicably with them and squeeze in. It shouldn't be a problem!"

Huang Daozhou's eyes widened and he said: "There are really 50,000 more compressors. We don't have to worry about the production plan for January next year."

"Then you and Qin Shujie have a good chat!"

"Yeah! I'll call her later. It's still early in the United States, so she might not be up yet! I'll call her after dinner."

There will be a rush to buy in the second half of the year, and everything will be sold.

The top-quality "Full Power" air conditioners and the "Feng Brand" series of clothing, bags, shoes and hats with novel styles, affordable prices and fine workmanship will definitely be sold out in the rush.

I believe that the high-end "Mengduojiao" series will also become a hit when people across the country consume irrationally.

Huang Han is the deputy general manager and executive director of "China-Hong Kong Industrial", but he still only cares about the general direction and never interferes with daily operations.

The senior executives of "China-Hong Kong Industrial" perform their respective duties, and Zhang Fangfen also assists.

Thirty middle- and high-level cadres, headed by Zhang Chunmei's mother Zhang Xia, who had been to Japan had broadened their horizons and learned the on-site management of "China-Hong Kong Industrial" in Japan.

The joint venture "China-Hong Kong Industrial" does not engage in seniority ranking. Employees and cadres will receive corresponding income according to their value.

Since March, the monthly income of the most skilled female workers has exceeded 400 yuan, and the proportion of female workers earning such high incomes has reached 15%.

In April, the monthly salary exceeded 400 yuan and doubled to 30%. Taking into account night shift pay and overtime pay, you can earn more than 500 yuan a month.

Preliminary statistics show that in May, no less than half of the total employees had a monthly salary of more than 400 yuan, and a small half of them had a monthly income of more than 500 yuan.

Nothing to boost morale is as good as giving money to boost motivation!

"China-Hong Kong Industrial" treats skilled workers and technical workers favorably, attracting many young workers to learn skills from its teachers, and it has become a common practice to learn operating procedures and improve startup skills.

Yang Fan of "China-Hong Kong Industrial" set sail after completing personnel integration and getting production back on track.

There are not only advanced equipment here, but also the most diligent, smart, disciplined, and hard-working industrial workers in the world. Sometimes, when the wind breaks through the waves, they sail directly to the sea.

When a large number of "Huamei" brand fabrics produced by China-Hong Kong Industrial appeared on the international market, it was the beginning of the collapse of European and American counterparts!

Zhang Fangfen's involvement in "China-Hong Kong Industrial" is also justified, because Qin Shujie, the chairman and part-time general manager of "China-Hong Kong Industrial", is also a major shareholder of "Huameifeng".

"Huameifeng" is also the largest domestic customer for fabric procurement of "China-Hong Kong Industrial". The two units have you and you, and they have also formed a cross-shareholding model.

Huang Han is not only concerned about the stocking of "Full Force Enterprise", but also the stocking of "Huameifeng" and "Mengduojiao" series products.

He asked Zhang Fangfen: "Mom, I started working overtime this year to reduce inventory. How is the effect? ​​Are there any financial difficulties?"

"We at Huameifeng not only have 40 to 50 million yuan of our own capital, but also have a loan limit of 80 million. The loan limit of China-Hong Kong Industrial Co., Ltd. is even larger than ours, so we can hold down the inventory for half a year without any problem."

Banks have this kind of virtue. They are always the icing on the cake, and they can never provide help in times of need.

They are still trying to curry favor with the "Hua Mei Feng" with good returns, and allocate higher or lower quotas. In the past, when the loan task was not completed satisfactorily, Li Jun once specifically asked Zhang Fangfen to lend more.

It's not that there's no shortage of money everywhere in Sanshui City, which means banks can't release money. On the contrary, there's a shortage of money everywhere.

But if it is left to small and medium-sized enterprises, the risk of self-employment is too great.

This is also because several banks in Sanshui City were also influenced by Huang Han and formulated relevant regulations to assign responsibilities to the individual.

Loan officers and leaders with joint and several responsibilities must ensure that the loan is collected and repaid. If something goes wrong, they have to go to another company to collect the account.

"Huameifeng" has a good reputation, good profits, and high wages. It is well-known in Sanshui City. It can get a loan amount of 80 million without any collateral.

"China-Hong Kong Industrial" has not been established for less than half a year since it was put into production, but they have German equipment worth 100 million US dollars as collateral.

Moreover, the loan limit is determined when negotiating the joint venture, and the long-term loan limit that can be retained is as high as 120 million.

If you need financial assistance because you suddenly receive a large order, you can also apply for a short-term loan of three months or six months.

All bank loan sizes are determined based on deposits. Sanshui City has developed at a rate of doubling in three years, and the number of people's deposits has exceeded the rate of doubling in three years.

"Full Force Enterprise" secured a loan quota from the province, alleviating the loan pressure of more than 200 million yuan from Sanshui City Bank.

Therefore, banks in Sanshui City have a very easy life.

Li Jun, the head of the credit department of Sanshui Industrial and Commercial Bank of China, is personally responsible for the loan business of "Huameifeng", "Fuji Enterprise", "China-Hong Kong Industrial" and "Sanhui Group".

His performance is much higher than that of the credit section chiefs of other banks, and he does not need to drink with customers every day, so his life should not be too happy.

Zhang Fangfen is confident, because not only does she have a loan available, but her family can also mobilize more than 100 million in cash, so she can take part of the inventory when "Huameifeng" runs out of funds.

This is because "Fengpai specialty stores" have been independent self-employed businesses until now, and there are now close to 600 of them.

"Fengpai" clothing, shoes, hats, and luggage series from "Fengpai specialty stores" all over the country basically offer a 22% discount on the tag price.

The profits are evident!

"Shijingcheng Hotel" is based in big cities, economically developed cities, and now it is even more famous. It has always adopted a cash business model, and its nearly 60 stores can earn an average of 6 to 7 million per month.

Zhang Fangfen trusts Huang Han unconditionally, but that doesn't mean she doesn't think independently.

Seeing Huang Han mention the issue of stockpiling, he asked by the way: "Why do you have to let us work overtime to produce?

If we continue to produce like this for a few months, our inventory may not be able to be digested next year!”

"Don't worry, I can guarantee that the inventory will be cleared by the end of August, and all stores will ship at the tag price."

"Why? Where did you get your confidence? Is there some secret that I don't know about?"

“It’s not a secret, it’s just because I judge that prices may get out of control and cause a sharp rise.

People are worried that money will become even less valuable and will buy everything they can.

Our ‘Wind Brand’ series of works are of high quality and low price, so they must be the first choice!”

"Alas! You are right. Since the beginning of this year, the prices of everything have been increasing, and everyone feels uneasy."

“So our family cannot keep any money, spend it all, turn it into goods or real estate, and use up the loan limit.

With an inventory worth hundreds of millions of dollars in stock, the benefits from the price increase alone will be considerable."

Huang Daozhou said: "No wonder you keep telling me to purchase electrolytic copper, aluminum foil, galvanized sheets, and cold-rolled sheets in large quantities. It turns out that you are sure that the prices will skyrocket!"

"Not only these, the price of liquor may double or rise several times! Mom, don't forget to do your best to buy liquor. As long as you can get it, it doesn't matter whether it's high, medium or low-end."

"Yeah! I listen to you."

"I think you should call Xiu'er and Yu'er tomorrow and ask them to send branch managers to local banks to approve as many loans as possible!"

"Yes! Our "Feng Brand Store" is well-known, has collateral, and can get a loan limit! It's just bank interest..."

"The annual interest rate of 12% is acceptable."

“The monthly interest rate of 1% is a bit high!”

"It's not high. You can ask each store to get the loan and call Huameifeng immediately to purchase goods. You don't have to worry about filling up the warehouse. If the warehouse can't fit, you can rent a nearby private house for half a year for temporary storage."
To be continued...